Caleb was great. He was transparent and provided full details concerning business lending options, found a program that fit our needs and executed quickly. We were funded within days and Caleb was abl... Voir plus
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This company was able to give me directions for my next steps in obtaining the funding I needed. I've been implementing the plan they gave me now I can see light at the end of the tunnel.
L'entreprise a répondu
It was an absolute pleasure working with Coast Funding for our business expansion needs. Caleb Thoms from the Coast Funding was very helpful in finding a product that meet our needs.
L'entreprise a répondu
Justin helped us get the business loan he was so helpful professional and guided us from A to Z until we got the funds in our bank in little of couple of days
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À propos de l'entreprise
Écrit par l'entreprise
Coast Funding provides working capital solutions and specialty financing to small businesses nationwide. When working with Coast Funding, you can expect a personalized and professional approach with access to the most competitive business funding programs available in the market today. Our goal is to understand what each client is looking to accomplish and deliver a funding program tailored specifically to meet each client’s financing needs.
Coordonnées de contact
4350 Executive Dr, Suite 305, 92121, San Diego, Etats-Unis
- (855) 893-3294
- info@coastfunding.com
- coastfunding.com
4,8
Excellent
206 avis
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Caleb was a joy to work with
Caleb was a joy to work with. I felt heard and he helped me get the funding I needed for my business.
31 mars 2025
Avis spontané
Réponse de Coast Funding
Sharon, thanks for taking time out of your day to leave us a review! We appreciate your thoughtful words and we're glad Caleb was able to provide such a helpful experience for you. We look forward to continuing our business relationship with you in the future!
I had a great experience borrowing…
I had a great experience borrowing money from this company. From start to finish, the process was smooth and professional. Paul Maloof was always available to answer my questions and went above and beyond to make sure everything was completed properly. His support made a stressful situation much easier. I truly appreciate the excellent service and highly recommend this company to anyone in need of financial assistance.
12 mai 2025
Avis spontané
Réponse de Coast Funding
Thanks for leaving us this review, Patricia! We are glad Paul provided such an excellent experience for you and relieved some stress around your situation. We look forward to working with you again in the future!
Justin was great very knowledgeable and patient
Justin was great, very professional and knowledgeable he made the process very easy.
5 mai 2025
Avis spontané
Réponse de Coast Funding
Thank you so much for taking the time to leave us a review! We're glad Justin was able to make the process easy and successful for you. We look forward to assisting you and your business again in the future!
10/10 experience
10/10 experience! Ashley Aronson was extremely diligent, completely transparent with my terms, and incredible the entire way through. Super easy process and got funded the very next day. Thank you Coast Funding!!!
1 mai 2025
Avis spontané
Réponse de Coast Funding
Thank you so much for the review! We’re thrilled to hear that Ashley's transparency and diligence made this a 10/10 experience for you. We’re glad we could make the process easy and get you funded quickly. Thanks again for choosing Coast Funding!
Warning: 52% APR not 4%. Misleading, high pressure broker.
High pressure broker. Misleading language. They push they are at 4% interest but it's monthly. To be clear the annual percentage rate (APR) is 52%! So 52% of your payment is interest. CA protects consumers and locks rates at 36% however business loans are not regulated like individual. Buyer be careful! No situation is worth 52% ever! I've never seen a rate like that. I didn't think I was looking at an APR when I saw it until I did the math myself. The rep said I couldn't cancel and wanted me to hold payoff for 10 days. That means this broker makes a kickdown from the bank if the loan holds for a period of time. I called the bank directly and they closed the account, refunded all fees, and stopping the draw. The bank was concerned about this broker and what they were doing. They asked for the reps contact info. You can always just go direct to a FDIC insured bank for a business line of credit and avoid the markup.
29 avril 2025
Avis spontané
Réponse de Coast Funding
First and foremost, we are sorry you feel this way and that your transaction escalated to this point. After over three years without a blemish or negative review, what you articulate is certainly not how Coast does business and does not reflect our core values. Following the receipt of your review, we conducted a thorough investigation of all communication related to your transaction to see where things went wrong.
To begin, at no point in your transaction did we communicate that your approval was calculated as a 4% APR. In fact, we made sure to communicate not only the monthly rate, but the total cost associated with the program. Secondly, you were presented with other options that had lower costs and fees associated, however you gravitated to the line of credit program as the best solution for your business. As we reviewed the conversations, it seemed as if you heard what you wanted to hear vs. what reality was given your extensive experience as an underwriter for a bank historically, which you pointed out multiple times throughout the process. Due to your experience, knowledge of the financial markets, and the fact that you worked with another “loan officer” shortly before working with our company, who you disparaged as well, our representative inaccurately assumed that you clearly understood the program. Of course, we could have been more thorough in our process, but the fact that most calls began with “you have 6 minutes” or similar, we wanted to be respectful of your time. We understand that entrepreneurs are busy, thus speed and ease of process are generally features our clients appreciate.
California and many other states require funding companies such as Coast to provide APR and total cost disclosures to clients. Very similar to the Truth In Lending disclosures for consumer credit, Coast Funding provides clear disclosure of APR and/or total cost for all programs it offers. We value transparency and want all clients to fully understand the terms prior to funding their transaction. We also have this procedure in place to safeguard clients in the event they miss something in the presentation of terms initially. In your case, admittedly, you didn’t read this disclosure because you “signed on the side of the road.” It was not until after signing, and your transaction being funded, did you take issue with the terms of the transaction.
To be clear, the total cost of your transaction was not 52% as you outline. The benefit of the line of credit program is the client is in control of cost and the sooner the client pays back, the less cost they incur. While the annualized rate may have been perceived as “higher” on your specific transaction, we tried to educate you on how to use the line responsibly to minimize your cost and have a resource you could leverage in the future.
It should also be noted that the cost of capital and terms associated with each transaction vary dramatically depending on the qualifications of both business and applicant. The line of credit program in particular is more focused on credit than some of the other programs you were offered. Both credit and cash flow were a challenge and thus risk profile associated increased, as did the cost of the program.
In summary, we apologize that you didn’t see value in the programs that we offered. As you continue your search for financing, perhaps you will begin to realize that we weren’t bad people, we aren’t some pushy broker, and we probably would have been the best solution and partner long term, because we actually care and wanted to help.
For any prospective client reading this response, we hope that you can feel the sincerity of our company and see that we were just trying to help. Reputation is everything to us and we hope that you will gravitate to the hundreds of other reviews from clients that see value in our programs and appreciate the Coast relationship.
Gino is very knowledgeable and helpful
Gino is very knowledgeable and helpful! The whole process was pretty fast and easy.
Thank you!
28 avril 2025
Avis spontané
Réponse de Coast Funding
Thank you for taking the time to leave a review, George! We're so glad to hear you had a good experience with Gino. Wishing you and your business continued success!
Even though I did not accept the offer…
Even though I did not accept the offer that was presented to me, my experience was positive.
My rep Gino was upfront and honest about the difficulty of funding my request and was able to get an approval that I decided to reject.
I hope to partner with them in the future.
9 avril 2025
Avis spontané
Réponse de Coast Funding
Thank you so much for your considerate review! We're glad you had a transparent and positive experience with Gino. We are always here in the future and appreciate the opportunity to serve your business!
They took they time to find the best…
They took they time to find the best solution for my business great service and customer service thank you.
28 avril 2025
Avis spontané
Réponse de Coast Funding
Amauris, we're so glad we were able to assist you and your business! We appreciate your thoughtful review and look forward to working with you in the future!
Ashley Aronson provided me the best…
Ashley Aronson provided me the best experience with my business loan. Awesome service and communication!!
21 avril 2025
Avis spontané
Réponse de Coast Funding
Thank you for taking the time to leave a review! We're so glad to hear you had a good experience with Ashley. Wishing you and your business continued success!
Outstanding service
Their team was very engaged in trying to find a solution that would fit my companies needs. We went through numerous solutions until we found the right fit. I felt that they truly cared about my business needs.
16 avril 2025
Réponse de Coast Funding
Thank you for taking the time to leave a review about your experience with Coast! We look forward to the opportunity to serve you again in the future and wish your business continued success.
Honestly they have been great to work…
Honestly they have been great to work with. They really helped my business grow when I needed it the most. They have good communication and always reply immediately. I had a few days where I needed to delay payment and they worked with me. Highly recommend.
31 mars 2025
Avis spontané
Réponse de Coast Funding
Thank you so much for your kind words! We’re thrilled to hear that we could support your business when you needed it most. We truly appreciate your recommendation and look forward to continuing to work together!
Coast funding provided quick and…
Coast funding provided quick and reliable funding options for my business. They provided great communication throughout the funding process and assisted me with finding the right solution for my business, I will definitely continue to work with them.
28 mars 2025
Avis spontané
Réponse de Coast Funding
Thanks for taking the time to leave such a thoughtful review, Justin! We’re glad we could assist you and your business. Wishing you continued success!
Great to work with
27 mars 2025
Réponse de Coast Funding
Thanks for taking the time to leave us a review, Howard! We appreciate your business and are glad we could assist with your funding needs.
The staff was great to work with
The staff was great to work with. everything was done very quickly and professionally.
21 mars 2025
Réponse de Coast Funding
Billy, we truly appreciate you taking the time to share your experience with Coast! It means the world to us. We're grateful for the opportunity to serve you and look forward to working with you again in the future!
Highly recommend Katie at Coast Funding
Through a few different situations, Katie at Coast has taken care of me personally. She's taken the time to ensure full transparency. She's been more than responsive throughout all the processes. She's also helped in short notice situations and always came thru. I would highly recommend Coast.
15 janvier 2025
Avis spontané
Réponse de Coast Funding
Phillip, Thank you so much for your kind words and for taking the time out of your day to leave such a thoughtful review! Katie is truly a rockstar, and we're so happy to hear she’s been able to provide the transparency, responsiveness, and care you deserve. Thanks again for choosing Coast!
Gino was absolutely incredible
21 janvier 2025
Avis spontané
Réponse de Coast Funding
Parth, Thank you so much for taking the time to leave a review! We're glad that Gino could assist you and your business. Wishing you continued success!
Thank you!
Here's a shorter version of your review:
"My experience with Coast Funding was excellent. Ashley was helpful, transparent, and trustworthy throughout the process. As an Asian woman business owner trying to keep my small business going in these challenging times, I appreciated his clear explanations and professional guidance. Coast Funding's efficient service provided the peace of mind I needed to continue. Truly thankful for their support during this crazy era."
7 mars 2025
Avis spontané
Réponse de Coast Funding
Kazusa, thank you for taking the time to leave a review about your experience with Ashley and Coast! We're happy we could assist you and your business, and we look forward to working with you again.
Very helpful and expedited process.
1 mars 2025
Avis spontané
Réponse de Coast Funding
Thanks for taking the time to leave a review, Zane! We're glad to hear this was a positive experience for you. Looking forward to the chance to serve you again in the future!
Réponse de Coast Funding
Hi Jeyssel, thank you for taking the time to leave a review about your experience! We are grateful for the opportunity to serve you and your business.
Awesome Company
Awesome company and professionally trained staff. Easy process and very efficient
5 mars 2025
Avis spontané
Réponse de Coast Funding
Vimal, Thank you for taking the time to leave a review about your experience with Coast. We look forward to the opportunity to serve you again!
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