I would not use the moneyHOP services after my first experience
I would not use the moneyHOP services after my first experience which was very bad.
On Friday, the 20th October 2023, I signed up and completed all formalities required, including KYC. I followed the instructions and transferred the amount asked by moneyHOP the next day after the usual delay of getting bank's approval. I was asked by moneyHOP to sign the A2 form which I did.
The next day I get a message that my transaction was put on hold because the payment for the transaction was not received! I sent them a message with the screenshot showing that the amount sent by me had been credited by YesBank the previous day. The same evening I got a message to say that the transaction had been cancelled because the payment was not received on time! And if I had indeed made the transaction, it would be refunded to my account in 5-7 days time.
The next morning I sent them a message, expressing my disappointment with the manner they were treating the case. A little later, I got a message telling me that the transaction had been put on hold due to a missing/invalid document (self-attested Aadhar Card not uploaded). I was then asked to create a new transaction. How did they ask me to go ahead with the transaction in the first place if they found an issue with the Aadhar card that I had uploaded?
After I shot back another e-mail, I got a reply to let me know that the transaction had been successfully received and the payment verification was under process (I have no clue what this could mean!). After an hour, I got another message to let me know that the transaction was under process and had been assigned to the respective processing team. Immediately after that, I got an automated message along with the transaction advice.
I waited for 2 more days and noted that no further action had been taken as it still showed that the transaction had been assigned to the respective processing team. I sent a fresh message to ask what was happening. I then got a call from moneyHOP to say that it was delayed due to holidays and festivities and I could expect the transaction to be completed by late evening. I got another message in the evening along with the SWIFT copy to confirm that the transaction had been completed.
I can very well understand that they took over 5 days to complete the transaction because of holidays and festivals. But why not clearly state that instead of trying to mislead by mentioning all sorts of lies (transaction not received, missing/invalid document, cancellation of transaction, payment verification in process, etc.), wasting my time and creating unnecessary anxieties.
From my first experience, I would not recommend anyone to use moneyHOP for sending money abroad.
25 octobre 2023
Avis spontané