Guiide Avis 

Brilliant. Nothing more to add. T

Guiide retirement finance modeller worked well for me. Gives both graphics and tabulated output. Easy data input and clear options for interest rate assumptions. A couple of additional features would make it even better. (1) ability to enter separately for a couple and give separate and combined model outputs and (2) showing the output of 5 stress tests in same graphic format rather than just a statement of impact. I suppose the idea is that for more in-depth you link through to a Financial Advisor? However the existing free features are pretty impressive.

It is the best free tool on the internet for stress testing pension plans I have found.
Kevin who is a director of Guiide is also very good at responding to suggestions when I emailed him.
It is brilliant.

Great features to change sections and try different scenarios.
Give it a go

Really impressed

Very very simple to use. Found it diffixult to extract some detailed analysis but this may just be my inexperience with the app.

But can quickly and easily assess the impact and longevity of investments given a desired cash drawdown rate and period of time.

Very user friendly, simple with no nonsense asking for all personal details… it’s just age related.

Excellent,simple and free pension planning tool. Looking forward to the eventual release of the expanded product, I'd happily pay a reasonable subscription fee for additional functions.

A great little site, looking forward to the couples option which will help going forward

One of the better pension planning tools I have come across with useful profiling and chart output.

Great piece of soft ware and very easy to use.

Good to get a high level assessment of what I have and what the future may hold financially.
I would want a more detailed assessment before I make any decisions but this is a very good start

Helpful free tool to model your future income

I found it really useful and informative for me approaching retirement, the flexibility it's gives you to change data and run different scenarios IE retirement dates, investment pots and forecast % returns etc was awesome.
Loved the fact doesn't insist on contact details before it allows its use, even then it doesn't insist.

The retirement planning tool is excellent. It provides way more analysis than other tools I have tried. There are many more input variables allowing for the running of numerous “what if” scenarios. The graphical output is also very informative.

There are just a couple of enhancements that would be useful. It doesn’t seem to provide an easy way to calculate savings interest income from cash accounts and you have to input this as other income.

The ability to select Scottish tax bands would also be nice.

** Thanks for the reply Kevin but it isn't the "couples" enhancement I was talking about

A great tool to help with much needed retirement planning. Would have been 5 stars if it worked for couples. That said with a little bit of thinking it can be made to work for couples!

Will be 5 star once the update permits adding partner...

Easy to use and clear, understandable results.

I'm an absolute beginner when it comes to retirement planning but found this tool helpful to get an initial approximate idea of how different options could play out over time. Of course, I'm certainly not going to base any decisions on this alone, but it helps me learn what I might want to clarify later with a regulated financial adviser or chartered financial planner.