StepChange Debt Charity Avis 2 312

TrustScore 4.5 sur 5

4,6

Bien que nous ne vérifiions pas les affirmations individuelles, car les avis reflètent l’opinion personnelle des utilisateurs, certains avis sont accompagnés du statut « vérifié » lorsqu’il est possible de confirmer qu’une interaction avec l’entreprise a eu lieu. En savoir plus

Pour protéger l’intégrité de la plateforme, chaque avis, qu’il soit vérifié ou non, est analysé par notre logiciel automatisé 24 h/24 et 7 j/7. Il identifie et retire tout contenu qui enfreint nos conditions d'utilisation, y compris les avis qui ne se basent pas sur des expériences authentiques. Nous sommes conscients que nous ne pouvons pas tout détecter, et vous pouvez nous signaler tout élément qui aurait pu nous échapper. En savoir plus

Lisez les avis des autres

Noté 5 sur 5 étoiles

I had a very positive experience with StepChange. Everyone I spoke to was kind, patient and understanding. I was going through a very difficult time, and they made me feel listened to and supported wi... Voir plus

Noté 5 sur 5 étoiles

I was made to feel I wasn't alone & made to feel it was possible to complete no matter how long it has taken. I am now confident in sort out my money, putting enough to onesie for my outgoings & le... Voir plus

Noté 5 sur 5 étoiles

Step change helped me through the dark times when I was overwhelmed with debts, I could not see a way out and the companies I owed money too were unforgiving! I was wracked with guild and shame th... Voir plus

Noté 5 sur 5 étoiles

This service supported me with an IVA from start to finish. They provided non judgemental options and explained things perfectly. They kelts me updated with the process and explained the actions requ... Voir plus

À propos de l'entreprise

  1. Service de conseil en crédit
  2. Association caritative
  3. Service d'allégement de la dette
  4. Service des insolvabilités
  5. Service de médiation
  6. Société financière non banquière

Écrit par l'entreprise

With over 30 years of experience, we have helped millions of people deal with their debts and take control of their finances. Take a look at some of our reviews to see what our clients think of us.

Why Choose StepChange?

Écrit par l'entreprise

Free debt advice
You don’t pay anything for our help. We look at your personal situation and recommend the best solutions for free.
Putting people first
We always come from a place of compassion and base our advice on your personal situation.
Instant online help
You can use our online tools anytime, so you can get help at your own pace.
Expert advisors
If you would rather speak to someone, our team of friendly advisors can help you take control of your debts.
UK's largest debt charity
We help hundreds of thousands of people every year and have been for over 30 years.
Trustworthy advice
We are regulated by the Financial Conduct Authority (FCA) so you can be sure the advice you are getting is right for you.

Coordonnées de contact

4,6

Excellent

TrustScore 4.5 sur 5

2 k avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 76 % de ses avis négatifs

Répond généralement dans un délai de 2 semaines

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Noté 5 sur 5 étoiles

I gave 5 star's because stepchange…

I gave 5 star's because stepchange helped me to get debt free, and they was always there for me, if you are in debt I would recommend giving stepchange a call they are brilliant they will help you with all your debts.

30 janvier 2026
Avis spontané
Noté 5 sur 5 étoiles

The IVA was so easy to set up and once…

The IVA was so easy to set up and once the process and budget was explained to me I knew that I could relax at last.
Although at times it has been a bit of a struggle I have always had in the back of my mind that
your help was only a phone call
away. The support I received when I had questions was excellent. My extreme thanks go to the 2 people who dealt with my case.

1 janvier 2026
Avis spontané
Noté 5 sur 5 étoiles

Honestly can’t fault step change one…

Honestly can’t fault step change one bit I was so anxious to get help but they made everything so much easier. I went through Iva and if it’s something you’re thinking about then I would recommend step change all the way! Thank you very much

28 janvier 2026
Avis spontané
Noté 5 sur 5 étoiles

I contacted stepchange after i was…

I contacted stepchange after i was struggling with my debts & i reached the stage i cannot carry on just paying minimum .Afrer watching Money Saving Expert ( Martin Lewis).
I decided to get in touch with stepchange & i have to say i was very pleased the way they dealt with my case.Anytime i phone Glasgow office the staff very helpfull &Kind.I would like to take this opportunity to thank Celeine for her kindness and her hard work .I don't think i will came that far with out her Help.I will recommend stepchange to any one struggling with debt.Thank you so much for all stepchange staff who dealt with my case & now My DPP has been set up.
Ali

22 janvier 2026
Avis spontané
Noté 1 sur 5 étoiles

An upsetting experience

I really upsetting experience from the moment I contact step change. I have never experienced such a poor service. It's had a negative impact on my mental health. I really worry about the impact on the most vulnerable, if my experience is common.

I've now been sent a WhatsApp message (from step change)asking for bank details- should someone respond to this review and recommend I get in touch with a company to stop this happen- please don't. I have really had enough of your service passing the buck and putting everything back onto the client.

Also, when I look at the poor reviews, on multiple occasions step change respond with 'We’re concerned that you may be dealing with a company posing as us'. I find this really odd, and something I haven't heard of from any other charity- I mean, when have you heard of a food bank, or another regulated charity designed to help those in need, use this as a common response? There's something that makes me very uncomfortable about this charity- I don't think it will be long until a regulator uncovers unacceptable working practices here.

21 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thanks for leaving a review. There's a lot to unpack, and I'll do my best to help with everything.

I understand you feel like you've had a poor experience with us. But it's difficult to look at what's happened or understand properly without a bit more info. I appreciate a public forum like this might not be the best place for you to share that, so please get in touch with customerrelations@stepchange.org and tell us what's happened.

Our team will then look into your situation and do their best to help. Screenshots of the messages would be very helpful too.

Secondly, some of our teams have started using WhatsApp recently, so I won't mention anything about imposters just yet - I can see that's sparked some questions for you already.

Just to help you understand more, we constantly have to keep an eye out for imposter firms and report them. The reasons we might experience this issue more than other charities are: our size (we are well-known and trusted), our clients' situation (financially vulnerable), the information clients will share with us so we can help (bank details, for example).

So, when we mention them, it is so we can ask for more info and report them. This means we can try to stop them contacting other people. It's awful but there are a lot of opportunists out there who try to take advantage.

As I mentioned, because we don't know much about what's happened here, this isn't something I'd suggest at this point. Please get in touch so we can try to resolve what's happened and help you however we can.

Best wishes,
Michael from StepChange

Noté 5 sur 5 étoiles

Step change was so easy to set up

Step change was so easy to set up, they take care of your lenders for you so you don’t have to pay the interest anymore, it’s totally stress free! They help you make a manageable plan depending on your income and make sure you won’t be spending more than you can afford. Checking your progress was easy on their web site and doing a new budget was great as you could change your payment to step change if your finances changed. It has been such a relief and I wish id of done it sooner. Oh and yes it does effect your credit score which is what put me off at first but my credit score was bad anyway so thought just do it, and now my credit score is better than when I started!

21 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your review! We’re pleased to hear you had a good experience with the set-up process :)

Best wishes,
Kate from StepChange

Noté 1 sur 5 étoiles

Untrustworthy. Unhelpful. Dangerous

Step change are cancelling breathing space without consulting me. They claim I have already been on it but haven’t and they have not given any proof. I will now lose everything including my job. I have a mental health condition and step change know this but they seem to not care about it and have pushed me to the edge. They never reply to emails or calls. No one in the phone knows what they are doing and they kept looking stuff up on the internet when I was talking to them on the phone. They have no clue what is what. They just repeat themselves and get you to repeat every too. It is hell dealing with them. Please do not trust them, it will cost you dearly and more than you know and they will not care one bit. They will just move on to ruin the life of someone else.

19 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

I am sorry to hear about your struggles at the moment. Breathing Space only lasts for a certain amount of time, and is there to give you some respite from your debts while you set up a solution.

There are situations where it might be cancelled early, but this is rare and I'd need to know more about your situation to explain why.

We have spent more than 30 years trying to help people in debt, and we absolutely want to help you find a way forward. Get in touch with us at customerrelations@stepchange.org to help us understand your case and what's happened here.

Best wishes,
Michael from StepChange

Noté 5 sur 5 étoiles

Spoke to Clive who handled my concerns…

Spoke to Clive who handled my concerns with ease ! Very grateful to have spoke to a compassion person like him !

19 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your kind review! We are so pleased to hear how happy you are after speaking to our friendly advisors :)

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

Debt Payment Programme

At the beginning of this journey I was confused and distraught, but from the first call with Claire I was immediately at ease and felt I was moving forward. Her support and advice was invaluable.

27 novembre 2025
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so glad to hear you’re pleased with the service you received 😊

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

This charity will have eternal…

This charity will have eternal gratitude from me for all the help and support they gave me when i could honestly not see a light at the end of the tunnel. They were easy to contact and were sympathetic to my problems. I now feel like a huge slab has been lifted.
I cant thank you enough stepchange.

16 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your kind review! We’re so pleased to hear you’re happy with our service 😊

We wish you all the best on your journey to becoming debt free!

Best wishes
Kate from StepChange

Noté 5 sur 5 étoiles

So simple to setup and understanding

Was so easy to setup with stepchange. Staff friendly understanding and helpful. Had no issues over 10 years now debt free!

15 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your review and congratulations on being debt free! :)

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

StepChange have been brilliant helping…

StepChange have been brilliant helping me with my debts. I started with a Debt Management Plan and later moved to a IVA voluntary arrangement. They have advised me along the way.

15 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your kind review! We’re so pleased to hear you’re happy with the advice you received! :)

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

More going out than coming in

Stepchange enabled me to get my uncontrollable level of debt back under control.
Their services have been excellent and the support has really given me back control of my finances.

21 décembre 2025
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so glad to hear you’re pleased with the service you received 😊

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

DMP is the way forward for anybody…

DMP is the way forward for anybody struggling with out of control debts! The service this charity offers is absolutely exceptional! I am pleased that now after many many years my DMP has finished, the service offered from start to Finish was absolutely outstanding.
Thank you StepChange Debt Charity.

1 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your kind review and congratulations on being debt free! We’re so pleased to hear you’re happy with our service 😊

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

Excellent smooth process

They helped me to explore all options and was a smooth process completed within 5 weeks with breathing space in interim which helped immensely, I cannot explain the relief I felt once they became involved and would recommend you call them as soon as you can if experiencing debt worries, you won't regret it.

9 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your review and recommendation! We’re so pleased to hear you are happy with our service 😊

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

StepChange were amazing during a very…

StepChange were amazing during a very difficult time for me. I was struggling with debt and they helped me set up a Voluntary Arrangement, explaining everything clearly and without any judgement. The support and reassurance they gave me really took the pressure off. I’m very grateful and would highly recommend StepChange to anyone needing help with debt.

30 novembre 2025
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your review and recommendation! We’re so glad to hear you are happy with our service 😊

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

Helpful and supportive…

Amazing help from Step change they really help and are so supportive.
I spoke with Dave today, what an asset to your company he is.
He totally changed my mindset today, made me feel better about life, debts and worrying.
He deserves recognition, people like him are rare these days ♥️

8 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your kind review! We are so pleased to hear how happy you are after speaking to our friendly advisors :)

Best wishes,
Kate from StepChange

Noté 5 sur 5 étoiles

The support and reassurance from the…

The support and reassurance from the start of my debt consolidation to the very end of the 6yrs was very good 👍 the service is brilliant 👏 kept me updated and supported me all the way well done 👏

8 janvier 2026
Avis spontané
Logo de StepChange Debt Charity

Réponse : StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so glad to hear you’re pleased with the service you received 😊

Best wishes,
Kate from StepChange

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