My experience with Kuda Bank’s lien…
My experience with Kuda Bank’s lien process has been extremely frustrating.
I had funds credited to my Kuda account from a transaction involving a third party. Shortly afterwards, Kuda placed a lien of ₦33,487,289 on my account, restricting my access to the funds.
I provided the information and documentation requested, including a police report concerning the transaction, but the situation has remained unresolved. What has been particularly frustrating is the lack of clear communication and a satisfactory explanation of the process and timeline for resolving the lien.
I understand that banks have compliance and fraud-prevention obligations, and I have no issue with legitimate investigations. My concern is the way this case has been handled and the prolonged restriction of my funds without a clear resolution.
I hope Kuda reviews this case properly, provides a transparent explanation, and resolves the matter promptly. Customers deserve clear communication when a significant amount of money is restricted on their account.








