Josh was extremely professional and friendly He gave very comprehensive sound advice I would highly recommend him 😊 Debs Gibraltar
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Lisez les avis des autres
My late husband and I were Privileged to have met Josh many years ago. He is a dedicated hard working young man always ready to listen and help in any way he can.He is currently helping me with docum... Voir plus
Josh, was a very friendly person who put you at ease from the start of our meeting. He gave clear, transparent information about his advice and charges. A very honest and trustworthy professional appr... Voir plus
I started talking to Josh over two years ago to see which options were available for my UK pension pots. Mid 2024 I decided on a strategy based on all of the valuable information that Josh provided. H... Voir plus
À propos de l'entreprise
Écrit par l'entreprise
Ambient Wealth Management offers personalised financial advice to expats living in Spain and across Europe. We specialise in cross-border planning — helping clients make sense of their pensions, investments, and tax position in a clear, practical way. Our focus is on building long-term relationships, providing transparent advice, and structuring your finances efficiently as your life evolves internationally. Our services include pension advice and transfers, investment management, tax-aware planning, insurance, and multi-jurisdictional wealth structuring.
Coordonnées de contact
Calahonda de Mijas, 29649, Malaga, Espagne
- +34 658 077 450
- contact@ambient-wm.com
- ambient-wm.com
Josh was extremely professional and…
Josh was extremely professional and friendly He gave very comprehensive sound advice
I would highly recommend him 😊
Debs Gibraltar
Josh Williams
Josh, was a very friendly person who put you at ease from the start of our meeting. He gave clear, transparent information about his advice and charges. A very honest and trustworthy professional approach.
Review 2020 to 2025
As my financial advisor it's been a pleasure to work with Josh right from the start. He'll lay out the options available, recommend good solutions and provide professional support right through the process. And perhaps most importantly, he's honest, conscientious and very likeable. I wish him and Ambient Wealth much success.
Clear, practical, patient assistance
Josh has been patient, clear with what's needed, listens to what I want instead of selling with an agenda. I've been wary of financial advisors in the past, Josh is the only one I've recommended to friends.
Grateful to Josh
Josh has always been there for us when we have needed advise and has always answered our questions when we've worried about anything,he also managed to reclaim a long lost pension that was owed to us,we are very grateful thank you Josh
The personal touch
From the moment i spoke with Josh i felt instantly in good hands . I’m a single lady who struggles with technology 🤪 Josh boosted my confidence and guided me every step of the way with my pension Josh went above and beyond what he needs to do 💪🏼. The personal touch he gives is second to none whilst always 1st class professionalism. My journey starts today… and for once i feel confident with him by my side 🙏🏻
Great support from Josh
Josh made moving my company pension fund in the UK to a UK based SIPP smooth and painless. Not being a UK citizen or resident with a UK pension fund makes the process complicated, and everything worked perfectly. I can highly recommend Josh as a financial advisor.
I have been a client for about 2 years…
I have been a client for about 2 years now. Josh has always been very professional and helpful. He goes the extra mile for his clients, even outside the scope of what his company does. He is always well presented and knows his products very well. It is a pleasure doing business with him
Professional, Knowledgeable, and Truly Attentive
I’ve been working with Josh at Ambient Wealth Management since 2024 and continue our relationship because of the outstanding service he provides. From the beginning, Josh demonstrated deep knowledge of financial planning while keeping everything clear and client-focused.
What really stands out is his friendly and approachable manner—he makes complex topics easy to understand and ensures you feel confident in your decisions. Josh provides information without pressure, allowing you to choose what’s right for your circumstances.
His professionalism and genuine care for clients make him someone I highly recommend for anyone seeking financial guidance.
Reliable
I am a new customer to this company and I am very satisfied with the service I have received so far. I found Josh to be knowledgable within his field providing me with client led, understandable choices about investment. A very professional delivery and I am happy to know I can contact him anytime besides our planned meetings.
Very happy to have managed to connect…
Very happy to have managed to connect with Josh.
Looking forward to working with him for years to come.
Trust, customer focus and attention to detail
Myself and my wife have worked with Josh for more than two years in managing through some complex financial changes. Josh and Ambient have shown customer focused approach to finding appropriate solutions; not just short term and quick, but the CORRECT solution for each circumstance. Ambient & Josh have stood by their client at each stage, earning trust and confidence. Highly recommended.
Marie Rachel Bates
My late husband and I were Privileged to have met Josh many years ago. He is a dedicated hard working young man always ready to listen and help in any way he can.He is currently helping me with documents I need which I find stressful to complete, as my husband passed away recently. He is dedicated to his job, and trustworthy. Josh has my recommendations.
QROPS Pension advice for expats
I started talking to Josh over two years ago to see which options were available for my UK pension pots. Mid 2024 I decided on a strategy based on all of the valuable information that Josh provided. His approach is based on giving information without pressure to allow you to make the right decision for your individual circumstance. Josh gets my recommendation because he is, without question, very good at his job.
Trustorthy, focussed investment support
I've had various financial advisors, but after returning to Europe I started with Josh about 5 years ago. He has managed our investments through some difficult years and worked hard to sort out our complex situation whether related to larger or smaller investments with the same focus. He is open and straightforward, always does what he says, and has tried to support us when our needs were outside of his specialty. The investment choices have been sound and thought through but, most importantly he is trustworthy and is focused on his client's best interests.
Trust
Knowledge, experience and transparency drive trust and good decisions.
Josh & Ambient are being fundamental to help us save for the future.
Trustworthy, Knowledgeable & Professional
I cannot recommend Josh Williams enough! From the moment I started working with Josh, I felt understood and confident with his ability and experience. His advice was clear and tailored to my situation - especially as I had had bad experiences with other financial advisors.
Not only is Josh highly knowledgeable but he is also very personable and has a relaxed yet professional approach about him. I feel he truly cares about delivering the best solutions for my needs and he continues to focus on helping me to achieve my long-term goals. If you’re looking for a financial advisor who is trustworthy, professional, and dedicated, look no further than Josh!
On my regular discussions with Josh…
On my regular discussions with Josh where he explains all of the current and prospects of my portfolio, making it simple to understand.
Currently the changes he proposed last year are all in positive numbers, which is not always the case with other companies wealth managers. I have tried other previously.
So far very happy.
Josh Williams
Josh has been my financial advisor for a few years now. He's been great, he pre-arranges our chats and always rings when he says he will. His knowledge is excellent and his advice has always proved correct. I would recommend him without hesitation.
A trusted advisor
Josh is a knowledgeable and committed advisor who is available with time and expertise to manage all my changing money needs. I trust him with my finances and his decision making.
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