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The Real Debt Guy helps people in the UK understand their debt options without pressure, false urgency or scare tactics. We are here to give you clear, straightforward guidance so you can make informed decisions about how to deal with your debt. We are not FCA regulated. We do not provide debt advice, financial advice or legal advice. What we offer is educational guidance, practical support and someone in your corner who explains how debt actually works in the UK, what your rights are, and what options are available to you. Our services are: Clarity Call — a 15-minute call to talk through your situation and explore your next steps. Ideal if you are unsure where to start or what to do next. Letter Review — we check any letter you have received from a creditor, debt collector or bailiff and explain in plain English what it actually means, what you need to do, and what you do not need to worry about. Full Support — end-to-end help drafting and sending letters to your creditors on your behalf. Suited to people who want practical help managing multiple debts. Community — a private group with ongoing support, weekly guidance and a network of people going through the same thing. Just £15 per month, cancel anytime. We work with people across the UK. Visit www.therealdebtguy.com to learn more or book a call.
22 Westward Way, HA3 0SE, Harrow, Royaume-Uni
4,1
5 avis
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oye has been a great help he takes all the worry and stress out of it not sure where i would be now without oye
Réponse de The Real Debt Guy
Thank you so much for this; it really means a lot.
Taking that worry and stress off your shoulders is exactly what we're here for, and we're so glad it's made a real difference for you.
Wishing you all the best.
The Real Debt Guy Team
Without any question I highly recommend the real debt guy who I've been working with since late 2024. The staff have been exceptionally helpful and the communication has been way beyond my expectations. To give context I was drowning in multiple debts (2 credit cards and 4 loans mixed between personal and business) that had built up during Covid as I was unable to work and function due to long Covid fatigue. I struggled mentally with anxiety and stress to even look at the debts let alone deal with them personally. Oye is honest and professional and most of all a good person who guided me through every step of the way with each debt. I can honestly say he has negotiated settlements of 70% discount that have really saved the day and organised repayment plans that were affordable and allowed me the time to get back to my business and rebuild my life. Because of Oye and Andrea I was able to keep my limited company running and now looking at record figures this year. If you think you are beyond help and sinking under the tide of debt right now please get in contact with Oye and his team as they are lifesavers and to say it was great value doesn't do them justice, it's taken two years working together and I'm finally completing my final payment to be debt free today. Just talk to them you have nothing to lose and everything to gain. Dr Windsor
Réponse de The Real Debt Guy
Dr Windsor, thank you for such a generous and detailed review and huge congratulations on making your final payment and becoming debt-free.
Reading through what you went through, from long Covid and the toll it took, to rebuilding your business to record figures this year, it's clear how much determination this took on your part. We're just glad Oye and Andrea could be there to guide you through each step.
Wishing you all the best as you close this chapter, and thank you for trusting us throughout those two years.
The Real Debt Guy Team
I’ve been working with The Real Debt Guy for around six years. It all started when I found myself in a difficult financial situation and turned to YouTube, hoping to find some advice and reassurance. That’s when I came across Oye’s channel.
After watching the videos and getting so much valuable information, I decided to get in touch with The Real Debt Guy and I’ve never looked back.
The support and guidance I received completely changed my perspective on debt. They helped me understand my options, and, most importantly, they took away the constant worry and stress I was carrying.
I can’t recommend The Real Debt Guy highly enough. If you’re struggling with debt or feeling overwhelmed, they’re definitely worth speaking to.
Réponse de The Real Debt Guy
Thank you for the kind words and for trusting us for six years.
That's exactly why we started doing what we do, to help people find the right guidance when they need it most. Glad we could help take that stress off your plate.
The Real Debt Guy Team
Excellent service and communication from Oye.
I cannot recommend him highly enough.
His help and guidance in all matters financial,has been exemplary, taking the worry and anxiety from a difficult situation I thank him most sincerely.
Réponse de The Real Debt Guy
Thank you so much for this kind review; it truly means a lot to us.
We are really glad that we could help ease that worry and anxiety during a difficult time. Being trusted with something so personal is never taken for granted.
Wishing you all the best.
The Real Debt Guy Team
Very professional, friendly, knowledgeable and trustworthy. They give honest guidance and genuinely care about helping people understand their options with debt, rather than being pushed into an IVA or bankruptcy when it might not be the right fit.
Réponse de The Real Debt Guy
Thank you, Andrew. We really appreciate you taking the time to share your experience. It's exactly why we do what we do, helping people understand their options so they can make informed decisions about their debt. Thanks again for the kind words.
The Real Debt Guy
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