Path Financial Avis 46

I was always bit frightened about the subject of pensions! All I really knew was that I wanted my money to be invested ethically and to have a positive impact. I felt so relieved and utterly at home when I discovered Path Financial. Rowan has been wonderful; from the very first phone call, I felt totally comfortable with her and confident of her expertise. I trust her totally. She explained everything really clearly and has been very patient with me. She has kept in touch with me throughout the whole process, with regular (hugely enjoyable!) Zoom meetings and always follows up with a written summary of everything. I would highly recommend Rowan Harding and The Path Financial.

I had been with my previous financial adviser for quite a long time. However, for a number of years I wanted to move my investments to ethical platforms. I started doing quite a lot of research around; and although my previous adviser offered a few ethical options, they didn't have the expertise on this field and the options were limited. I also felt that they were not really believers of ethical investments.
When I asked specifically to not make any investments in companies that support animal experimentation, they only offered one high risk option. However, I had already been talking to Luke Sword from The Path, who was very professional and knowledgeable regarding ethical investments along the way. Options don't seem to be limited to one company, and they don't have to be of high risk. Luke was very supportive and answered all my questions thoroughly. Meetings were done over Zoom and I didn't feel that I was pushed to make a decision. I felt that Luke's knowledge and helpful advice would have enough weight for me to make the final jump over to The Path. I can't comment on how the performance will be in the future as it's too soon to say. However, I have the confidence that Luke will be always available to offer knowledgeable support.

I was looking to invest my pension in greener options that moved away from fossil fuel and other such investments. An initial meeting as well as catch up meetings, where needed with Luke, really helped at each step. I understood the process and what would happen, as everything was explained in a clear manner. Luke was transparent about how the The Path operate and costs of their service. I was given a simple and comprehensive summary of what they could offer based on my results compared to my previous pension provider. The process of moving my pension felt to me straight forward and I felt secure during the process of reading and transfering documents. Extremely happy with the service so far. I am now much more content and relieved knowing I am now investing in things I can be proud of.

Luke is fantastic: responsive, patient and diligent. We haven't used Financial advisers before and did a lot of research before deciding to use The Path. We're so glad we did as our experience has been 100% positive so far.

Luke has been friendly and responsive throughout our discussions. He’s provided excellent information about what The Path offer and has been willing and able to answer all my questions, however basic. I’ve found him to be credible and genuine and is someone I’d be very happy to work with.

I feel confident in my investments made via Path, from a personal finance bur also wide social and environmental viewpoint. Jack Clancy has been a great advisor, he has understood my situation, aims and level of understanding and adapted his consultantations and advice to it. I feel confident in the team. Thank you.

Luke Sword from Path Financial has been incredibly supportive and patient with me over the year it's taken me to change where my investments are. Not once did I full pushed into a decision and I felt listened to with regards to how I wanted to invest, particularly how risky (not very much for me) and ethically where I wanted my money to be. I have recommended them and Luke to friends

Had a great experience working with Luke who is clearly passionate about both the planet and investments - a rare combination!

The Path were a really good choice. Jack Clancy is a great advisor, always there to help us make the complicated decisions. He's patient, thoughtful, and gently guides us to understanding what matters to us most, so that we can feel secure in our choices.

Ethical investment for me is not just where the investments are made, but how they are made too. With the death of my wife earlier this year, the whole Path team have been not just highly professional, but supportive and kind in their approach. There have been instances where they could have taken the easiest route for themselves, but have worked tireless to ensure the best outcomes for us a family. I trust them implicitly and know that my 18 year old daughters will be using The Path for the rest of their lives too.

Maybe I would have liked to get a better idea of the different roles of the different organisations involved, beyond Path, as this was and still is all quite new to me and I had to let go of a number of assumptions and hopes and replace it with some pragmatism and acceptance of a rather rigid reality of the investment world. But Luke Sword has been very supportive and patient, while I was trying to get my head around the different modalities and constructions.

Yes! I was finally able to find a pensions company that could give me advise on the financial, ethical and environmental performance of my existing pensions! For me this is the holy grail of pensions advise, and they were able to provide me with the information that I have spent much of the last 2 decades trying to establish multiple pensions providers. In terms of Sustainable Development, the pensions industry as a whole is largely broken. The Path is forging the way for the rest of the industry to follow.

I can only say positive things about Luke. I have been disorganized with my emails while he has been supportive and insightful.

I am very happy I have gone with Path and look forward to a long working relationship.

I approached Path to explore further ethical, and environmentally orientated ways of investing, and to validate that my existing investment plans, and future cash flow plans were sound.

It made a refreshing change to talk to Luke, who from my personal perspective, was a rare individual who completely understood the nature of green investing, and was someone I felt I could really engage with as someone who cares passionately about the climate, and the environmental crisis we all face.

Luke was able to explain clearly the services offered by Path, and their different approaches to green investing. Luke was also able to perform detailed cash flow modelling to support future financial planning, and decision making.

It was clear from Luke's research, the modelling, and from our high-quality, and constructive discussions that my personal strategy was sound, and was the right fit for me. Luke fully acknowledge this, and did not try to direct me down any alternative paths.

I was a bit apprehensive about talking to a financial adviser but I wanted to know that my money was doing some good. Luke was very reassuring and explained everything to me in great detail, always being very attentive to my questions and concerns. I feel confident now that my investments are in the right place.

Luke has been really insightful and helpful throughout the process and I feel like I'm in a safe pair of hands, knowing my pension is only invested in areas I'm comfortable with. The way the process is set up means I could be really clear on my preferences and he could advise me on what options would align best with those, and from a risk point of view helped me consider where I might want to be a bit more or less open. He was able to answer all my questions along the way, and wasn't too pushy but gently nudged when I'd forgotten to fill in a form so kept the process on track.

I came to Path simply looking to switch to an ethical pension but I got much more. The service was far more personalised and tailored than I expected; Luke clearly and patiently guided and talked me through the process, his recommendations, my current investments and how Path invest.

It's too early to see results on investments but at least I know they are doing good :)

Lukes approach to my financial situation was very helpful and his patience and wealth of knowledge was flawless. Thanks Luke!

The whole Path service has been very personable and professional. Luke has been a very helpful guide within this process. I'm not really comfortable in recommending financial help/support/services but my personal experience has been very positive.

Luke was a pleasure to work with - honest, reliable and completely transparent about how everything worked. He never spoke down to me and had his heart in the right place. If you're looking for purpose driven investments with someone you can trust - look no further.