Tiimely Home Avis 

Sam has assisted us a few times now and has always been so helpful and efficient. Couldn’t recommend him enough

Great broker, very responsive and helped with any queries I had about the loan as a first-time home buyer.

Easy web interface, fast turnaround times.

WOW! Sam our broker was absolutely fantastic, any questions we had throughout the process of gaining our mortgage he was available to help us at the drop of a hat.
Sam is an utter professional at his job and I highly recommend him to anyone.

Thanks Sam!

Friendly staff on line and via phone always happy to check with departments for updates or assist with issues

We had a fantastic experience working with Veronica as to get our first home loan. She was communicative throughout the whole process, explained everything clearly and made what could have been a stressful experience feel straightforward and manageable. We felt very looked after and will be sending any friends looking for a broker her way!

The representative was outstanding! Great and informative, really helped

Slightly complex home loan scenario and Tiimely Home Broker made it feel easy. Super helpful team, great deal secured, and the online process actually made everything faster and simpler. Highly recommend.

I've been a customer for a few years since the Tic:Toc days. Like many other one-star reviewers have noted, things were good up to the changeover to Tiimely, when they removed the web access and now just provide a very ordinary app to access your accounts.
I track and manage all of my finances through the Pocketsmith application. The interface works for all my other bank and SMSF accounts, and used to work with Tic:Toc (which was Adelaide and Bendigo Bank) but it just stopped working when the change to Tiimley happened. No notice, no apologies and I've been unable to restore the connection. The help team was rude and didn't want to help.
I've started the process to refinance to another bank that is in the 21st century. Simply not good enough.
If you're considering a loan with Tiimely, do yourself a favour and look elsewhere.

I’ve been with Tiimley/TicToc for several years. Initially they were good but (as other reviewers have mentioned) soon interest rates creep up and up and you will have no luck trying to negotiate a better rate (such as their new-customer rate that is advertised on their website). Since December 2025 they don’t have web-based internet banking, only a poorly designed phone app that doesn’t provide much functionality. For example, there is no ability to download transaction details for tracking expenses in any useful format like a csv file. Customer service is extremely slow and you get transferred around different people without any progress being made. Trying to refinance away from Tiimley results in extended delays – so far 40 days since the request to re-finance was sent to tiimley and they still haven’t actioned that request – it looks like they are dragging their feet to keep a grip on the trailing commission for as long as possible. Most of the reviews on this platform only relate to the experience of signing up to a new loan or are from before December 2025 when the customer experience dramatically declined. Check recent ratings from existing customers.

Was great as Tic:Toc. I was with them from 2020 and very happy. But they've since changed to Tiimely and the worst thing is they've completely got rid of web-based online banking. All you have now is a phone App, and it misses such basic features as being able to download recent transaction statements in a properly headed format, as so often required for financial purposes. Very unresponsive chatbot on the app too. I would steer clear until they bring back web-based online banking and fix their terrible App.

Sam was very helpful through the process of securing pre-approval. He was always very responsive and eager to assist!

Our broker helped us through the entire process and secured a cheaper loan for us. Sam was always responsive and helpful. We appreciated the support.

Poor communication, unTiimely really.
Too many middle people to deal with that can’t give you answers . Try elsewhere .

Easy to deal with, responded quickly, good rates

I’m very late to my review but getting my first home loan with Sam Kapoor couldn’t have have been better, Sam did everything he could to answer all my questions on time and with speed and accuracy. Even with a little last minute scare with some paperwork he was able to walk me through a fix and get everything ready just in time for settlement date.

Couldn’t recommend him more, Jack.

Sam’s expertise and communication has been so helpful. Has made the process really smooth, would highly recommend!

Vik was most helpful and provided great service and communication! Thankyou!
Lauren and Adam

I approached Timely home loans with a very complicated refinance. Veronica Foreman took my case. She listen to me and asked me to give her some time to think about it. When she came back she brought a solution that fitted me perfectly. She was efficient, emphathetic and extremely proffesional. I ended up getting a much fairer interest rate. The whole process was stress free and I thank timely home loans for everything.