Habeno Avis 88

Well structured and transparent mortgage process with very few surprises and a satisfactory end result. Carlos and Alberto were a great support throughout the transaction with a high degree of responsiveness.
Recommended for your Spanish property financing.

No tenemos palabras para agradecer a Ovidiu de Habeno todo lo que hizo por nosotros. Cuando todos los bancos nos cerraban las puertas y nuestra solicitud de hipoteca estaba siendo rechazada, empezábamos a sentir que conseguirla iba a ser imposible. En ese momento tan difícil, Ovidiu fue la única persona que nos dio esperanza y que de verdad creyó que sí se podía.

Desde el primer momento estuvo a nuestro lado en todo. Siempre disponible para responder nuestras dudas, tranquilizarnos, explicarnos cada paso y apoyarnos cuando más lo necesitábamos. Su cercanía, implicación y profesionalidad marcaron totalmente la diferencia. Nunca sentimos que éramos “un cliente más”; al contrario, sentimos que de verdad le importaba nuestra situación y que iba a hacer todo lo posible por ayudarnos.

Gracias a su esfuerzo, constancia y dedicación, conseguimos nuestra hipoteca cuando parecía que nadie podía ayudarnos. Estaremos siempre enormemente agradecidos por su trato, su compromiso y por no rendirse nunca con nosotros.

Recomendamos a Ovidiu y a Habeno con los ojos cerrados a cualquier persona que esté buscando ayuda real, honestidad, profesionalidad y a alguien que luche de verdad por sus clientes. Una experiencia de 10.

Habeno has been incredibly helpful with the purchasing and mortgage process for my new home in Spain. They were very clear about their services and costs and were professional at every step. They were always ready to pick up the phone, answer questions and provide advise on any topic.

If you're looking to get a mortgage in Spain, I recommend working with Habeno.

I had a very positive experience with Habeno throughout the purchase of my home in Spain. From start to finish, the process was handled professionally, with responsiveness and a reassuring level of coordination.

A special thank you to Alberto Beret and Isac Gustafsson for their support and for helping make the process feel smooth and well-managed. Buying property in another country can involve many moving parts, but the Habeno team helped keep things clear, straightforward, and under control throughout.

I also appreciated how well everything was coordinated with my lawyer, which made the overall experience even stronger.

Overall, I felt I was in good hands and I am very grateful for the support provided. I would absolutely recommend Habeno to anyone looking for mortgage and purchase support in Spain.

Habeno was awesome for me. I am an American and was very worried about being subject to a phishing scam. From the beginning, Ovidiu was patient with me and let me do my due diligence. He always kept in touch but never pressured me.

Once I was sure that everything was legitimate, Ovidiu guided me through the process and helped me obtain a great mortgage, even with my recent self-employed status. Once secured, Alberto - the closer - took over and helped me through the rest of the process. I am now moving to Spain in four days!

Thank you Ovidiu, Alberto, and Habeno. I couldn't have done it without you.

Very good and user friendly interface. High quality multilingual advisors. And of course good offers.

We are extremely happy with the service we received. It was an unexpected and sometimes stressful situation for us, but the team acted quickly and handled everything with great professionalism and care.
A special thank you to Ovidiu and Alberto we are very pleased with their support. They guided us until the very last moment and worked closely together with our lawyer to ensure everything was completed on time.
We truly appreciated their involvement, dedication, and clear communication throughout the entire process. We would definitely recommend their services to anyone looking for reliable and committed professionals.

Habeno provided an excellent service from start to finish and made what can often be a stressful process feel organised, transparent, and well managed. After initially struggling with a previous broker who failed to understand our basic requirements and ultimately wasted a great deal of our time, being introduced to Habeno was a huge relief.

At the beginning of the process we worked with Ovidiu, who was friendly, professional, and immediately put us at ease. He gave us a clear and realistic overview of what to expect and guided us through each stage with confidence. Habeno’s online document portal was a standout feature — it made uploading, storing, and tracking documents straightforward and stress-free.

As we moved closer to completion, Alberto became our main point of contact. Like Ovidiu, he was extremely approachable, responsive, and proactive. Any questions or issues were handled quickly and efficiently, and the entire process progressed smoothly right through to successful completion.

We would 100% recommend Habeno to prospective clients. Should we ever look to purchase another property, Ovidiu and Alberto will absolutely be our first port of call.

As a Dutch buyer arranging a mortgage in Spain, I honestly expected a difficult and stressful process. Working with Habeno turned out to be the opposite.

From the first contact, I felt well guided and supported throughout the entire mortgage application. Habeno handled the communication with the bank and took care of the full process, which gave me a lot of peace of mind. Everything was explained clearly, and I always knew where I stood.

I worked closely with Alberto Beret and Ovidiu Chereches. Both were highly professional, approachable, and genuinely involved. They were always available to answer questions and proactively looked for the best possible solution for my situation.

Looking back, I’m very satisfied with the service and the result. I would definitely recommend Habeno to anyone looking to arrange a mortgage in Spain as a non resident.

I got help in my own language Which is swedish and i appriciate it would like to thank Isac Gustafsson and Alberto Baret for theres understanding and patiance.
All the best to Habeno
Vladan

I am very pleased with the entire service provided by Habeno. They offer excellent communication with the bank, great service, quick responses, and efficient handling of all documents. The portal used during the process is also easy to understand and makes it simple to attach all necessary documents. Highly recommended if you want to avoid all the administration and tedious contacts with banks. Habeno also collaborated very well with our lawyer from start to finish.

Mycket professionellt arbete. Habeno följer och vägleder sina klienter hela vägen. Habeno behandlar sina klienter med stort respekt.

Tack så jättemycket Isac och Alberto för ett fantastiskt jobb som ni gjort, skulle inte klarat allt utan er, ställer alltid upp när man ringer och har frågor och funderingar
Tack tack

Amazing experience from beginning to end! I worked with Habeno to buy our home in the Costa del Sol. Navigating the mortgage process from the UK, not knowing the Spanish system and possibilities, would have been difficult, if not impossible. We came to Habeno through a referral from a friend. Best choice! They advised us at every step until closing with professionalism, friendly charm and a personal touch! We got the best rate possible and could not be happier. I highly recommend!
Big shout-out to Marilo and Alberto! Absolute superstars!

I was looking into how to get a mortgage in Spain. I was researching and I was not getting anywhere. I searched for advisors and read a several companies. I came across Habeno and I am happy I did. The service was incredible. Everyone I have encountered during the process have been proactive, knowledgeable, approachable and a huge help for me when I did not understand something. There a big difference between Spain and the UK process. Using Habeno has give me a stress free experience in the whole buying process. Thank you to the full team. I would like to specifically thank Isac Gustafsson who dealt with me from the start.

I'm very grateful for the guidance throughout the whole process, from the pre-approval upto signing the mortgage deed was smooth sailing. All my doubts and questions were taken care of and I could trust that all my paperwork was done properly. the onliest thing I needed to do was sign the needed documents. Job well done!!

This team rescued us from a very bad experience. They did it so quickly, with amazing options and pricing and rates and pulled it off so last minute. I could not be more grateful and happy with Habeno, Isac and Alberto specfically.

Este equipo nos rescató de una experiencia muy mala. Lo hicieron rapidísimo, con opciones increíbles, excelentes precios y tarifas, y lograron resolverlo en el último momento. No podría estar más agradecido y feliz con Habeno, Isac y Alberto en particular.

Dear Habeno team and future reviewers,

Thanks to Isac, Alberto, and of course the entire concept behind Habeno, our family's journey to buying a home in Spain was made significantly smoother. We've previously tried to handle the kind of support Habeno offers on our own—and it was a real hassle. From trying to find the right bank contacts to managing the communication ourselves, we never managed to secure a loan—until we found Habeno.

Thanks to Habeno’s business model, platform, and incredible team, we received a mortgage offer just weeks after submitting our documentation.

Isac, as our Mortgage advisor, was highly professional and provided great guidance throughout. Likewise, Alberto, as our Closing Manager, was very professional and efficient in everything he handled. Both were quick to respond and always took the time to explain things clearly whenever we had questions.

What initially sounded too good to be true turned out to be exactly as advertised. From reading about Habeno’s services to actually experiencing them firsthand, everything was delivered just as promised.

I highly recommend Habeno to anyone seeking a loan in Spain and wanting the process to be efficient, smooth, and fast.

Thank you, Habeno!

// Happy Swedish family

To be able to get professional help with setting up all documents needed for a mortgage in Spain and communicating with the bank in our favor was something that would probably have stopped us from purchasing a house in Spain. With the help of Isac Gustafsson, and his colleague Alberto, we got all the help we needed. In addition, their fast response time and attention to detail created a sense of trust from the first contact. Highly recommend.

Isac made the mortgage process as smooth and flexible as you could possibly imagine. Outstanding service from start to finish!