Desert Financial Credit Union Avis 317

TrustScore 4.5 sur 5

4,5

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Lisez les avis des autres

Noté 5 sur 5 étoiles

Honestly had not heard of Desert Financial Credit Union until my car buying experience. They have made my purchase seamless from start to finish. I was even offered assistance with finding the most co... Voir plus

L'entreprise a répondu

Noté 2 sur 5 étoiles

I opened a HECL with DFCU and was told that I needed a savings account. What I was not told is that if I opened a checking account with direct deposit that I would get another 0.25% off the margin... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

I am a new resident of Sun City, and I needed to find a credit union, so I went to Desert Financial. Destinee C. was the first person I spoke to regarding information on becaming a credit union m... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

I switched lenders to DFCU at the last minute because they offered such a good program—0 down and 0 PMI (community heroes program). I’m so glad I did because they were able to close everything on time... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Coopérative de crédit
  2. Banque
  3. Conseiller financier
  4. Institution financière
  5. Société financière non banquière

Écrit par l'entreprise

For over 85 years, Desert Financial has been Arizona’s most trusted local credit union with over $9 billion in assets, 500,000+ members and over 50 branches. Membership eligibility is open across Arizona with contactless solutions making it easy to click, call or come in. As a not-for-profit cooperative, Desert Financial takes pride in sharing success. In 2025, members received $16 million in dividends via the Member Giveback Bonus. Desert Financial is the official retail banking partner of Arizona State University® and the official banking partner of the Arizona Cardinals, NAU Athletics and the NAU Alumni Association. Federally insured by NCUA. Learn more at desertfinancial.com.

Started by Arizonans, for Arizonans

Écrit par l'entreprise

85 years of service
Desert Financial was founded in 1939 to serve our members and give back to our community.
Founded by teachers
Fifteen Valley educators pooled their money together – just $78.75 – to start our credit union.
Mission-driven
Our mission to share success and create exceptional experiences is why we do what we do.
Committed to sharing success
Sharing our financial success with our members, community and team is simply the right thing to do.

Coordonnées de contact

4,5

Excellent

TrustScore 4.5 sur 5

317 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Chez Trustpilot, nous privilégions le contenu écrit par des personnes réelles. Cependant, cette entreprise a accès notre outil de réponse assisté par l'IA pour l'aider à rédiger ses réponses.

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Noté 5 sur 5 étoiles

So Far, So Good!

Opened a free checking & savings acct over a month now. So far so good! Great folks & happy with the service. No complaints.

11 mars 2026
Avis spontané
Noté 5 sur 5 étoiles

i’ve never experienced a problem with…

i’ve never experienced a problem with my bank at least the one i go to near by

23 mars 2026
Avis spontané
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Réponse : Desert Financial Credit Union

Thank you for sharing! We’re so glad to hear you’ve had consistently smooth experiences with us. We appreciate your feedback and look forward to continuing to serve you!

Noté 5 sur 5 étoiles

Impressed

So far I love this banking institution. Employees are friendly, and knowledgeable. And I’m not getting charged one service fee after another.

20 mars 2026
Avis spontané
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Réponse : Desert Financial Credit Union

Thank you so much for the kind words, Laurie! We're thrilled to hear that you've had such a positive experience with us.

Noté 5 sur 5 étoiles

So far so great

So far so great, like that they accommodated your need and they do the best they can help you with:)

20 mars 2026
Avis spontané
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Réponse : Desert Financial Credit Union

Thanks for the 5-star review, Susana!

Noté 5 sur 5 étoiles

Honestly….

Honestly had not heard of Desert Financial Credit Union until my car buying experience. They have made my purchase seamless from start to finish. I was even offered assistance with finding the most cost effective insurance. Definitely a 5 Star business. I highly recommend considering them for your financial needs. A 10 out of 10 for me. Thank you!

6 février 2026
Avis spontané
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Réponse : Desert Financial Credit Union

We're happy to hear that your experience was seamless, and we appreciate your recommendation. Thanks for the positive review!

Noté 1 sur 5 étoiles

Dispute over unauthorized charges

During the dispute over unauthorized charges to my account, I was told that Visa was the company that made the decision to deny my funds being put back into my account later. I found out that this wasn’t true. Visa has nothing to do with it. Also, I was told that the perpetrators have my.ip address, after receiving confirmation of my email change they still sent responses and request for information to my old email address, which was unmonitored. They gave me five more days to respond. I’ve never saw the email on the 21st. They closed the investigation, a total of 11 days when they told me that it would take up to 90 days finally on review of my old email on 5 February. I noticed the emails that were in the account that I was not monitoring. I immediately called them requested to speak to somebody. The guy got on the phone and said that these people are really good several times enough to annoy me so I told him the only thing that these people are good at is deceiving you, and I could confidently state that because I know the truth. Any more of these days I don’t know what matters more the bitter truth, or the sweet lie. When it comes to my finances, I would like to know the truth in that day on the phone there was not one bit of truth expressed to me, and he gave me the phone numbers to the places that got my money and told me to call them and see if I can get my money back so I turned to open my own investigation and I found out way more information than what anyone should have to I’ve been feeding them Proof of the lie's. I had to send a letter in to reopen the account investigation and so far the only thing that I’ve heard from the Bank is that they allowed a charge to go through to make my overdraft protection kick in, and then I must cover the balance they allowed payment that was $3.48 more than what I had to go through from Microsoft something that I pay for with points and the fact that my Internet got turned off because I didn’t have the money in my account anymore to pay for the bill really makes it so that that payment was wasted because I didn’t even get to use it so this is just a good example of the banks overstepping and then not doing what they’re supposed to do, back up the customer not side with the perpetrator. The investigation is-still ongoing, it’s been 60 days and not a normal investigation, update, nothing. When the investigation is closed. I will return to update this with the outcome

7 janvier 2026
Noté 2 sur 5 étoiles

Information Witheld by DFCU

I opened a HECL with DFCU and was told that I needed a savings account. What I was not told is that if I opened a checking account with direct deposit that I would get another 0.25% off the margin of my HECL loan if opened 30 days before funding. DFCU refused to apply this retroactively despite the fact that the agent did not tell me this.

This demonstrates both disingenuous actions and poor training on the part of DFCU management They get a poor two star rating from me accordingly.

6 mars 2026
Avis spontané
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Réponse : Desert Financial Credit Union

Thank you for sharing your experience. We’re sorry for the frustration caused and understand why this felt disappointing.

Our Relationship Rewards program offers rate discounts on eligible consumer and home equity loans when certain criteria—such as direct deposit—are met prior to loan funding. These discounts are applied based on a member’s Relationship Rewards status at the time the loan is funded and, per program terms, can’t be applied retroactively once funding is complete.

That said, we never want a member to feel misinformed or caught off guard. We appreciate you raising this concern, as it highlights how important clear communication is when discussing available benefits. Your feedback has been shared with our team to help reinforce training and ensure expectations are clearly set moving forward.

Noté 1 sur 5 étoiles

I recently applied for auto refinancing…


I recently applied for auto refinancing with Desert Financial Credit Union and was unfortunately not approved. What surprised me is that Capital One approved my refinancing under similar circumstances.

3 février 2026
Avis spontané
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Réponse : Desert Financial Credit Union

Thank you for sharing your experience. Loan decisions can vary by lender based on a number of factors, and approval with another institution doesn’t always align with our underwriting criteria. We appreciate you considering Desert Financial and wish you the best moving forward.

Noté 5 sur 5 étoiles

I love the personalized service at get…

I love the personalized service at get at Desert Financial.

18 février 2026
Avis spontané
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Réponse : Desert Financial Credit Union

We're happy to hear that you appreciate the personalized service that we provide. Thank you for your positive feedback and for being a member, Rosa!

Noté 5 sur 5 étoiles

Easy to work with fast and…

Easy to work with fast and understanding very professional beats a regular bank for sure.

21 janvier 2026
Avis spontané
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Réponse : Desert Financial Credit Union

We're glad you found our team easy to work with and professional. Thank you for your positive feedback; we appreciate it greatly!

Noté 5 sur 5 étoiles

New customer

Needed a CU closer to my house since I moved and I had a great experience with opening a new checking, savings, and credit card account with Desert Financial.

21 janvier 2026
Avis spontané
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Réponse : Desert Financial Credit Union

We're happy to hear that opening your new accounts with us was a great experience and that we could meet your needs after your move. Thank you!

Noté 5 sur 5 étoiles

Johnathan and other Desert Financial…

Johnathan and other Desert Financial showed great respect, attention to our needs, courtesy and professionalism helping us to het Home Equity Line of Credit!!! Thankbyou, Desert Financial!!!

2 février 2026
Avis spontané
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Réponse : Desert Financial Credit Union

We're happy to hear that you had a positive experience and that we met your needs with courtesy and professionalism. Thanks for the 5-star review!

Noté 5 sur 5 étoiles

We are new to the area

We are new to the area and we first had a different credit union, but we were really happy with them. They just didn’t have the service we were used to from our previous home of 35 years. We switched to Desert Financial and couldn’t be HAPPIER!! I feel seen and it like the credit union I used to have for 35 years!! Danielle took care of us and she was wonderful to work with. She helped us in getting everything switched over…automatic payments and deposits. Thank you Danielle!!

5 janvier 2026
Avis spontané
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Réponse : Desert Financial Credit Union

We're so happy to hear that your transition to our services has been seamless. It's great to know you feel valued and that the service is what you were looking for. We appreciate your feedback and are glad we could assist with your financial needs.

Noté 5 sur 5 étoiles

Kevin-desert financial

Kevin took care of all my needs and was genuinely concerned about my thoughts and what I wanted.

9 janvier 2026
Avis spontané
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Réponse : Desert Financial Credit Union

We're thrilled to hear that! Thanks for the 5-star review.

Noté 5 sur 5 étoiles

Great costumer service

Great costumer service, direct with the questions I asked just all around great help thank you

22 janvier 2026
Avis spontané
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Réponse : Desert Financial Credit Union

Woohoo! Thanks for sharing your experience with us, Raymond! We're glad we could help.

Noté 2 sur 5 étoiles

I can't even get into my account…

I can't even get into my account through the app or the website even after visiting a branch and showing proof of identity and waiting. I feel like this was so much work just to open a new account.

22 décembre 2025
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Réponse : Desert Financial Credit Union

We're sorry to hear that you're having trouble accessing your account after visiting a branch. If you're still having this issue, please give us a call at (602) 433-7000 so we can help.

Noté 5 sur 5 étoiles

I am a new resident of Sun City

I am a new resident of Sun City, and I needed to find a credit union, so I went to Desert Financial.
Destinee C. was the first person I spoke to regarding information on becaming a credit union member.
She was very professional,attentive, and clearly explained everything I needed to know. So,
I have been a Desert Financial member since 12/10/2025
Candy Carreon.

10 décembre 2025
Avis spontané
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Réponse : Desert Financial Credit Union

Thanks for choosing us, and for the kind review! We appreciate your feedback, Candy!

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