Clockwise Credit Union Avis 889

TrustScore 4.5 sur 5

4,6

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Lisez les avis des autres

Noté 5 sur 5 étoiles

Never really had any problems, application not to bad quick decision and same day usually. Would definitely use again and tell people how good clockwise is. Thank you

Noté 4 sur 5 étoiles

I've been with you fir many years, you are the most trusted company l know, your professional in every way, and secure, and l am very greatful wjat a team, thankyou so much kind regards karen

Noté 5 sur 5 étoiles

Great communication from the Nottingham branch, very helpful and friendly. it was my first experience using clockwise, and would highly recommend them, I did my identity check with hooyu very straight... Voir plus

Noté 5 sur 5 étoiles

The Clockwise team were great from the beginning. Asked me for all the correct information which I provided and were very patient with the whole process! Would highly recommend, including the saving p... Voir plus

À propos de l'entreprise

  1. Coopérative de crédit
  2. Service de finances alternatives
  3. Institution financière
  4. Établissement de crédit

À propos de Clockwise Credit Union

Écrit par l'entreprise

loans We are a fair, responsible and people focused credit union, providing a range of financial products and services to the local communities of Leicester, Leicestershire, Rutland, Northamptonshire, Coventry and Warwickshire.

Credit unions can consider all loan applications from people in our communities, regardless of background, including those who are in receipt of benefits. A credit Union is also a not-for-profit organisation, our focus is on improving the financial well-being of our members and helping the local community.

How we can help

Loans

loans We offer loans from £50 up to £15,000 and with fast decisions online, no hidden fees or penalties and we consider all applicants, regardless of circumstances.

Savings

loans Our flexible, easy access savings accounts offer great value for everyone! Whatever you are saving for, saving regularly helps you to manage your money better.

Current Account

loans Manage your normal day-to-day spending. You can pay bills, set up direct debits or standing orders and receive any salary or benefit payments.

Why we are different

What sets us apart from mainstream banking institutions is that we are a not for profit co-operative organisation. This means that money that members make and save from being a member stays in the local community. By coming together as a co-operative it gives all members access to low cost loans, as little as 8.7% APR.

As an ethical lender we assess each loan application on individual circumstances thereby enabling us to consider everyone, irrespective of their credit status or personal circumstances.

When you join Clockwise you benefit from becoming a shareholder; and all cash surplus generated is divided between our members as interest on savings & rewards for good borrowers.

Members are central to everything we do and are the heart of our strategy.

Écrit par l'entreprise

Vision
We want to be the first and best choice when it comes to helping people with their money. Whether you’re already a member or someone who wants to join us in the future, we aim to be the best choice for providing financial services. We’ll work hard to earn your trust and show you that we can take care of your needs and help you achieve your financial goals
Mission
Our Credit Union’s mission is to be responsible and caring, not just focused on making money. We want to show something special called the “credit union difference.” This means we will be fair, honest, and creative in how we offer financial products and services to our members. We value our members’ opinions and want to work together as a team. Our goal is to build strong relationships with our members and the community. Because we are owned by our members, we consider their needs first: this helps us stand out against banks and other financial organisations. By being strong financially, we can offer reliable and affordable options to our members. This will help them and the community as a whole to be financially better off. Our main focus is on people, not just profits.

Your circumstances considered

Fair and affordable credit

Fair and affordable credit
We consider all circumstances. We’ll aim to give you an instant decision or we’ll let you know within 1 working day and put the money into your account the same day! Repay weekly, fortnightly or monthly by debit card, standing order or from your benefits. No fee if you need to change.

Coordonnées de contact

4,6

Excellent

TrustScore 4.5 sur 5

889 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Demande des avis aux clients

Cette entreprise invite régulièrement ses clients à laisser des avis, qu’ils soient positifs ou négatifs.

A répondu à 30 % de ses avis négatifs

Répond généralement dans un délai d'une semaine

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Noté 4 sur 5 étoiles

I've been with you fir many years

I've been with you fir many years, you are the most trusted company l know, your professional in every way, and secure, and l am very greatful wjat a team, thankyou so much kind regards karen

29 mai 2026
Noté 1 sur 5 étoiles

Not people centred at all, go elsewhere

I’ve had an extremely disappointing and stressful experience with this credit union. Even with guaranteed salary‑deduction repayments, I’ve been left waiting over a week with no update, no explanation, and no sense that anyone actually cares about the impact this delay has on real people.

I’ve been asked to submit the same documents multiple times, despite them already having everything. The whole process feels disorganised and like nobody is actually looking at your application.

The staff are not people‑focused at all. Even when they know you’re struggling, even when you explain that your children are without food and you’re ineligible for help anywhere else, there is zero compassion. You’re met with robotic, scripted responses that make you feel like you’re talking to a machine, not a human being. Carole in particular was dismissive and made me feel like I was an inconvenience for simply asking for an update after waiting so long.

None of your history matters — not paying on time, not paying early, not being reliable. You’re treated like you’re beneath them for even asking for help.

Since the change from Nottingham Credit Union, the service has gone downhill massively. The difference is unbelievable. The staff now seem completely uninterested in helping members, and the whole organisation feels cold and uncaring.

After all this hassle, I wouldn’t be surprised if they decline the application anyway. The entire experience has left me feeling like they don’t value their members at all. I wouldn’t recommend this credit union based on what I’ve been through.

22 mai 2026
Avis spontané
Noté 5 sur 5 étoiles

Never really had any problems

Never really had any problems, application not to bad quick decision and same day usually. Would definitely use again and tell people how good clockwise is. Thank you

19 mai 2026
Noté 1 sur 5 étoiles

Thought the service was fantastic to…

Thought the service was fantastic to start, until I tried to renew my loan after paying in full and was rejected. Was told it was due to my financial situation, however I had gotten myself a job and clear some debts at this time. Seems to me they give you the first load to get the customers in and then don’t care after that

1 juillet 2025
Noté 5 sur 5 étoiles

The Clockwise team were great!

The Clockwise team were great from the beginning. Asked me for all the correct information which I provided and were very patient with the whole process! Would highly recommend, including the saving packages available and advise on money management!

15 mai 2026

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