LendingCreative Avis 147

TrustScore 4 sur 5

3,9

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Lisez les avis des autres

Noté 5 sur 5 étoiles

I was approved for a loan, but the interest was 722% and instead of paying monthly, they want you to make a payment on every payday, starting with my next pay period. For a $2,000 loan, I'll be paying... Voir plus

Noté 4 sur 5 étoiles

I would have given the highest mark, but I received the funds on Monday 8/18 when I was told I would get them Fri 8/15 because I got the application in and approved fairly early that day. This cause... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

This was fast, and easy to apply. I recieved my monies in my account in 24 hours. There are many companies that ask for so many things, and then you still wait for a response, but not this com... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

All short term, high interest loans can go badly, but they were honest and encouraged me to pay it back quickly to avoid fees and interest. This is unusual and refreshing.

L'entreprise a répondu

À propos de l'entreprise

  1. Établissement de crédit
  2. Service de finances alternatives

Écrit par l'entreprise

LendingCreative issues fast, online installment loans from $200 to $2,000 repayable over six months. Our 100% digital application and funding process means no paperwork, no hassles and quick access to cash when you need it!


Coordonnées de contact

3,9

Bien

TrustScore 4 sur 5

147 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 54 % de ses avis négatifs

Répond généralement dans un délai de 2 semaines

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Noté 1 sur 5 étoiles

I got a loan tried to pay off 3 days…

I got a loan tried to pay off 3 days later it wouldn't let me pay it off on the member area like it told me I could so I logged out tried if a couple hrs later it then pushed the earliest day further back to charge me more . It keeps doing that. It said I could pay off on 30th with ach i put it in it wouldn't let me it pushed it another day to fuckng charge me more. They r crooks go elsewhere they will lie and screw u out of more money

27 mars 2026
Avis spontané
Noté 5 sur 5 étoiles

I was approved for a loan

I was approved for a loan, but the interest was 722% and instead of paying monthly, they want you to make a payment on every payday, starting with my next pay period. For a $2,000 loan, I'll be paying $189.39 for 12 payments which equals to $2,272.68 in 6 months of 2 $189.39 payments a month. I need the money but, I'm willing to make monthly payments for a $2,000 loan, but this is a high price payday loan

8 mars 2026
Avis spontané
Noté 1 sur 5 étoiles

Scam

I was approved had all the documentation sent to me I screenshot it, of it. My payment dates, the loan amount, text messages, everything had it all and then a couple hours later I go back. Everything was denied now I can’t even login. They have my banking information and everything I tried to send emails they have blocked me. I can’t even send an email to the customer support so I guess I’ll have to take this legal way. Don’t trust these people nothing about them.

21 février 2026
Avis spontané
Noté 1 sur 5 étoiles

Calling me every day and seemed pushy

They were calling me every day, leaving me a message saying that they need my bank information and to verify it. So when I did, it showed my payments that I would have to pay, which is fine. But made me think that they approved it and then I got another message saying that my bank still need to be verified which I did that and then I got denied. They never gave me a reason why I got denied. My bank account is in the positive and I make plenty of money to pay my loan back. So I don’t understand why they didn’t give me a reason why I didn’t get approved, but they kept bugging me to verify my bank which I did twice. Just seems a little sketchy to me. I even called and the lady was very rude and still didn’t give me a reason why I was denied. So I just said whatever I’ll give somebody else my business.

15 janvier 2026
Avis spontané
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Réponse : LendingCreative

We're extremely sorry we can't approve this particular loan application. We cross-reference and consider an enormous amount of data when assessing applications, and unfortunately, we've declined this one due to a combination of factors, rather than one specific reason. We're sorry we can't help this time, but you are welcome to try again in the future, as we are always refining the way we make decisions.

Noté 4 sur 5 étoiles

You owe me a payment you took three payments out in one week please give me my payment I'll forward it to the next payment week and not take out any money

Everything is okay except you overcharged people and you took out three payments when you aren't supposed to take out two do a better job if you going to hustle people then don't over hustle people you already beating the people so stop hustling

5 janvier 2026
Avis spontané
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Réponse : LendingCreative

Thank you for your review. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.

Noté 1 sur 5 étoiles

DON'T DO IT

Unfortunately I have to give it one star because you need to put something in order for a review. I went through the process, signed all of the documents received my payment schedule and all that was left was bank verification. I did it 4 separate times. Twice while a representative from the loan company was also on the call. Was told I was all set and everything is getting processed. Got another email approximately a hour later saying it didn't go through and to try with the other verification company that they use . Edge and chirp. Did it again. Got the star that said everything was successful. A couple hours later another email. Bank didn't give enough information. Called again this morning. Got a representative who stated that there's only 7 days worth of transactions and is this a new account. I explained that my previous account that I had for years was severely hacked with multiple fraudulent charges. The bank decided that the best and safest course of action was to close the account and reopen a new one. Same bank same everything accept account number. The representative then says im sorry we need at least 3 months of activity. I said i clearly don't have that can't you check the old account and see and they said no there's nothing that they could do. Now keep in mind that when I signed the loan agreement I noticed that they had the old account information . I immediately called and changed everything successfully. All of this for a 400 dollar loan . Do yourself a favor and stay unbelievably far from this company. There are plenty of tribal loan companies out there like uprova, little lake lending, etc . You'll be way way better off and you won't have your time wasted for 2 days. STAY FAR AWAY FROM THIS COMPANY ! MERRY CHRISTMAS EVERYONE

23 décembre 2025
Avis spontané
Noté 1 sur 5 étoiles

Predatory lender

Got. Was asking for a $200 loan. Received a loan requesting my signature once reviewing for the $200 they wanted 24 payments a little bit over $30. Once I requested to have it broken down into three payments they denied the loan that they had approved lol this is nothing but a predatory loan company it's taking advantage of people in need

19 décembre 2025
Avis spontané
Noté 1 sur 5 étoiles

I was told I was pre approved for $500…

I was told I was pre approved for $500 and paperwork for me to sign with payment dates. Sent my bank information. Later on I got an email that I was denied, didn’t give me a reason or anything. This company sucks, will never look for a loan from them, plus the rates are to high.

12 novembre 2025
Avis spontané
Noté 4 sur 5 étoiles

Quick and easy

11 octobre 2025
Avis spontané
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Réponse : LendingCreative

Thank you very much for the review and for choosing us! We are glad we could help.

Noté 1 sur 5 étoiles

Lending Creative is a JOKE..

Lending Creative is a JOKE... They tell I'm eligible for a loan up to 600, then they need my account information so I sent it,and they deny me.. WHAT A JOKE..

8 octobre 2025
Avis spontané
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Réponse : LendingCreative

Thank you for your feedback. Please note that the maximum amount a new customer can be approved for is $600, depending on the information received on the bank verification. After completing the pre-approval process, we review your details to determine if we can proceed. We invite you to try again in the future, as we may be able to continue the process based on new information received from your bank verification.

Noté 5 sur 5 étoiles

Good customer service

Good customer service

29 septembre 2025
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Réponse : LendingCreative

We are glad you had a good experience with our team! Thanks for choosing LendingCreative!

Noté 5 sur 5 étoiles

it was a great and friendly experience

it was a great and friendly experience. However please take me off of ACH immediately! I am an air force government employeeamd i have been furloughed

23 septembre 2025
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Réponse : LendingCreative

Thank you for your review. We are glad the process went smoothly. We are always trying to improve our service. We have reviewed your application, and the ACHs were revoked effectively. Thank you for choosing LendingCreative!

Noté 4 sur 5 étoiles

Choose wisely

Courteous workers

23 septembre 2025
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Réponse : LendingCreative

We are glad you are happy with the service! Thank you for your review and for choosing us!

Noté 5 sur 5 étoiles

Fast and efficient

Fast and efficient

22 septembre 2025
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Réponse : LendingCreative

Thanks for the review! We are continually striving to improve and provide fast, easy service. Thank you for choosing LendingCreative.

Noté 4 sur 5 étoiles

Easy to work with and decent pay back options

Fast and easy
Not bad for what it is and good pay off options

27 septembre 2025
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Réponse : LendingCreative

Thank you for your review. We are glad the process and payoff options met your needs. We are always trying to improve our service. Thank you for choosing LendingCreative!

Noté 4 sur 5 étoiles

Easy to do application

Easy to do application. Got approved fast. Percentage rates pretty high but I kind of get why?

23 septembre 2025
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Réponse : LendingCreative

Thanks for your feedback! We're glad the application process was smooth and approval was quick. At Lending Creative, we strive to remain competitive. We also offer the option to pay off your balance in full at any time, so the sooner you pay, the less interest you will end up paying.

Noté 5 sur 5 étoiles

Great Experience

Great Experience, everything was great and easy to do.

17 septembre 2025
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Réponse : LendingCreative

That is what we aim for, fast and easy! Thanks for choosing LendingCreative.

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