Hodge offers a range of investment products with competitive interest rates. Their website is easy to navigate and informative. A helpline is also available should you need one. Throughout the invest... Voir plus
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Hodge offers a range of investment products with competitive interest rates. Their website is easy to navigate and informative. A helpline is also available should you need one. Throughout the invest... Voir plus
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I opened a savings account with Hodge last year & have just added a Cash ISA this tax year. Very straightforward process, good, clear information to enable the opening & transfer of funds. Very compet... Voir plus
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Good rate of interest for anytime access deposits and covered up to £85K under the compensation scheme. Slightly enhanced rate if monthly interest paid to Hodge account rather than (in my case) high s... Voir plus
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I've been with Hodge bank for many years now and am very impressed with their professionalism. Easy to open new accounts. Good online systems. Good telephone back up. Good competitive interest rates.... Voir plus
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Écrit par l'entreprise
For over 50 years we’ve been making a difference to the lives of our customers, helping them achieve their hopes and dreams.
Tens of thousands of customers across the UK trust us to support them because of our expertise and knowledge in the markets we serve, and the experience we use to create new ways of helping more people live better lives. We design our products with you in mind, keeping things simple and straightforward, so you can focus on what matters to you.
Whether it’s saving for a rainy day or a key life event, taking on a mortgage for your cherished home, or investing in or developing property, we’re here to support you in your moments that matter, helping you get to where you want to be.
We treat every customer as a real person, we know you’re as unique as we are. We make it our business to understand you and your needs. When you deal with us, you’ll speak directly to our warm and friendly team. We’re here to help.
You can reach us here.
One Central Square, CF10 1FS, Cardiff, Royaume-Uni
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This experience stems back to 2004/5 and our interactions with Hodge Bank during 2024/25.
In 2004, my parents were mis-sold financial services that they, in hindsight, never actually needed, by a third party company. Mum was unwell at the time, and soon after buying these services was diagnosed with Alzheimer's. One of the services provided was an equity release through Hodge Bank of around £90,000. At the time the property was valued at around £250,000. In return, Hodge Bank would be entitled to 90% of the equity raised when the property was sold in the future. Let's just run that again, 90% of the equity in the house! Even at the time, the bank's immediate gross profit would have been £135,000 if the property had been sold straight after the ink had dried on the contract! My parents explained to me at the time that I didn't need to worry when they die because the bank will buy the property.
Fast forward 20 years. Mum had passed away in 2021, and Dad passed away in 2023.
It was only during the process of Probate for Dad's estate that we found out that Hodge Bank had this claim against my parents' house. The property by this time was valued at £450,000 so Hodge Bank's share was now around £405,000, from an outlay of around £90k.
Now it's important to say here that Hodge Bank had done nothing illegal, and the services that were sold through the broker weren't subjected to regulation until 2007, but can anybody reading this honestly say that the contract wasn't at the very least immoral? I guess that's the banking business for you.
Our interactions with Hodge Bank during the Probate phase and the sale of the property lacked any empathy or sympathy for my shock and distress over losing what my parents had thought they were passing on to me after their lifetimes of hard work and dilligence.
Even at the end, now owning 90% of the property, the bank penny-pinched and only contributed towards insurance costs and utility bills for around the last three months before the property was sold as opposed to when they took over the property on Dad's death, forcing me to pay all bills for at least 18 months.
I recognise that other financial institutions have also gained financial benefits in a similar way but my experience is wholly with Hodge Bank and the way they do (or did) business, particularly where older and more vulnerable people are concerned.
Please be very careful when using equity release schemes. Banks are after profit, nothing more, and really don't seem to care about the moral implications of how they make their money.

Réponse de Hodge
Easy to understand the website. Also extremely easy to provide instructions on maturity of the account.

Réponse de Hodge
What would I say about Hodge Bank? It gives me the feeling of olden times, back to the Victorian era, which isn't a bad thing. But the process of getting an account, easy to understand. They help you a lot and I really like that. And they're always on hand if you need help. What they're lacking in my view for a bank that's been around a long time, they are lacking a mobile app. They really need to move with the times and launch a mobile app for us customers and then we will be content. So if you're looking for a bank with savings accounts, then you need Hodge Bank.

Réponse de Hodge
Opened fixed term isa with Hodge Bank. Good website with easy to follow application and product literature. Communication on changes to account / maturity instructions very clear.
Excellent bank to invest with

Réponse de Hodge
I wanted an easy access account that paid a reasonable amount of interest. Initially I came across Hodge as a recommendation on MSE. Applying for account was relatively painless and my account was accessible within 24 hours. I highly recommend them

Réponse de Hodge
I've been extremely happy with my Hodge investment. From start to end the communication was clear and easy. I was notified about reinvesting and the products were good and the process extremly simple.

Réponse de Hodge
I wanted an easy access account with a good interest rate to hold my excess cash instead of it sitting in my current account paying peanuts but easy to move back when I needed the money. It was recommended by the Daily Mail Money Mail page and the Moneysaving expert so I was reassured even though I had not heard of Hodge bank before. It was easy and quick to apply, no hassles with smartphones and selfies. Very happy with the process.

Réponse de Hodge
Very simple application to open an online savings account.
Rate was/is attractive.
Easy opening and funding of the account.
Recommend this bank.

Réponse de Hodge
Money was paid to my current account very shortly after midnight on my bond maturity date.
Staff on telephone are efficient and professional

Réponse de Hodge
Opened a Hodge Bank Easy Access Issue 1 Savings Account with an Intrest rate of 4.14% on 8th November 2025.
Received an e-mail on 11th November 2025 to advise Intrest rate was dropping to 3.97%.
the Bank of England made no changes to Intrest rate so I cant understand why Hodge Bank changed the rate.
Is the higher rate offered to get customers then dropped was they open an account.
Last they have heard of me.

Réponse de Hodge
Simple application process. Savings account works perfectly with very quick deposits and withdrawals. Great interest rate for an account with unlimited withdrawals.

Réponse de Hodge
Easy to navigate website and open my first online savings account. I need instant access and the interest rate is attractive so I am looking forward to my future experience with Hodge Bank

Réponse de Hodge
This is the second time I have used Hodge Bank for a fixed rate bond. I found the process so quick and easy. As soon as I had I filled the application I received an email. Account up and running and funded within 5 minutes. Last week I applied with a different bank with a slightly higher rate that was supposed to have a quick and easy process, after sending all my personal details I am still waiting! So, thanks Hodge Bank for a quick and stress free process.

Réponse de Hodge
Hodge did have a competitive interest rate at 4.14% gross. On the 25th of November 2025, it is reducing to 3.97%. Tut tut.

Réponse de Hodge
Had to contact them regarding a mistake I made and they were extremely reassuring. Spoke to a person and not a bot

Réponse de Hodge
Good rate of interest for anytime access deposits and covered up to £85K under the compensation scheme. Slightly enhanced rate if monthly interest paid to Hodge account rather than (in my case) high street bank’s current account from which the deposit came. Easy online application process. An app would be welcome but they don’t have one so monitoring and transacting is via the website. Since opening the account (yesterday) and writing this review (less than 1hr ago) Hodge have emailed me to notify me of a 0.17% rate reduction! That changes my opinion somewhat seeing as the base rate hasn’t changed.

Réponse de Hodge
Excellent , Easy to open and transfer money to.
Very clear information, giving me a speedy decision on opening the account,
Yes well recommended
Penalty free
good interest rate compared with others

Réponse de Hodge
Competitive interest rate and easy account opening process!

Réponse de Hodge
Easy set up of an account to not launder money

Réponse de Hodge
Good rate for an easy access saver, smooth opening process too, so far so good!

Réponse de Hodge
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