Apt Payment Avis 

Extremely responsive and helpful. In the end we did not need the facility but Mohammed’s efforts and customer service were impressive. Would recommend him

Excellent service from Mohammad, who helped arrange funding for my business.
He structured the finance professionally amd in a timely manner. The terms offered were very favourable terms for the business. I’m very pleased with the support and would highly recommend Mohammad.

Another great experience with Mohammad, he is always swift and helpful.

Dealing with Mohammad has been a really pleasant experience. We run a care agency business, and having smooth payroll for our staff is absolutely key to keeping everything running properly.

We were facing some cashflow and credit issues at the time, and Mohammad managed to arrange around £23,000 in funding for us in a very short space of time. What I appreciated most was how honest and understanding he was throughout the whole process. He advised us to openly discuss the challenges we were facing, listened carefully, and genuinely understood our situation.

He approached the right lender who was happy to support our business needs, and the whole process felt straightforward and professional.

What really stood out for me was that his support didn’t stop after the deal was completed. He’s always responsive on WhatsApp or email, and even happy to give advice over the phone whenever needed. That level of aftercare and willingness to help is rare these days.

I’d happily recommend Mohammad to anyone looking for business funding support.

This is the third business loan that Mohammad has successfully arranged for me. Whenever my renewal is due, he proactively reaches out well in advance and ensures everything is in place so I receive the funds on time without any hassle.

His communication, professionalism, and dedication to his clients are outstanding. He always takes the time to understand my business needs and works hard to secure the right funding solution.

A well-deserved 5-star review once again. I highly recommend Mohammad to anyone looking for a reliable and knowledgeable business finance broker.

thanks to Apt Payment and Mohammad for assisting us secure some much needed funding to boost our cashflow for our Dom Care business. Mohammad was very supportive and quick the turn around time was amazing and very professional

We run Avatar Group Ltd, managing restaurants and hotels in Shrewsbury, and like any business, there have been moments where the right support really mattered.

Mohammad came through for us at exactly the right time. He helped arrange £300K in funding, and honestly, that gave us the push and stability we needed to keep things moving forward.

What stood out was how easy he was to deal with — no complications, no pressure, just clear communication and someone who actually understood what we needed.

We’re genuinely thankful for his support. It made a real difference to us and the business.

I run a wholesale business based in Glasgow, regularly buying stock in bulk from overseas, so cash flow is always key. I was introduced to Mohammad through a friend’s recommendation, and I’m really glad I reached out.

He acted quickly and made the whole process smooth and straightforward. What stood out most is that he’s available 7 days a week it genuinely feels like he’s working alongside me.

Really appreciate the support. He helped me secure the business loan I needed without stress. Highly recommended.

Even with my credit issues, Mohammad managed to sort out a business loan for me quickly. Really appreciate the help!

When my business hit a cash flow crunch, I approached several lenders—but each application was declined. Just as things were starting to feel uncertain, Mohammad stepped in with a solution. He connected me with a finance provider that understood my situation and was prepared to back my business.

Thanks to his guidance and persistence, I secured the funding I needed. I genuinely appreciate his support and would confidently recommend him to any business owner seeking the right financial partner.

Very fast funding

I was really impressed with Mohammad’s assistance on our business loan application. It was a secured business loan backed by property, and the best part of the process was that the transaction was completed without the need for a valuation or solicitor. This saved me a huge amount of both time and money. Highly recommended.

I received my business cash advance loan through Mohammad, and he did an excellent job throughout the entire process. He secured a surplus amount that helped my business grow, and he kept me updated from time to time about funding availability. My business is based in Woolwich, South East London, and I’m genuinely pleased with the service. Highly recommended.
Regards,
Winston Anthony Smith.

Excellent service from Mohammad. We received our funds quickly despite having credit issues. Mohammad managed to secure the funding for us efficiently.
Regards,
AM Glasgow Ltd.

As a Milton Keynes business owner with several ventures, I’ve faced moments where urgent funding was critical. Every single time, Mohammad Samad has been there. His dedication, honesty, and willingness to go the extra mile make him more than a broker—he’s someone I now consider a friend. Outstanding service.

Mohammed Samad Finance advice and support is second to none.

Testimonial for Mohammad Samad

I have worked with Mohammad Samad for a long time to arrange Merchant Cash Advances and business loans for his clients. He is transparent, quick, and highly efficient. He is also reachable seven days a week. I am happy to continue working with him to secure funding for his clients.

Regards,
Matt Lopez, Juice

I have been working with Mohammad for the last 3/4 years arranging funding for numerous clients. He has been fantastic throughout & never fails to negotiate the best deals for all his clients . looking forward to continuing our working relationship.

Mohammad has been incredibly helpful with his great communication, quick responses and understanding of his clients needs, I would highly recommend him if you were looking to fund your business.

Thanks to Mohammad for arranging working capital so quickly. His communication is excellent – whenever I need him, he’s always available on the phone, even outside of office hours. Truly reliable and dedicated service!