Loanpad has proven a sound investment in the few years I've been using it. Interest rates appear modest compared to some of the headline-grabbers, but offsetting this there have been no losses on the platform to date. This cautious approach offers safety and stability, while the flexible withdrawal options make it an attractive alternative to regular savings or cash ISAs. Communication is also excellent, which inspires a lot of confidence.

I like the simplicity of Loanpad. Good returns, low loan to value lending and excellent customer service. I fully recommend.

It’s always a worry investing money, but after having been with this company for almost two years, I can say they are a trustworthy option. The website is easy to use and the auto invest is a great feature so you really don’t need to do anything but set up the account. I already recommend to any of my friends and family who are looking for something different and don’t mind market risk.

Easy to use good returns with low risk

Loanpad offers a reasonable rate of return on investments considering the low loan to value percentage and thus the safety of the loans. The process is fully automated and the diversification across many loans is carried out very quickly.

Very good investment site. Well backed so my investment feels safe although this is reflected in lower rates than some other investments. Good, easy to understand website and helpful staff.

Loanpad offers a good interest rate, a business model which appears to minimise risks to retail investors (unlike other IFISA providers I could mention) and a clear and transparent website. Recommended.

I have been using Loanpad for over a year now and my experience is that although the interest rates aren't as high as some P2P accounts, the security and continued stable interest rate gives me peace of mind.

Easy to use platform

Good interest rate. Good customer service.

We have money invested in both the ISA & Regular account. The Admin. Is mostly done via email, but response is quick & they’ll call you if required.
The website has comprehensive loan stats, updated regularly, and they confirm the level of safety on offer from this type investment.
The returns are well above more regulated alternatives and we find any risk worthwhile as an addition to a balance portfolio.
Personally, we wouldn’t invest if we didn’t have high confidence in the company.
Interest is added daily to your portfolio and grows accordingly.

I had never been involved in peer to peer lending and so I took the trouble to study the market in this field.
I read a lot of independent reviews and Loanpad was very highly rated and customers had barely lost any money due to the way that each of the lenders money is spread over lots of different loans thereby reducing the risk of loss.

I have only dipped my toe in the water by investing a tiny amount over about six months,but now I have confidence in Loanpad that it operates a very tight ship , I will be investing a lot more with them.

I like the way each members account operates in the way that when you transfer money into your Loanpad account the money first of all goes into a cash account.
The customer can then decide how much of their money they want to go into each respective account.
I think this is a great way of giving the customer full control of how they invest their money and it reassures the customer that the money they are lending is in good hands with Loanpad.
The customer service is very good and they are regulated by the FCA (Financial Conduct Authority) but it is made very clear to the customer that any peer 2 peer losses would not be covered by them.I think the full transparency of this company is excellent.
I hope Loanpad keeps going for many more years so that I can grow my funds with peace of mind.

The format and construction of the platform giving the lenders the senior tranche of loans, unlike other p2p platforms that leave 2nd charge clients more often than not the losers.

Excellent website: open and transparent and with a lot of information on the loans and their status. Seamless process and user friendly interface. Highly recommended.

Excellent ! Using platform for 5+ years. Good rate of interest, brilliant customer services ... but always a slight chance of loss ... your decision.

I’m happy with the platform and the ease of usage. The rates can be bettered but I prefer the security of Loanpad’s lending structure. I haven’t withdrawn any funds yet so not sure at what amount that might be an issue with regard to timing but I haven’t read any adverse comments ref this.

On the odd occasion I have needed to speak to someone everyone has been helpful and communicative.

Loanpad has a good website that gives information on your investment in a clear concise way. I find it good to use to suppliment my pension, as I have put in the settings to automatically withdraw the interest to my bank account each month.