easyfinancial - Cambridge - 480 Hespeler Rd Avis 

I had someone working with me who was just great to work with. He made my life easy and showed understanding when my schizophrenia was acting up, really, really badly. I was having some pretty severe cognitive function loss. My hand couldn’t move properly to sign my name. An he didn’t say anything about it. I just, I couldn’t no matter how hard I tried even sign the K of my initials. When I needed him to repeat what he had just said, he did it without any judgment or attitude. I can’t tell you how much that means. An I know he did his best to help get me that loan, he was pretty excited for me too. And it didn’t seem greasy, he just seemed happy to help. It was more than I originally expected, an I’m appreciative of it. Because I have enough to actually make a difference vs. Only having enough to get into debt further and just being an income for someone else. He worked hard to try and give me options. An I appreciate that too.

He didn’t have my T1 form, I actually have one at the house I was able to find, I was meaning to send that to him actually. For future reference. Which I have since found and need to email to him.

You have no idea how embarrassing it is to have your brain turn off and start loosing control of your body. Sometimes I go completely limp, imagine trying to tell your arm to move, really really hard, like you need to focus on it. An it just doesn’t respond. Like the connect has been lost to your brains wifi and the body just isn’t getting the signal. And this was starting to happen shortly after I arrived. I felt great just before coming in.

It’s complicated. But it’s just so nice to be treated like a person and not a drug addict who’s loosing their shit. I probably really looked the part because I was deep cleaning my apartment, All the dusty spots before I arrived. I don’t do drugs but most people just assume I’m on them when I’m struggling with my mental health. I don’t feel remotely human most of the time but you can just tell what people think when they look at you.
But the way I was treated by Santhosh made me feel human still, even though my brain is basically dying. I don’t have a lot of time. People with my condition usually die like 20 years before other people do. A those are the kinds of things that are going to see me going back and looking for Santhosh over taking larger loans at a bank when I’m able to. I often feel humiliation in the way people treat me and look at me and talk to me at the bank.

An I really like your credit optimizer, blows my mind. If you guys became a bank, I would with no feeling of loyalty to mine, would leave them and open my account with you guys because of Santhosh and the credit optimizer. Even if it cost me an extra $10 a month for my account on-top of the credit optimizers fee.

I have too many things to pay for right now to really afford the credit optimizer, it’s not that it, itself is too expensive, I actually think if it actually works. That’s very cheap. You could get $30-$40 a month for that so easy.

It’s not having enough income to make a visible dent in my debts to see that effect on my credit. I was struggling, so I couldn’t say much to Santhosh. It gets hard to talk when it’s happening. But that’s why I didn’t take it. I’d much rather see it get used in a year or two, when I can open up some of my income that’s locked down and use that to crack away at those debts. I’m 100% going to use it. I just need some time okay?

I’m going to let this money sit in my account. An wait on what to do with it. Until I have a plan that can steadily produce some income. Im thinking of building my own server. That I can use to host small businesses websites and APP’s.
That is, if I can do it for cheaper than Amazon is trying too. I can’t imagine allowing a company that large to have access to all of your information like that is a very good thing.

An in a few years time you’ll see I allowed my income to sit at $24,000 or so for a few years. I’m a bookkeeper who sub-contracts. I absolutely merc my own income come tax time. I can make like 10,000 disappear like you wouldn’t believe. I can go into debt instead of making an income if I wanted too, and it’s mostly for things I would buy anyways even if I didn’t use them for work. But I’m going to top out at $24,000 maybe a little more. Just so you guys can see I’m capable of more than I show on my taxes.