Your Next StepAvis 

The whole process was quick and smooth. Patrick was prompt when answering questions and was very helpful in offering his advice (which we took) and most importantly - we got a great deal. Highly recommended.

Arranging my mortgage through YourNextStep made one of the more stressful parts of moving house a breeze!

The communication from team at YourNextStep throughout the process was outstanding. It took me the best part of 6 months to find a place I wanted to move to. For months they remained engaged with my numerous questions, finding us the best deal, through to working with our new build developer to make our move reality.

I'd highly recommend YourNextStep to anyone needing a mortgage for their house!

I cannot thank Alan so much for all the help and advice in arranging a first time mortgage for myself. I would highly recommend him as he has excellent knowledge and understanding.

Cannot recommend this company enough, Patrick and Alan are brilliant. As a first time buyer I had limited knowledge of the process but they could not have been more patient and advised me every step of the way, which lead to securing my first property.
10/10 service, thanks guys!

We recently had the pleasure of working with Alan at Your next step, and I cannot recommend him highly enough! From the first time we spoke, it was clear that we were in capable hands. He took the time to thoroughly understand our financial situation and our home-buying and life insurance goals, making the entire process feel personalised and tailored to our needs.

Alan displayed an impressive depth of knowledge about the mortgage market, guiding us through the various options available. He gave clear explanations of the different types of mortgages, interest rates, and terms, making it easy for us to make our decision. We especially appreciated how he broke down complex financial jargon into simple terms that we could understand.

Throughout the process, Alan was incredibly responsive, answering our questions (even the silly ones) promptly and keeping us updated on the progress of our application. He went above and beyond to ensure everything was on track (the estate agents even commented on our broker being “very on the ball”). Alan really made a stressful experience much easier. Myself and my partner would joke about how Alan wasn’t just a mortgage adviser he was our therapist as he helped settle our nerves and reassured us through it all, whilst listening to all our worries.

Thanks to Alan’s help, we have secured a mortgage and life insurance policy that we feel confident about, and are now happily settled into our new home. If you are looking for a knowledgeable and trustworthy mortgage adviser, look no further than Alan Mackenzie at Your Next Step, I will be recommending him to anyone I know who is in need of mortgage or insurance advice.

Alan is a great professional which ensures that the mortgage process progresses well and without unwanted surprises.

The team at Your Next Step could not have been any more helpful. The patience, hard work and vast amounts of knowledge that Alan showed in ensuring that the end goal for myself was perfect, really has not gone unnoticed. I will not hesitate to recommend, nor can I emphasise enough how good of a job the team at Your Next Step done in helping me achieve one of my personal life goals. Thank you very much team!!!

Alan has helped us through 2 mortgage applications and would highly recommend working with him!

Alan was very helpful whenever we had any questions and always quick to respond. Also great at keeping you up to date with the application progress and chasing relevant people where needed. You never needed to follow up for an update as he was always on the ball.

Alan was excellent, kept me updated every step of the way & explained things in a straightforward manner without jargon.
He was really approachable, friendly & knowledgeable.
Would definitely recommend.

Patrick Durkin & Alan Mackenzie from Your Next Step deserves high praise for their exceptional support. Patrick was incredibly helpful and empathetic, providing clear explanations and great communication throughout the process. Patrick kept me informed at every step and responded to my queries promptly. I would highly recommend to friends and family, the service was amazing and he was so friendly! An absolute pleasure to deal with, can’t thank - Your Next Step enough they have made purchasing our first home so much easier! Thank you both for your incredible service!!

Alan was a great help when purchasing our first home. He made the whole process very smooth and a lot less complicated. He was always on hand to answer any questions we had no matter how little or big. He offers great communication and great advice. We couldn’t recommend him enough!

Patrick Durkin Mortgage Advisor, Your Next Step deserves high praise for his exceptional support. He was incredibly helpful and empathetic, providing clear and thorough explanations throughout the process. Patrick kept me informed
at every step and responded to my queries promptly. 10/10 service and I would highly recommend to friends and family. An absolute pleasure to deal with, can’t thank him enough!

Thank you YNSMortgage for helping us secure our first home. You made the entire process so seamless and stress-free. We were delighted to have partnered with you in this journey. Really appreciate the patience with which you explained everything to us and answered all our queries. What we really liked is the promptness with which you responded to us each and every time we reached out to you. Thank you once again for the support.

Allan McKenzie has been amazingly helpful, efficient and just such a kind, down to earth and lovely guy.
He's been so reassuring and always so quick to assist me with everything I've needed help with and even amazing during times when I was having difficulty understanding jargon and just needed information broken down and explained in a way I could easily understand. His customer service skills are just amazing and he's so easy to talk to. I was feeling quite overwhelmed selling and buying a new property and Allan was always so quick to resolve any issues I was having, offer great advice and I never once felt like a bother to him at all despite being a Nightshift worker and my schedule being all over the place. He's incredibly efficient at his job and has honestly made this process infinitely easier. I can't thank him enough.

Excellent service, made buying my house stress free, lovely friendly staff

I honestly couldn't thank Alan and Patrick enough. It was mine and my boyfriends first time buying and we were so lost. I had an unusual circumstance that I thought would prevent me from getting a morgatge for a few years, but they were excellent. We got a DIP that same afternoon after having spoken to Alan. The application process with Patrick was so quick and smooth. Everything was pain free!

As a first time buyer, I couldn’t have asked for a better service from Your Next Step in helping me secure a mortgage. From the first phone call, my broker Patrick was informative and helpful in explaining how their processes work, and he continued to be there for me every step of the way. Not only do Your Next Step provide a quality and efficient service, but the customer service aspect made me feel assured and confident that I was getting the best deal possible. Patrick worked around the clock to ensure the best possible outcome and I am so thankful for his service which led to an excellent mortgage offer that suited my financial availability. I would highly recommend Your Next Step to anyone looking for a mortgage and would give them more than 5 stars if I could!

Alan and Patrick both are so reachable and answered all my queries. When I first contacted Your Next Step, I found that I was not eligible for a mortgage because of the residency requirement, but even knowing that Alan answered all my queries and discussed everything without losing any interest. Once I became eligible, I returned to Alan itself. Patrick took over my application, communicated whenever I required and ultimately got my mortgage offer. I can't thank enough both Alan and Patrick.

We have been dealing with YNS for a number of months now through the ups and downs of looking for a new home. Throughout, Alan and the team have been absolutely first class, helping us through every step of the process. I would have no hesitation in recommending them to anyone.

I was referred to Alan by my friend after a bad experience with another Mortgage Advisor. My experience with Your Next Step was like night and day and I can't recommend them enough. The service was friendly, efficient and informative. After months, of uncertainty, things are moving in the right direction and it's all thanks to Your Next Step!