Devete Financials Avis 75

Have had a great experience with Devete so far. 2 investments in and no complaints. They’ve been really good keeping us updated with webinars and events. Couldn’t be happier

Excellent events hosted by Devete Financials. An especially big thanks to Keith for being helpful and supportive!

Returns have been better than what we got with traditional property we have done in the past. Service has been exceptional always keep us in the loop with developments updates.

Devete has been a godsend. Property has been a real headache for me and the structure they put me into made the whole investment process much less hassle. Returns are also competitive so can’t complain!

A return of up to 12% per year on a hands off property investment is not normal in regulated finance. It’s typical of: Loan Notes, unregulated property finance and high risk property schemes.
Devete is only an introducer with no responsibility they do not hold your money, do not guarantee your return, do not offer FSCS protection even for their developer and do not carry any financial responsibility if the developer fails. They just get a commission for ‘finding you’.
A corporate guarantee is not cash sitting in a bank. It is simply a promise from a company to repay you if something goes wrong. For it to be meaningful, the guarantor must have: strong assets, low debts, positive cashflow, a history of responsibility,no charges over its assets and no insolvency risk. A “£30M corporate guarantee” is only as good as the company behind it and a problem in one project that your money may fund can result in you losing your investment with no reimbursement. It will not be FSCS covered. Devette states the company they are encouraging you to invest in has a great track record nevertheless you are taking a risk. One financial problem in the project your money is used for can lose it all.
Concerning IHT mitigation most property backed fixed return investments do NOT qualify for Business Relief. For an asset to be outside your estate for IHT purposes, it usually needs to meet one of these conditions: you no longer control it, you no longer benefit from it, you held it in a qualifying structure for at least 2 years (eg. business relief), it qualifies as a trading business asset not an investment product. A loan note to a property developer is a fixed term investment , not a trading business, not a qualifying asset for business relief and is not automatically exempt from IHT. A loan note remains part of your estate and is subject to IHT.
The bottom line is that you might do very well with Devette's recommendations or you might lose all; you are taking a risk. Re IHT it will need a lot more investigation. If you are younger the risk with a modest amount of money you can afford to lose could be a good gamble but for retirees with some capital and some pensions payments, but no regular income it seems unadvisable.

I had an amazing experience with Fin and the rest of the team at Devete, they understood my needs, and took the time to truly understand my goals.

Was initially quite cautious but I attended one of their events and met other clients which made me confident enough to start off with a small investment. It’s done really well and now I have 2 more with Devete. Their team specifically Daniel helped me through the whole process. Speak to their clients that’s what helped me

Complete scammers, dont ever try these

dont waste your money

It has been great working with Devete, returns come in on time and i have been kept up to date the whole way through

They did exactly as advertised, the properties are providing great returns without the hassle you’d typically expect to recieve as a landlord.

I can’t say enough great things about Devete Financials. From day one, the experience has been professional, transparent, and results-driven. They really take the time to explain the investment process and make sure you feel comfortable every step of the way.

Keith is absolutely fantastic to work with. He’s knowledgeable, responsive, and genuinely cares about helping clients succeed. Any questions I had were answered quickly and clearly, and I always felt like I was in good hands.

If you’re looking for a trustworthy and experienced real estate investment company, I highly recommend Devete Financials.

I had many questions and their friendly, helpful team explained their service clearly and very well.

Amazing so far ! My buy to lets weren’t performing as well anymore and Devete helped show me other structures in property that work slightly better with way less hassle. Keith was great !

Great team, great support through the whole process. Returns are as forecasted since I began.

My first London real estate investment was handled entirely by Oliver, and it couldn’t have been easier. From start to finish, everything was well managed while I simply monitored the returns.

this company is not registered with the financial conduct authority the FCA recomends not to invest with this company it may be a scam

Knowable and made the transaction very simple

I would recommend these guys, did what they said they would do and have been great following up with updates throughout.

The Experience with Devete is exemplary. Findlay looks after you from the word go. Recommended!

Service from Daniel has been great help my hand through the process and have receiving my quarterly returns on time