ilumiti Avis 

Andy was knowledgeable, well informed and skilled at engaging in 2-way conversation with me. The generalities of a PIE as well as my own situation were amply covered and the decision my wife and I have made is partly as a result of Andy's input. Thanks Andy.

Andy was extremely polite and easy to talk to. He went through everything thoroughly and took time to explain my options. I’m feeling much happier with my decision now I have had my meeting with Andy. Thank you

Andy Johnston's advice was independent, detailed and easy to understand. I changed my original decision because of the information provided. The follow up documentation was prompt, informative and valuable for me to confirm my final decision.

Clear, precise and very useful advice provided by Andy Johnstone, Consultant ilumiti. Andy was very easy to talk to and I felt confident in his knowledge and his independence. Extremely prompt follow up providing a clear recommendation report which confirmed our conversation and and assured me with my decision. All round excellent experience.

Efficient, friendly . An excellent service well delivered by a knowledgeable contact

Very helpful and enlightening meeting, Andy was polite, friendly, professional and very knowledgeable.

Andy was so helpful and made the process so easy it was a pleasure to talk to him.

Andy was very helpful, understanding and he explained himself very well.
He provided advice which he justified to my complete satisfaction.
Thank you

Expertise clarity and professional excellent service

Andy made me feel comfortable and at ease with my pension consultation.

Certainly recommend him and his company to anyone else.

Friendly, detailed discussion on the key aspects of the PIE pension options from someone who was well informed on the proposed changes.

Ben Gow was well informed and knowledgeable and provided some excellent impartial advice.

The advisor we spoke to had taken the time to look into our specific circumstances and appeared generally knowledgeable

Julie and Barbara are super helpful and efficient with their responses. We have a group risk scheme with Ilumiti covering PMI, Group Life etc and they on time with renewals, queries and overall communication is exceptional!

Jack is always really helpful. He's also very personable and straighforward with his recommendations - which is very appreciated by a financial planning novice like me! Thanks Jack and everyone at Ilumiti :)

The whole process from first contacting ilumiti to the meeting with Andy, our financial adviser, was second to none. Both Anastasia and Andy were very helpful and friendly. There was a lot of information gathering to do prior to our meeting with Andy but this is understandable. Andy was very approachable and explained our retirement options clearly and in a way that made it easy to understand (pensions can sometimes feel like a bit of a 'dark art'!). Nothing was too much trouble for him and we didn't feel rushed through the meeting. Thank you Andy!

Andy Johnston was a very nice guy who clearly explained all available options in a clear and concise way. His use of forecasting tools was very informative. Andy is very knowledgeable and was able to answer all the questions I had.

Nice guy, easy to talk to, explained everything in simple terms and was easy to understand. Helped me to firm up on my retirement plans and I left feeling much happier about the retirement process and setting up the annuity when the time comes.

I would not have had a great knowledge of how my pension worked and what my options were but Andy explained everything clearly and was able to answer any question I had. His help and guidance was greatly appreciated!

Andy from Ilumiti fully answered all my queries regarding my pensions and helped me understand what my options were, I was able to make an informed decision about what would benefit me most going forwards