Zero Interest Mastery Avis 

Margo made the credit report experience a dream, and Nick was a patient, professional, and communicative funding manager who helped me achieve my goals and answer all my questions along the way!

I have had the pleasure of working with Nick and it was nothing short of amazing! If you are serious about building your business credit, Zero Interest Mastery is the way to go. Nick has secured over 70k in business credit for me and has multiple strategies to do so! Don’t hesitate!

I am very grateful and satisfied to have worked with Zero Interest Mastery, especially their team. They are highly professional and friendly, able to understand the stress and anxiety of their clients without ever having a bad attitude. Thank you Richard, Kristian, Brett and Nick.
All of you guys are the best!!!

Hannah worked with me to connect me with bank resources and to get me $120k in business credit. If you need business credit quickly, she's the one you need to connect with.

ZIM was incredible to work with and stuck by their word!! They were able to secure the funding we needed for our upcoming project and we wouldn't be able to start this venture without the help from ZIM!

Hannah is amazing! She made the entire process smooth, fast, and stress free. Highly recommend working with her she truly goes above and beyond.

Went above and beyond what I was aiming for with great success. You want to get it done ... talk to Nick Cataldi ! Best advise I can give to anyone and i have been in business for over 40 years. They are the best of the best ! Everyone there is extremely professional !
We have been working together since summer of 2024 and.continue as we speak 👍

My husband and I have the pleasure of working with Brett in the Zero Interest Mastery program. He was able to get us about $50K thus far with zero % credit card stacking and a HELOC loan for $300K! This HELOC loan is for 30 years fixed interest at 7.8% interest and no documentation was required. He is great to work with as well; very responsive, friendly and he knows his stuff. My husband and I are so blessed to work with this amazing team! Plus, they will continue to help us get the remaining $50K credit card funds at 0% interest rate for at least 12 months as promised!

Big thanks to Ryan, Brett, Christian, Richard and the rest of the team at ZIM for getting me $116K in funding! I am very financially conservative & moderately skeptical about services like this, but everyone on the team had an answer to all of my questions / concerns, took the time to listen & provide insightful feedback. Good, prompt communication & action items. Like anything else - this is definitely NOT for everyone, but if you want to leverage OPM creatively, have a plan & strategy in place for use of funds it is a great option.

Nicholas has gone above & beyond to help us with funding. He has been extremely patient with us to help get us the best results. Highly recommend!!!

Let me tell you when I say I’ve done my research on these funding companies. I’m very happy I went with Ryan. Him and his team went up and beyond with delivering what they promised and communication which is most important to me. I definitely saw where I could have gone wrong if I did this on my own. Glad I hired the help!

I am a repeat customer. ZIM and the team there do exactly what they advertise. Professional, timely, and effective. 10/10 I recommend Ryan and his team to ANYONE looking for business funding.

They absolutely crushed it for me! I can’t thank this team enough! Build my score up and help get the funding I needed! Thanks again for everything

Brett was very patient with me and all of my questions and always helpful throughout the whole process. He was able to help me secure funding and I learned a few things about credit management!

The whole team was very helpful and got me the funding I needed in 13 days. Highly recommend them, especially Hannah for all her work.

I have been working with the company for a few months now and have made some good progress with team. Brett has been very helpful and knowledgeable about process and gives really good feedback. Would definitely recommend company.

Got me the financing I needed and walked me though all of it. I appreciate all the help Brett.

The program is amazing. I was skeptical at first, but Hannah made me feel at ease with her guidance. The team is outstanding; they assisted in boosting my FICO above 760 and securing slightly over $100,000 in 0% interest funding. Thank you, for your assistance, patience and seamless process.

My experience with Nicholas and the Zero Interest Mastery (ZIM) team has been the best from day 1. Before working with them, I had the issue of needing to acquire more funding to expand my business. I looked at traditional loans, searched for investors (who would earn interest on their investment from the beginning of the loan and there would be no period of 0% APR), and spoke to banking reps about acquiring business credit cards myself. I reached out to other professionals and learned about Zero Interest Mastery who promised at least $100,000 in business credit cards with 0% APR for at least 12 months.

I weighed all options:
1. Traditional loans- too much interest and still not as much funding as I was targeting.

2. Potential investors - Most want to see your success before investing, and even if they did, they either start earning interest from the start of the loan or obtain a percentage ownership in your business.

3. Applying for business credit cards myself. I figured that I would be approved for $20K - $30K to start, with 0% APR for 12 months. which could be ok.

But, what made me decide to invest in and work with Zero Interest Mastery to obtain business funding?

1. Their guarantee to work with me to reach at least $100K.
2. The fact that they teach how to do that while working with them.

I had the thoughts most do when hearing about their service and learning the initial cost: I can apply with banks for this funding myself (but would I really reach $100K+, I doubted it.)

What happened:

1. They worked with me to build my credit score,
2. They introduced me to business banking professionals at multiple banks,
3. They walk you through the steps to apply for the credit cards and give tips on how to increase chances of approval or higher limits,
4. Also important - they help remove inquiries from the personal credit score so the applications for the business cards don’t impact it,
5. Their guidance and detailed instructions are valuable lessons to learn.
6. They followed-up consistently to make sure I requested for credit cards and credit card increases following the schedule allowed by banks.

I worked with Nicholas from the ZIM team and I almost hesitate to put his name for fear the demand for working with Nicholas increases and he won’t be available for me when I reach out in the future to work with him again. But I’m doing it because I want to send a huge THANK YOU to Nicholas for all your work with me and efforts in this success. Nick made a huge difference in this journey.

I was approved for over $180K in business credit card funding working with ZIM and $50K in a loan with good interest - those were part of the paid service. Additionally, without any percentage shared, they helped increase my personal credit card limit $33K higher - and we could have continued for more but I paused to focus on allocating these funds in the most efficient way possible to have the best return possible from it.

For me, the investment into the ZIM team was worth it and I would recommend anyone to try their services to see the benefit too. They are not paying me for this review, I just sincerely thank them for working with me and helping me to reach higher goals!

Excellent experience working with Brett Hummel. He helped me to secure $100K in business funding enabling my business to expand in the direction where I can positively make an impact!!! Thanks Zero Interest. I most definitely recommend.