Reward Funding Avis 

I cannot recommend Reward Finance highly enough. From my very first conversation through to completion, the service I received was outstanding.

Karen was my main point of contact, and she was exceptional throughout the entire process. She made what could have been a complicated and stressful transaction feel effortless. Her knowledge, professionalism, and communication were second to none, and she guided me through every stage with confidence and reassurance.

Karen and her team took ownership of everything, dealing directly with the solicitors and my previous loan company, ensuring the transaction progressed smoothly and efficiently. Nothing was ever too much trouble, and I always felt that I was in safe hands.

In my opinion, Reward Finance are the best in the industry. They combine professionalism, expertise, and outstanding customer care in a way that is hard to find.

A special thank you to Karen and the entire team for making the experience so positive from start to finish.

Great working with Scott and the Team at Reward. Our client's are always in good hands and they always provide the level of service we expect from our lenders when we make an introduction.

Great company, efficient processes. Overcame some issues with 1st/2nd charges and completed the deal swiftly.

Reward Funding recently set up a revolving credit facility for us, and the experience has been excellent from start to finish. Martyn was my main point of contact throughout the process, and his support genuinely made the difference.

We were working to extremely tight deadlines for auction purchases, with fast closes and a lot of moving parts. Martyn kept in daily contact via calls and messages to ensure everything progressed smoothly. He was friendly, always available, and explained each step in a clear and concise way, which made the whole process far easier to navigate.

Reward Funding really do work with you to get things done. Martyn in particular did a fantastic job coordinating valuers, lenders, and lawyers, keeping everyone aligned and pushing things forward. He was professional, efficient, and proactive in overcoming a few legal delays that cropped up along the way.

Thanks to his effort and commitment, the RCF is now fully set up and ready to support our business expansion. Martyn genuinely went the extra mile, and we’re very happy clients.

Thank you to Martyn and the Reward Funding team.

Working with David Owen was smooth and efficient. He guided my client through the process and went above to get the deal completed diligently. Will be working with Reward & David again.

A huge thank you to Jaxon and the team at Reward Funding.

On behalf of both myself as broker and our client, we really appreciated the speed and professionalism throughout this transaction. After being let down by a mainstream bank, the client was at serious risk of losing the purchase. Reward acted quickly, communicated well throughout, and delivered within a suitable timeline, allowing the client to successfully acquire the asset.

A pleasure to work with a team that understands how important certainty and execution are.

Excellent service and friendly staff

We have used Reward Finance before. Will our accounts manager makes the whole process stress free! Will is professional, fast and efficient to get the process completed on time.
Well done Will. You are an asset to Reward! Thank you!

From start to finish, the debt funding process was smooth, transparent, and far less stressful than we expected. The team were professional, responsive, and clearly knew what they were doing at every stage.

A special mention has to go to Steph, who was absolutely outstanding. She took the time to explain all the options clearly, kept us updated throughout, and made sure everything stayed on track. Her knowledge, patience, and genuine care made a huge difference to us choosing Reward.

We wouldn’t hesitate to recommend this team to anyone looking for debt funding support. An excellent experience all round.

Martyn was second to none in helping find finance for my client, there were problems along the way with the client not Reward, but he always had a solution. The service was outstanding I have worked in this industry for 30 years, and I have got to say that dedication that Martyn and his wider team provided to ensure the loan was draw down on time was brilliant, this wasn’t an easy case and was required within a very short period of time, if you haven’t used Reward before I would strongly recommend you give them a try! Dave Cookson Charles Louis Mortgages

I dealt with Martyn Evans from Reward and the service was prompt with a positive approach to lending that helped to realign an already successful business into a far more positive position. Very impressed with the speed of the transaction and will look to use them again.

Jacob and the team at reward have been brilliant throughout. Superfast with responses and solutions. Very helpful, even when time constraints were an issue, and also very competitive on rates. Highly recommended.

The team at Reward are extremely professional. They are clear in all explanations which are easy to understand and they respond very quickly. So our transaction was completed with minimum of delay and maximum efficiency. The whole team were a pleasure to deal with. Financing made simple!

Fantastic service - The facility was aproved in a short period of time, Simon came and visit me in person to undersatnd the business model and the customised the facility inline with my business requirements. The onboarding team was also effecient - despite some of the challanges Gemma and her team was contantly available to help us up and running with the facilty. - Big thank you to the team!!

Absolutley amazing service, commitment and communication from Martyn and his team. Went the extra mile and some. They got a complex stalled deal over the line in record time. Client is so happy as am I as the broker. Highly recommended!!!

We engaged with Reward Funding through a Business Development Manager who was connected to our senior consultant via LinkedIn. Initial discussions were constructive but despite several misunderstandings and avoidable delays, broad alignment was reached on the key commercial points.

However, a £1,000 commitment fee was subsequently introduced without prior notice or justification. This was entirely unexpected. In our experience and based on consistent feedback from solicitors and other lenders operating in the secured lending market, commitment fees for loans secured against property are not standard practice. Where they do appear, they are widely viewed as a signal of institutional mistrust towards clients.

When challenged, the explanation provided was that the fee becomes payable once solicitors are instructed and credit approval is granted and is refundable on drawdown. This rationale is fundamentally flawed. In a secured transaction, the borrower is already placing significant trust in the lender by exposing their property, valuation process and legal position. There is no credible commercial basis for a lender to demand additional “commitment fee” when its downside risk is already mitigated by security.

The justification offered, namely, the risk of a borrower withdrawing after solicitors are instructed, is equally unconvincing. A borrower who instructs solicitors is already incurring legal costs. The suggestion that clients would casually withdraw at that stage ignores commercial reality and fails basic logic.

At no point was a clear, coherent or commercially defensible explanation provided for the fee. Responses lacked substance and appeared evasive. The interaction gave the impression of a process driven by box ticking rather than genuine credit understanding. The Business Development focus appeared to be disproportionately centred on collecting property addresses rather than engaging meaningfully with transaction structure or client rationale.

Overall, the experience raised serious concerns about internal alignment, commercial competence and transparency. The operation felt transactional, disorganised and poorly articulated with communications suggesting limited understanding of the commitments being made.

This is not an enterprise that inspires confidence and understanding of commercial Lending market. More like a loan shark trying to get people to disclose their assets while telling them that they don't trust them in shape of commitment fee (a nonsense concept not seen in Secured Lending market before). AVOID AT ALL COST...

Excellent service and very responsive. Reward are a fantastic group of people who work in partnership with you to achieve the best outcomes.

Despite a tight deadline to reach, Karen and her team went over and above in every way to help meet my needs.
Her professionalism and experience were well received and I would highly recommend !

Reward and the staff are exceptional
I've worked with them for many years and always found them to be very easy to work with.
Anthony cope looks after our account and again exceptional.
Couldn't recommend this company highly enough