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Lisez les avis des autres

Noté 5 sur 5 étoiles

I would like to thank Iain Wrenshall and the rest of the team. I was incredibly nervous during our original call but he was very patient and reassuring. He went through my options with me and at no... Voir plus

Noté 5 sur 5 étoiles

I cannot thank IVA.org highly enough,they have been outstanding from the start,all of the staff have been excellent and have really helped me out of this financial situation l have found myself in.

Noté 5 sur 5 étoiles

Excellent people, helpful and friendly, always there to help you and make you feel less stressful and always patient. Would recommend totally grateful

Noté 5 sur 5 étoiles

I cannot rate IVA.org highly enough,they have been outstanding from the start,all of the staff have been excellent and have certainly helped me and my wife out of a financial mess.

À propos de l'entreprise

  1. Service d'allégement de la dette

Écrit par l'entreprise

IVA.org is a 'Not For Profit' Community Interest Company (CIC), our main aim being to provide practical and ethical advice to anyone experiencing problems with their unsecured debts. No matter how large or small your debt problem is, our advisors will help you find the best solution to suit your personal circumstances. They will provide you with the guidance you need to make an informed decision on your best way forward and give practical advice on the actions you need to take before your creditors take actions against you. IVAorg CIC is a licensed insolvency practice which is regulated and authorised as a Member Firm of the Insolvency Practitioners Association (IPA). We are also authorised and regulated by the Financial Conduct Authority (FCA) and regulated under the Data Protection Act.


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4,9

Excellent

TrustScore 5 sur 5

132 avis

5 étoiles
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4,9

Tous les avis

(132)

12 avis reçus au cours des 12 derniers mois

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Noté 5 sur 5 étoiles

Spoke to Chris

Spoke to Chris, pained a clear and consise picture of the options of debt relief and perhaps saved me from disaster.

10 décembre 2019
Avis spontané
Noté 5 sur 5 étoiles

Trust these impartial professionals at IVA.org. It will soon be clear why!

I strongly advocate you place your trust in these professionals at IVA.org. It will become very clear to you why, after just a few minutes of speaking to one of their Consultants. Precise and sensitive listening and discussion about your situation, without urgent probing and no driven agenda. No sales 'Pitch'. Just thoughtful practical processes, to guide you through to a way of seeking a supported good outcome with regard to your often emotionally difficult financial situation.

20 novembre 2019
Avis spontané
Noté 5 sur 5 étoiles

I truly and sincerely thank you Drew and your whole team.

I truly don't know what to say other than Drew and all the team at IVA. Org saved me and gave my family a second chance at a happy life together.
I originally filed an iva application with another company and I was treated like just anther number... I never knew what was going on, and kept calling to get an update only to get passed around and then when I actually got through to a person that I thought could help there no empathy, no support and I was left in tears waiting to find out the outcome of my IVA (which is a very scary thing to enter into in its own)
One day whilst dealing with that other company and being left with no answers I stumbled upon IVA.org website that said they were there to help 24/7 and I not knowing who they are called just to get help and advice.
I spoke with a gentleman that I can only describe as an angel. (sincerely and truly) he was driving and answered my call and spoke with me for an hour just to answer and help me with any questions I had that I was not getting help with through Creditfix.
A few weeks later Creditfix said my IVA was rejected and that was it. They could not do anything for me and said good bye... I was broken. I am a mom of 2 little children and my family is everything to me and to get this news in such a cold way truly I felt like my world fell apart and that was it... Well that's the way creditfix made me feel and they didn't really care.
I called immediately to that angel that spoke with me for an hour and I found him... We went over what happened and he said his company will try to refile and I should not worry and they will walk with me every step of the way...
That's when I was introduced to Drew at IVA.org.... All I can say is because of this company, the team, Drew... They saved me and my family.
Words cannot describe what they did to help me. We resubmitted my application and they explained and went through everything with me so calmly and reassured me that I will be ok.
My IVA was resubmitted by Drew at IVA. Org and a few weeks later I got the call from Drew that gave us light again... My IVA was accepted and life was now going to start getting better for us all.
It didn't stop there either Drew had been by our side offering support in any problems or questions I have.
I could honestly keep going... But basically if you are going through any financial problems and possibly having to enter into an IVA please please call this company... They are truly the nicest, supptive and caring people I have ever met and they saved my families life and gave my children their mommy back.
Thank you so much IVA.org, I am very grateful to you all. Thank you

18 novembre 2019
Avis spontané
Logo de IVA.org

Réponse de IVA.org

Hi Shaz,

Thank you so much for taking the time to share your experience with everyone.

On behalf of Drew and all the team, I would also like to thank you for your lovely comments and for leaving such a heartfelt and touching review.

Kind regards

Iain

Noté 1 sur 5 étoiles

misselling at its finest

these guys are claiming they are non profit however they charge iva fees as per all other companies.

The also claim on the website that the fees in the iva are paid by the creditors, this is absolute nonsense. The fee's are paid by the customer from the 60 payments that are made into the iva not by the creditors.

I have reported this misleading site to the fca.

15 novembre 2019
Avis spontané
Logo de IVA.org

Réponse de IVA.org

Thanks for your feedback.

It is a common misconception that ‘Not for Profit’ means ‘free’ but this isn’t the case.

’Not for Profit’ basically means we have no share-holders and that any profits we do generate must be used to further our company’s social objectives, specifically to assist in the relief of poverty for people living in the UK.

But I’d like to reassure you that IVAorg is a ‘Not for Profit’ Community Interest Company by virtue of our legal constitution and we are recognised by the FCA as such.

Under our social objects, we’ve already provided free advice to thousands of individuals seeking help with their debt problems and it is only to those who then choose to enter an IVA using our services that fees are applied.

When it comes to IVAs, every IVA provider charges fees. There are no exceptions, including debt charities such as StepChange who also charge industry level fees for the IVAs they administer.

Some IVA companies charge very high fees for the work they do, but we strive to ensure our fees are as low and as fair as possible.

Who Pays For An IVAs Fees?’ is the real burning question.

Let me explain:
As with all other IVA providers, creditors allow us to take our fees out of the money paid into the IVA pot by our IVA customers with the payments themselves being set at what is deemed affordable in each individual case.

Under the terms and conditions of an IVA creditors are legally obliged to write-off any debt that remains when the IVA completes successfully. So, as long as the customer gets to the end of their IVA without experiencing any issues, all their outstanding debts are written off, leaving them debt free.

So, in these cases it's the creditors who pay the IVA fees, by writing off more of the debt left unpaid at the end of the IVA.

Where IVAorg CIC makes a huge difference is when an IVA case fails to complete successfully because if an IVA fails, not all of the money paid into the IVA will have been used to pay back debt - some will have been used to pay fees instead.

Unlike other IVA providers, IVAorg CIC is totally committed to improving outcomes for all those vulnerable individuals whose IVAs fail through no fault of their own.

So, to protect those clients, we have introduced a unique ‘pledge’.

“Should your IVA fail to complete successfully through no fault of your own, we will ensure the fees you’ve paid for our services will be used to reduce your debt to the maximum effect, guaranteeing to leave you no worse off.”

This pledge ensures that IVAorg CIC is invested in attaining successful outcomes for every one of our clients and that no financial burden is being placed on our most vulnerable customers.

I hope this helps clarify the points you’ve raised and also explained how we are, in our own way, striving to improve the standards of debt advice in the UK.

Finally, if you are truly looking for some advice on how to deal with a difficult financial problem, please give us a call and I promise we’ll do whatever we can to help.

Kind regards

Iain
M.D. IVAorg CIC

Noté 5 sur 5 étoiles

Spoke to Ian who was incredibly honest

Spoke to Ian who was incredibly honest, i was scared of the reveiws inthis sector but he did not try to sell me an IVA but spent 45 mins of his time just giving me honest advice on how to get myself straight without one. Thanks Ian you company lived up to its great billing on this site.

18 octobre 2019
Avis spontané
Noté 5 sur 5 étoiles

They're on your side

I thought I had nowhere to go when I found IVA.orgs numbers and spoke to Iain. He was amazing - he spent several hours on the phone to myself to understand the situation, before giving advice.
The advice was sound, and I can now see a way out.
If you're in a sticky place give these guys a call.

4 octobre 2019
Avis spontané
Noté 5 sur 5 étoiles

Where can I start what ever I will say…

Where can I start what ever I will say will never be enough or grateful enough for this amazing guy chris .. why cant everyone be like chris lol.. this gentleman today helped me so much stopped me making the biggest mistake of my life by listening to another so called company that was going to get me an iva even though they didbt take the time out to know what was going on.. an Chris just listened to everything patiently an what I didbt understand explained it to me .. made me feel so comfortable an at ease not once was I judged about my problem honest advise givin .. chris if you read this your honestly amazing an I am for ever grateful for your advise an your time you took to help me thankyou so much your the best wish you all the success an happiness in the world... this guy deserves an award honestly xx

18 septembre 2019
Avis spontané
Noté 5 sur 5 étoiles

I called Chris over a year ago to help…

I called Chris over a year ago to help me with my situation, Chris was a total gem absolutely amazing. Chris and his team gave me the kick up the backside I needed to sort my situation out, as we all do the same thing bury our head in the sand and hope it goes away, they stuck by me when I thought I was on my own and I can’t thank them enough and to be honest a thank you is not enough. These are the best people to help you and I can’t sing there praise high enough, a great BIG THANK YOU from me and my family. Love you guys.

11 septembre 2019
Avis spontané
Noté 5 sur 5 étoiles

Chris is amazing

Chris is amazing! He understood our fears and held our hands throughout the process. He was always there to answer questions no matter how stupid I thought they were, he was not judgemental he make us feel at ease with our worries! Thank you for all your hard work!!

6 août 2019
Avis spontané
Noté 5 sur 5 étoiles

Amazing!

Spoke to Chris this morning, he was very patient, very informative and helped BIG TIME! He advised me to contact another authority, which I did. I now have peace of mind and know that my situation is getting sorted, even though it may take 2 or 3 months, the relief that things are getting into place is tremendous.Thank you Chris.
If you have a debt problem......he will help you sort it.

9 juillet 2019
Avis spontané
Noté 5 sur 5 étoiles

Excellent Service! A difficult time handled brilliantly

We first looked into an IVA with a debt charity but quickly realised this wasn't the best route forward for us. I really can't express how good Iain and Chris are. From the first phone call with Iain I felt relief that our IVA would be handled as well as it possibly could. Everything was handled quickly and efficiently with the whole process going through as quickly as possible. They are always at the end of the phone throughout and afterwards. Don't go anywhere else, give these guys a call, you won't regret it.

2 juillet 2019
Avis spontané
Noté 5 sur 5 étoiles

A tricky time facing an IVA?

A tricky time facing an IVA. Not with the team at IVA.org. They were absolutely fantastic. I could not have asked for more during such a challenging time. All questions answered. No issue was too big. If you are in the situation where you need to look into an IVA, look know further than IVA.org. Thank you team IVA.org.

29 mai 2019
Avis spontané
Noté 5 sur 5 étoiles

Outstanding service

Big thanks to Chris didn't know what to do lost my job had debts thought I was gonna lose my house .
I had sleepless nights and was under pressure then after speaking to Chris he really helped me and took the pressure off me without Chris I really dint know what I would of done!

To find someone as honest and as helpful as Chris is hard to find nothing was a problem when I called him even after the iva was up and running.
I cant thank Chris though.. great honest man

23 mai 2019
Avis spontané
Noté 5 sur 5 étoiles

The best out there

Where do I start? Chris and Iain have helped me so much that I now feel I can have normality in my life again. 3 years it took me to make a phone call these guys and it was 3 years to long. They are literally the best out there and believe me I did some research before contacting these guys. What Iain and Chris do that no other company does is treat you like human being. They understand that people have problems and struggle financially. After the initial phone call I already felt like a weight had been lifted and then the follow up calls to set things up was like talking to a family member, they genuinely care and want to help.
I can't speak more highly about Chris and iain. Please just give them a call and get yourself back on the right track.
Thanks guys

13 mars 2019
Avis spontané
Noté 5 sur 5 étoiles

AAA+++ Do not go anywhere else until…

AAA+++ Do not go anywhere else until speaking with IVA.org... I am not one for usually writing reviews, however, Chris at IVA.org was fantastic, from initial contact at 9pm at night it took just 31 days to have my IVA approved. I had previously spoken to another firm who 'told' me what my minimum payment had to be, after speaking with Chris it was actually what I can afford not the other way round. Chris was non judgemental, professional, nothing was a problem for him, no pressure help and take it from me, that is what is needed! He provided me the guidance and support needed from initial contact and throughout my application - I cannot thank him enough for solving my debt problem with 'no worries'. Highly recommend to anyone considering an IVA. Thank you!

3 décembre 2018
Avis spontané
Noté 5 sur 5 étoiles

Absolute brilliant people Iain and…

Absolute brilliant people Iain and Chris have really helped me sort my life out my life was at breaking point about to lose my family and maybe my house there knowledge is second to none my IVA has only just been accepted this week and I feel like a different person already all the stress has gone.
Please don’t be embarrassed to sort your debts out like I was Iain was so positive and helpful I feel like I can start living my life again and can finally sleep at night.
Thanks so much Iain and Chris

30 novembre 2018
Avis spontané
Noté 5 sur 5 étoiles

I can not recommend IVA.org highly…

I can not recommend IVA.org highly enough. Ian and Chris have helped resolve my financial situation smoothly and quickly.

I almost signed up to another IVA company and into a 5 year payment plan which would have been a massive mistake. (I’d have become an anonymous number and they also tried to dd my account before I’d even returned the paperwork!)

Ian took me through all my options and the one off payment option became a possible option for me due to his good advice and knowledge. Ian even looked into additional financial factors for me to ensure everything would work smoothly and give me the best final outcome at the end of the process.

Six months later I have my financial freedom back and life is 100% less stressful.

I’d use Ian for any other financial service he might offer in the future based on this experience.

Honest, upfront, helpful and understanding would only scratch the surface of how I’d describe their service.

Thank you again Ian and Chris.

27 novembre 2018
Avis spontané
Noté 5 sur 5 étoiles

Seamless service! “Make the call”

May I start by thanking Chris, Iain and your team. Today my IVA was accepted 🌟fantastic
You’ve given me a new lifeline!
This whole process has been seamless and very cleansing, I can now move on and make new chapters in my life.
If your reading this review then your probably feeling the way i DID.... make the leap and contract IVA.org today!! You’ll be happy you did.
Regards

19 novembre 2018
Avis spontané
Noté 5 sur 5 étoiles

I found myself in an impossible…

I found myself in an impossible situation and was at my wits end, luckily I telephoned IVA.org, Iain Wrenshall was amazing and with his and Chris's help they guided me through the process of enterering into an IVA.

I no longer have to worry about the mounting debt, the threat of failing to meet payments, the likelehood of bailiffs calling, losing my home and not having enough money to live on. I cannot recommend IVA.org highly enough they have done an incredible job, thank you so so much. Yvonne

17 octobre 2018
Avis spontané
Noté 5 sur 5 étoiles

Simply and Utterly Superb

After some big impacting life changes, I was really struggling to make my monthly payments and things were just going from bad to worse.

I decided enough was enough and did my research and gave IVA.org a call.

From the very start Iain was superb and very informative. I am a very prideful person and was very sceptical going into this process. Iain got that and explained things in a way that would reach me and put any fears aside.

With Iain and later his brothers help I have managed to reduce my monthly outgoings by over £600.

It’s clique but I do feel like a new person , the stress has gone and after a horrid 18 months feel like I’m back on top of things.

I honestly could not recommend these guys enough.

Thank you from the bottom of my heart!

17 octobre 2018
Avis spontané

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