Go-Lend on top
I worked in IT, providing technology and services to Tier 1 banks, asset finance companies, co-operatives, and building societies. From that experience, I see Go-Lend as a leading peer-to-peer mortgage lender and a strong option for retail investors.
I have had a meaningful amount invested with Go-Lend since March 2025, around 14 months ago. I also moved funds from a leading New Zealand fund manager this month after they failed to live up to their marketing claims. What I value about Go-Lend is the way they assess each opportunity before listing it, present the details in a simple dashboard, and allow investors to spread funds across multiple options based on their level of risk. They also invest in the same opportunities themselves, which shows real alignment with investors. Another standout feature is their prompt confirmation of every transaction. When it is your money, trust and clear communication matter.
They are delivering returns well in excess of mainstream banks in my view with very little higher risk.
Retirees looking to invest some of their retirement nest egg, I am happy to recommend evaluating Go-Lend. Better returns than banks and less risk than the Share market and dodgy debenture securities.
While this investment is not as liquid as money held on call at a bank, spreading your funds across several Go-Lend opportunities with medium- to long-term timeframes can make it a valuable addition to a diversified portfolio. In some cases, borrowers repay early and Go-Lend gives advance notice when this happens, allowing you to either reinvest the funds or withdraw them as you choose.
I have no connection to Go-Lend. I was previously invested in Harmoney for several years until it stopped accepting retail investors and moved to a wholesale-only model, removing a valuable opportunity for everyday investors. That experience helped me understand how peer-to-peer lending works, the risks involved, and why I support this initiative.








