raiffeisen.sk Avis 

For a few years after I left TB I was mostly using banks that do not charge customers so free of charge banks. After years I decided to open account in the RB SK. I like their IB functionality and design. Bank still doesn’t support Apple Pay, but it isn’t issue for me because I paired the card with Curve which does have this functionality. I like the RB is offering to have the account free of charge if I set simple rules in their IB. Compared to the other options on our market I can recommend services of this bank company. If you need Apple Pay simply pair their card with Curve. Otherwise this bank is a good standard in our country with good support and responsive design.

quick update for the review below the internet banking down over 11hour

I have been living in many countries and used other banks never had internet banking offline.
Its every often here.

I tried to pay some payments and the internet banking is not working from midnight and now is 02:16am and the internet banking is still offline.
I tried my card but i cannot use it too because the bank have to deal with epin that was introduced by European union as new security measurement.
I pay 5.50eu monthly for the personal account where now the internet banking is not working.
Cannot even imagine how i will run a business account here if i have to deal with USA or Chinese business partners and suppliers where you have to do a businesses and orders to take place early morning or after midnight.

The authentication text messages some time no arrive then you not able to do a payment.

In slovakia the banks charge fees to the personal accounts and there is so much hassle around it.
Also atm's ,if you using other banks atm they charge you for withdrawal for pin change where abroad is free.
and banks charge only business accounts.

not mentioning about constant authentication from other financial providers ebay paypal apple who checking location ip because this country rating by Standard & Poor's credit was negative in 2020 and stable in 2021