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Solo Health Collective Avis 52

TrustScore 4.5 sur 5

4,7

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Lisez les avis des autres

Noté 5 sur 5 étoiles

I've had a great experience with Solo Health since joining at the end of last year, but recently had an especially great experience with them. I was in a tricky situation where I needed an operation a... Voir plus

Noté 5 sur 5 étoiles

Not only did she guide me from the start and work with me through the setup process, she's always been reachable and quick to respond to lingering questions I've had. Additionally, my work situation h... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

I have only been on the Solo plan for a few months but everything has worked well so far. I have been able to go to my existing doctors, both in-network and out-of-network. When I have needed assistan... Voir plus

L'entreprise a répondu

Noté 4 sur 5 étoiles

Good coverage. Prompt customer service. Only issues: Twice I got other peoples insurance cards in the mail. Twice was strange and shows lack of attention to detail.

L'entreprise a répondu

À propos de l'entreprise

  1. Mutuelle de santé
  2. Conseiller santé

À propos de Solo Health Collective

Écrit par l'entreprise

Solo-May-24-1

Solo Health Collective is a first-of-its-kind health plan solution built exclusively for independent professionals and solopreneurs. We believe that being self-employed shouldn’t mean sacrificing healthcare quality or affordability. That’s why we created a smarter, more cost-effective, and transparent alternative to traditional insurance.

Solo members gain access to a national PPO network (MultiPlan PHCS), a major medical plan, and prescription drug coverage. Members establish their own self-funded health plan and join the Vault Health Captive—a regulated insurance entity. This structure not only lowers costs but also empowers members to take control of their health spending, with plans that prioritize both freedom and financial sustainability.

We serve a growing base of independent businesses across the country and are rapidly expanding through strategic partnerships with organizations like the Freelancers Union and Rlty.co. Members can choose from three deductible tiers—including two HSA-eligible options —and enjoy coverage that includes preventive care, maternity, urgent care, mental health services, and more.

All plans are supported by our white-glove concierge team, ensuring expert support with claims, eligibility, and provider coordination. Our members also benefit from an open network option, allowing them to see any provider willing to work with Vault—even outside the PPO.

Whether you’re a freelancer, consultant, real estate agent, or creative entrepreneur, Solo is built with your independence in mind. We help you navigate the healthcare system with confidence—and reward you with simplicity, savings, and trusted support every step of the way.

Create Your Plan Today

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4,7

Excellent

TrustScore 4.5 sur 5

52 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 100 % de ses avis négatifs

Répond généralement dans un délai de 24 heures

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Noté 5 sur 5 étoiles

For a self employed professional in NYC…

For a self employed professional in NYC - Solo is a no brainer. It's almost too good to be true. Highly recommend if it's right for you.

23 novembre 2025
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Réponse de Solo Health Collective

Hi Alex! Thanks for the review, we're glad that you had a great experience on the plan, the network is very strong in NYC!

Noté 5 sur 5 étoiles

Love Love Love Solo.

Love Love Love Solo.
You guys are the best. So happy to have you guys on our side of the Health Care journey that is so often horrible.
Thank you for being so attentive and knowledgable for us.

21 novembre 2025
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Réponse de Solo Health Collective

Hi Brian, Thank you for taking the time to write a reivew. We're glad that we've made a difference in your health plan experience and look forward to helping you and your family in the future :)

Noté 1 sur 5 étoiles

Great unless you have migraines or (mild) preexisting condition

I was really excited to try this vs. COBRA, as I'm building my own small business back up.

Looked amazing until I answered about having an autoimmune disease for which I take a cheap generic 2x/day. It immediately denied me.

Would be MUCH better if it was a more comprehensive intake and just paid more.

I read the reply to the other person's comment about the same, but even with the option to advocate, what an awful user experience.

Literally the things include a migraine med, that they cover in the formulary btw, and everything from autism to arthritis was in the list (and they listed autism as an autoimmune disease too). I'm 47 and former rugby player and skiier, of course I have arthritis.

I would fully expect to need to pay more but the immediate denial was shady. I guess it is legal b/c it is different than standard ACA rules, but the user experience would have been so much better explaining that in advance and not showing rates for decent insurance but then say "except for you".

17 novembre 2025
Avis spontané
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Réponse de Solo Health Collective

Hi Tiffany, Thank you for bringing this to our attention. We would like to have the opportunity to learn more about your health situation and see if we can help advocate on your behalf. We are actively looking to improve the UX for those who may not be eligible to create a health plan for their business with Solo. We value your feedback, thank you for taking the time and sharing this with us. We can be reached by emailing support@hbgnow.com

Noté 5 sur 5 étoiles

10/10 would recommend

Kylie and the entire team at Solo are top notch in professionalism, communication and service. Working as an entrepreneur can be tricky when it comes to health insurance, but we have been members for almost a year and it’s been great. Much more than expected. And the partnership with FitOn? You basically get a monthly credited class pass too! Thank you Solo.

12 novembre 2025
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Réponse de Solo Health Collective

Hi David! Thank you so much for your review. We are committed to delivering a high level of customer service to our members & I'm glad that has been your experience. FitOn has been a great addition to the plan this year, we're excited to add more partnerships in 2026!

Noté 5 sur 5 étoiles

Great responsiveness and support

Great responsiveness and support, willingness to hop on calls and discuss plan questions. Nice additional benefits on top of the actual plan (ex. partnership with FitOn.

6 novembre 2025
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Réponse de Solo Health Collective

Thanks for sharing your experience Jordan! We're happy you're enjoying FitOn - our members really seem to love it!

Noté 4 sur 5 étoiles

Went through the flow to price a plan

Edit: Solo Health Collective has now updated its process to address this concern. As the flow has meaningfully changed for solo business owners, I have considered the responsiveness of the Solo leadership team to this concern and the new process flow, which does not automatically decline coverage in the case I mentioned. I have not been compensated nor encouraged to change this review; I merely wish to ensure that posted reviews are accurate and the original concern was addressed

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Went through the flow to price a plan, as a solo business owner. The price was presented, then when I took the next step, they asked whether anyone in the household was on a specific set of medications, probably as a proxy to determine if we had any of the more expensive medical conditions. In reality we might simply be ahem, losing weight... But upon saying "yes" to that question, I was immediately taken to a rejection screen that says :

"Thank you for your interest in the Solo Health Collective! While it seems Solo isn’t the right fit at the moment based on your responses..."

28 octobre 2025
Avis spontané
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Réponse de Solo Health Collective

Thank you for sharing your experience, we completely understand how disappointing that message must have felt. Solo’s goal is to provide affordable, sustainable healthcare options for self-employed individuals, and part of that process includes medical underwriting to keep pricing fair for all members.

That said, we’d really like to take a closer look at your application and see if there’s anything we can do to help. Please reach out to our support team at support@hbgnow.com, we’ll review your situation personally and make sure you get clear answers and options.

We truly appreciate your feedback, it helps us continue improving how we serve business owners like you.

Noté 5 sur 5 étoiles

Great rates and great service

Great rates and great service! Im recommending to all my solopreneur friends.

24 octobre 2025
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Réponse de Solo Health Collective

Thanks Mike! We appreciate your review & willingness to share us with your community!

Noté 5 sur 5 étoiles

A personal approach

A personal approach to finding the right plan for me and meeting me where I am with my health coverage need, Michael took the time to have a one on one conversation with me and then really spent time following up to make sure they could work with my current health providers, they really go out of their way and offer a very human experience!

14 octobre 2025
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Réponse de Solo Health Collective

Hi Chloe, We're so glad you had a great experience with Michael! Customer support is extremely important to us at Solo & we're so glad that you were able to get the help you needed. Thank you for the review!

Noté 5 sur 5 étoiles

Great customer service too

Great customer service and was perfect while running my LLC. HSA eligibility was a huge bonus. Team was always responsive when I had questions.

1 octobre 2025
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Réponse de Solo Health Collective

Hi Graham, We're glad you had a great experience on the plan, if you need us in the future let us know :). Thanks for the review!

Noté 5 sur 5 étoiles

Questions answered quickly.

I had questions about my eligibility status that were answered promptly and accurately. Kylie helped put me in the right mindset to prioritize my care.

1 octobre 2025
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Réponse de Solo Health Collective

Hi Kyle, Welcome to Solo & thank you so much for sharing your experience, we're thrilled to have you on the plan. If you need help in the future, just let Kylie or another team member know - we're here to help!

Noté 5 sur 5 étoiles

I’ve had a wonderful experience with…

I’ve had a wonderful experience with Solo Health! The customer service has been above and beyond any other health provider that I’ve used in the past. Any time I’ve had a question, I’ve gotten to talk to a real person and have always received a timely response. My plan is more affordable than what I was paying previously, and I’ve been happy with the coverage I’ve received. I will definitely be signing up with them again next year!

9 septembre 2025
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Réponse de Solo Health Collective

Hi Stephanie, Thank you so much for leaving a review. We're so glad that you've had a great experience & look forward to helping you in the future :)

Noté 5 sur 5 étoiles

Solo is the best!

Michael is the absolute best. As it is my first year with Solo, I have had many questions along the way and the customer support team is excellent. He was extremely communicative, patiently explained all the answers to my questions, and gave very speedy responses. Between the affordable coverage and excellent customer service, Solo has been a game changer as a business owner.

2 septembre 2025
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Réponse de Solo Health Collective

Hi Erin! Thank you for your review, we're so glad that Michael has been able to help you while using the plan. We're always here to help, so if you need anything in the future just let us (or Michael) know :).

Noté 5 sur 5 étoiles

I've had a fantastic experience and am…

I've had a fantastic experience and am saving SO MUCH compared to what I was paying on COBRA... My only feedback is I wish they did some advertising or something so I could've learned about them sooner! I've shared with many freelance/contract/self employed friends as well.

22 juillet 2025
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Réponse de Solo Health Collective

Hi Shane! Thank you so much for your review and for sharing Solo with your community - we really appreciate it. Please let us know if you need help with anything in the future :)

Noté 5 sur 5 étoiles

Excellent customer service

When I was looking for in-network care away from home, the customer service team helped me find a doctor who was in network and close by. I was amazed to get personalized assistance when I emailed for help.

15 août 2025
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Réponse de Solo Health Collective

Hi Laura, No one likes to need care when they're away from home & we're so glad that we were able to help you. Wishing you a speedy recovery, please let us know if we can help in the future!

Noté 5 sur 5 étoiles

Great service from Solo Health Collective!

Allison and Brian were incredibly responsive and helpful when we signed up for Solo Health Collective. They went above and beyond, making time for phone calls whenever we had questions. The same was true of Michael, who walked me through claims submissions with patience and good humor. In short, Solo Health’s customer service is excellent. Highly recommend!

30 juillet 2025
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Réponse de Solo Health Collective

Hi Karen, Thank you so much for sharing your experience. Our team aims to be quick to respond, while also providing great service and honest answers. If you need anything in the future, just let us know :)

Noté 5 sur 5 étoiles

Great customer experience

Great customer experience, easy to sign up and manage care, and much wider provider coverage than the state marketplace plan I was on previously

28 juillet 2025
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Réponse de Solo Health Collective

Hi Larissa! Thank you so much for your sharing your experience, we're glad that you found value in our nationwide PPO network!

Noté 5 sur 5 étoiles

Great customer service

Great customer service, excellent rates for solopreneurs, and appreciate the correspondence from their team especially given how other health insurance programs seem to not care about their customers.

25 juillet 2025
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Réponse de Solo Health Collective

Hi Dr. SS, thank you for the review! We really strive to have exceptional customer support every step of the way and are so glad that has been your experience! If you need anything in the future, just reach out - we're always here to help :)

Noté 4 sur 5 étoiles

No complaints so far

My normal doctors still accept this insurance, so it's been a fairly easy transition. I like knowing my max out-of-pocket. I've not needed it for any large surgery or event, so can't speak to that, but overall - it's fine so far.

15 juillet 2025
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Réponse de Solo Health Collective

Hi Bree, We're glad to hear that your providers are in-network and that you've had an easy transition with the Solo Health Collective plans. If you ever need our help in the future, please let us know - our team is always happy to help! Thank you for sharing your experience!

Noté 5 sur 5 étoiles

Get HBG solo insurance!!

It took 10 minutes total to find out what my rate would be and enroll. It's cheaper than my previous insurer and has a lower deductible. We've been on the plan for over 2 years and are very satisfied with the service. Highly recommend to all my fellow small business owners!

4 juin 2025
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Réponse de Solo Health Collective

Hi Sam, We love hearing this! That’s exactly what Solo was built for. Since each business creates its own self-funded plan, we’re able to keep costs low and coverage strong. We’re thrilled you’ve been with us for over two years and truly appreciate the recommendation. Thanks for choosing Solo. We’re honored to be your plan of choice now and into the future

Noté 1 sur 5 étoiles

Preexisting condition = coverage denial

I'm not sure how it is legal, but this company denied me coverage because/c I have an autoimmune thyroid disease. I pay about $5 out of pocket for my generic levothyroxine each month and have an ultrasound once a year. Not sure how this even really qualifies as a significant expense for the insurance, but mostly it is illegal to deny on preexisting conditions.

2 juillet 2025
Avis spontané
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Réponse de Solo Health Collective

Hi Ally,

Thank you for sharing your feedback, we’re sorry to hear about your experience and want to offer some clarity and support.

Solo is a form of business insurance. When a business applies to join, it establishes its own self-funded health plan. That means any expected claims must be supportable within the total projected cost for that business. Underwriting decisions aren’t personal, they’re based on whether the business can sustainably fund its plan over time.

That said, underwriting isn’t always black and white. HBG (which operates Solo) can appeal decisions directly to Vault (the carrier) Underwriting, and exceptions are sometimes made based on additional review.

We’d be happy to advocate for your case and walk you through that process. Please reach out to us at support@hbgnow.com or give us a call (888-655-4053), we’re here to help.

-The Solo Health Collective Team

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