Harmoney Avis 

The customer service was great very friendly and very helpful thankyou.

Excellent service. Applying for my loan did not feel like an invasive exercise like with a bank.
Was very quick and the lady I spoke with was great.
I would recommend Harmony as one of the best loan companies.

The quickness to reply to loan request, and even reply with loan being approved.
Very happy with all over work that Harmoney has provided for me, ngā mihi.

smooth and quick processing

Really enjoyed completing the process with Harmoney Finance. Clear communication, fast to respond, easy to fill out forms.
The process is well thought out and efficient for both the customer and Harmoney.
Competitive finance rates, Overall a Great experience

Quick and easy process and friendly and efficient service

Easy to apply and very helpful staff who also followed up once the loan was approved.

The staff were really helpful and friendly and the whole process was easy.
Ive never had a problem when I've rung and spoken to the staff

Good, easy communication throughout the whole application process. There wasn’t anything that I didn’t understand while I was applying and once I accepted the loan. Instructions and advice were clear and concise.

Great service and was kept in the loop all the way, great experience!

They are easy to talk to.and they adjust so it would be manageable to return the payment. Awesome. Less stress in paying .

Fast and efficient communication. Friendly staff and overall great service. Have gone through Harmony a couple times already and would highly recommend

Simple and straightforward to use and understand what was need.

I talked to different people who had different ways of handling my loan application. In the end I got the result I wanted.

So easy to submit a request and fast response!

I did not believe that my loan could be approved so fast. The service was excellent and it is unbelievable. It was not only easy to navigate online but also very quick and efficient response.

I would highly recommend Harmoney to anyone who want to get the best deal out there when having to borrow money.

Excellent service, easy to apply. I always go back to Harmoney.

Offered me a loan at 23.99% when other companies offered me the same loan at 10-11%. I can't see any Google reviews for this company, I wonder why???

Here is a copy on an email I just sent Harmoney..........
Your credit check system is dubious, your application process is antiquated, your unwillingness to provide a set interest rate is unforgiveable and corrupt, what is a ‘personalised interest rate’ it is bordering on illegal and corrupt and to set individual rates is dishonest, nobody else does this apart from loan sharks, A set rate needs to be mandatory! your customer communications and service is inadequate, your understanding of small business ABN tax and GST is inferior, your early positive response to applications is false, …………………… It appears that all the negative reviews (which are numerous) online are true, I will now join the cue and post as many negative reviews on as many sites I can find. For your information I have secured a consolidation loan today from one of your rivals at a set rate. You are no better than scammers.
I bet you don’t reply! Simply because you don’t care and you know what I am stating is all factual and true. I will ‘bag’ you lot to everyone I meet.