Credova Avis 

Although yes it was easy process; I was really given any other options but one 12 month plan. I would wave rather have paid the pay in four payments then 12 months. This option forces me to the complete buyout in 30 days which defeated the purpose of using this

From beginning to end this is one of the easiest transactions. Payments are really reasonable.

Using Credova as an alternative to total out of pocket expense was helpful to budgeting. Very little time was needed to complete the process, and multiple plan options were available.

I have a love hate kind of relationship with companies like Credova. First, the good: Very fast and easy and makes possible larger purchases that I might otherwise not be able to make for a very long time. Second, the BAD: more than 100% interest and fees over the term of the loan. THAT IS INSANE! 20% WOULD BE MORE THAN FAIR. even 30% might be comprehensible, but there is no rationalizing more than that, except idiots like me will do it!

Anyone doing a gun finance needs to pay attention to the fine print. This is not financing, it is a lease and it is incredibly expensive. If you go beyond 30 days, and you want to pay it off early, you don’t save a dime in finance fees. You pay the full charge of the financing and then you have to pay a $200 fee to own the gun. You end up paying literally twice what it’s worth and there’s no way around it. I suggest you only do this if you are incredibly desperate for a gun and this is your only way. I get it, sometimes you’ve got to do what you’ve got to do. I highly DO NOT recommend it. Look at other companies with a gun layaway program. They are out there.

An absolute scam. I was not able to cancel the contract. When I finally got a response from someone, I was told that I could just return the item once I got it if I wasn’t satisfied with the product or their service. Uhhh, you CANNOT return a firearm once it has been transferred in your name. If you don’t want it anymore then you will have to sell it on your own. Also, the big kicker here is that the APR is over 95%. I think it’s somewhere around 95%-99%. How is this even legal?? Thankfully when I found this out I also found out about their 30 day buy out. That’s if you pay everything off (original purchase price) within the first 30 days, then you will not be charged any interest. The catch is that it takes a few weeks for things to fully process with your account, so in actuality you only have about 14 days and then you are screwed. Just don’t do it. If you can’t afford it, then just don’t buy it. If you want to make monthly payments on something then you are better off putting it on your credit card. So surprised that I keep seeing this company pop-up on sites.

Note (Update): Also notice how they did respond to this review, but didn’t dispute their interest rates. Please please do not make the same mistake that I did. Luckily I had a card to put it on and to buy out my contract before 30 days.

Terrible customer support; wish I could leave 0 stars. If anything goes wrong your just screwed and have no rights.

Such an easy and simple process with immediate approval results.

Very easy to use and very fast answer, Will definelty use them again.

Credova’s process is fast and easy to use. This now makes twice I have used them within the last three months. Paid off my first purchase and used again.
Their online site is also easy to navigate and they have an amazing customer service team as well.

Very easy, I love it.

Very easy and fast! I was about to miss out on something at a great price. Credova allowed me to save a bundle on it! Plus, I like the fact that I can pay it off early with no extra charges! Get what you need today, and realistic monthly payments. Thank you Credova!

This is the third time that I have used Credova and have been pleased each time. I really like the early pay out option as I purchase and am able to make a couple payments to complete instead of upfronting all the money. I highly recommend Credova.

I have purchased two hand guns easy and very secure pickup and purchase was fast and worth every dime.would recommend this place to purchase a quality hand gun.

Easy and simple, to check out had a little hiccup but it went through.

It was very easy to navigate and use them approval was quick and easy great company to use

My experience could not have been easier with Credova. I chose the four-payment plan which worked better for me. I filled out an application and submitted it to Credova. It was almost immediately approved! A contract was drawn up; I signed it and sent it back to Credova. I received a signed copy of the contract along with contract disclosures and an order number that I can track. The order was shipped to the FFL soon thereafter. All of these transactions occurred in one afternoon! Amazing!

When you're able to purchase multiple items that you've wanted for awhile makes life more rewarding! I have 5 children at the house and I don't have a few hundred dollars to out right buy something, having this option is awesome, thanks!!!

Bought an item from Buds Gun Shop.
Was going to pay with my Credit Card. When Credova offered a short and Very Easy 3 month payment.

The Credova App processing for Financing was Seamless and Super Fast.

Credova is ABSOLUTELY the way to go if ya want to finance a purchase !!

Thanks Much.

Brian B
Michigan