Parkline Avis 18

~ Update: Since putting up this review I have gotten 9 phone calls from this company today, a text, and email as well. The phone calls were not even spread out. Called back to back 4 different times all while I am at work in my office and having to swipe to ignore the call just to get another call. The email message I recieved is the company trying to convince me to take my review down because they do offfer loans. So let me make this a little more clear how this works. My credit score has been the same for the last 9 months. It hasnt changed more then 2 points. 640 credit score. I was sent a pre-approval letter from them very recently based on this credit score that says based on my credit and payment history (no late or missed in over 8 years now) that I am pre-qualified for this loan. My income to debt ratio is also within their range as the same debt to income ratio is used for my mortgage when I financed and refinanced. So what they do, is after doing a soft pull - Which by the way none of my credit alerts even picked up and they usually do - they come back and say oh your credit isnt within range but we have this other program where they want you to send them money instead of your creditors. They want you to STOP paying your creditors and instead send them money so they can negotiate a lower rate for you to then start making payments to the creditor. It ruins your credit and so many people fall for this scam. You end up paying the same amount between the creditor and them so just dont do it. You can literally call your creditors youself and do this for free and not waste any money sending to a company who is profiting off of you and causing you to lose the credit you have. it will cause you to have bad credit for 7 YEARS. Plus - those creditors can still come after you in court for the debt. This is a scam. This was not advertised on the flyer. They are blowing up my phone now trying to get me to take this review down so it doesnt "mislead you"..... I would think their good business practices - if they have any - would speak for themselves and they would not be working so hard to prevent a review from being seen. I would recommend looking elsewhere. There are plenty other companies who do not do this deceptive practice or you can call your creditors yourself and work something out. It is very easy to do so and that way you may lose that account or credit card, but they dont report badly on your credit. Please dont fall for this. That pre-approval letter is not a pre-approval at all but an intro for them to sell you a disaster packages as help. And then turn around and say they are so sorry you didnt meet the approval requirements. It is a scam and a trick to get you to call.

By the way stonebridge - Please stop calling my phone. It is giving creepy ex boyfriend vibes for real. I am not taking down the review.

Original: This is not a personal loan site. I meet all the qualifications, income to debt ratio, great credit score. This was a bait and switch. Looking to consolidate a few cards into lower interest. have not had a missed payment or late payment in over 8 years and they want you to stop paying your credit cards while they negotiate a lower balance which destroys your credit and you can literally do yourself for free.

Very easy process

I got attended by Jason Franz.All I can say is that this guy is the best.Very clear talking person.Very professional.I would recommend him to everyone and everywhere!

Jason Franz was my agent and he was very easy to work with. Explained the entire process precisely.

Jason provided very good customer service, was empathetic to my situation, and explained the process in detail, even answering all of my questions.

Jason was very professional and answered all my questions

After speaking with Jason, I felt this was the right choice for me.

Sometimes you have to go with your gut. At first I didn't know what to expect, I reached out to some reliable people and after speaking with them I decided to do this. All I can say is the initial process was good. Now let's see how this is going to play out.

Jason was very friendly, professional and detailed in his explanation of how the program works. He made me feel comfortable in pursuing this action.

Stonebridge made the whole process simple and stress-free.

I was skeptical at first, but they delivered exactly what they promised.

I’m very grateful, because thanks to this company I was able to pay off my debt.

Very happy to work with this company, great service!

I was super stressed because of my CC debt I didn’t know what to do. Stonebridge definitely saved me, they walked me through the process and now I am in a much better position. I definitely recommend them !

What impressed me most about Stonebridge Financial was their honesty. They told me exactly what they could and couldn’t do, and there were no hidden fees or surprises. That kind of transparency is rare these days.

I was nervous about reaching out for help, but Stonebridge Financial made everything easy and stress-free. They explained my options clearly and never pressured me. Thanks to them, I’m saving hundreds every month and feel like I’m actually making progress.