Payl8r Avis 3 200

I got 1ml of lip filler and paid through payl8r and the process was so quick and easy, i also got my pay date wrong so i emailed to the get it changed to a different date and they fixed my problem in less than an hour after sending the email!

What a fantastic company to use. No problems from start to finish. Also arranged to pay off my loan early and they were so helpful. Thank you so much.

Very good service
Easy and affordable

Very easy to sort out my finance and was very quick.

Everything was simple quik and easy , no complications very straight forward and hassle free

Was asked for extra information, which I provided, and in the meantime, they expired the offer.
I tried again and they try to tell me the account provided is not in my name. It was and it is. I checked absolutely everything about 7 times.
I tried to call to speak to their head of underwriting and fraud, who apparently "doesn't take direct calls"... Mad.
I've had faster responses from the government.

I have waited 4 days for my finance of £550 to be approved and even on a 2.7k sallary after tax they thought paying £90 a month would be too much for me. So I went KLARNA and will be paying £183 for three months with no interest fees. I should have gone KLARNA way before and would have my product with me way sooner as well. Needless to say I won't be coming back to this company again as they take the piss.

Absolutely rediculous interest wish I’d never signed up with them

Waste of time, save your credit being searched and don’t fall for the false advertisement. Completed application soft check and was ok, move on to next step of sharing bank details. Move on to next step of reading and accepting all online information etc etc. All to pass on to underwriters. A day later declined because of credit score when they were happy with the soft check. Credit score is instant so yet another company that plays fast and loose with your data. Avoid!

All enquiries where answered promptly advanced warning for payments a pleasure to have made my decision to pay with them

I just wish the interest rate was better.

Was wanting to purchase a 9ct gold ring from ramsons jewellers, the ring in question was for £689 so ticked to use Payl8r over 24 months which had a monthly payment of £34 Payl8r did there checks and I also reluctantly linked my bank for them to do and affordability check, anyway everything came back fine and as I was about to finalise the process and sign myself away to paying monthly payments for the next 24 months, I realised the monthly payments had changed from £34 per month to £59 per month over 24 months. Meaning the £689 ring was going to cost me in total £1416 more in interest than the actual ring. Decided not to go ahead with this so called finance company. Not when it was showing £34 per month over 24 months and then when filling in the application form and being excepted the monthly payments had jumped upto £59 per month. That's and extra £25 per month than what I was quoted. Companies like this need closing down. Yes i was actually only 2 ticks and a pin number away from making one massive mistake. If anyone are daft enough to use companies like this before ticking anything, go through the hole application just to make sure that what you thought you were signing upto is still the same and that it hasn't been changed during the application process.

I used Payl8r to finance a phone purchase on March 1st. Unfortunately, the device arrived faulty, and I returned it immediately. I contacted Payl8r promptly, provided all the necessary screenshots and evidence of the return, and expected a straightforward resolution.

It is now the end of April, and I have had next to no communication from Payl8r. The merchant I ordered from was just as unresponsive and unhelpful, leaving me stuck in limbo between two companies unwilling to take responsibility.

What’s worse is that I’ve been left feeling completely ignored, with no clarity on where my refund or financing agreement stands. This experience has been stressful and incredibly frustrating. Based on this, I wouldn’t recommend Payl8r to anyone especially if something goes wrong with your purchase.

Feels more akin to a scam

Update

PayL8r have started charging me the monthly payment despite the device being sent back in March. Paying for a device that i do not even have. Wow.

Simple and easy to use, paypal have been very good with on payl8r and as a general way of paying, infact this has been useful when disputing payments and have had a refund when more traditional ways of paying would have left me having to take legal action

Not great just had a payment taken out of my account without notice, couldn’t find anything it related to and it turns out 8 months ago they had mis charged me so randomly just took it 8 months later without letting me know.

I was concerned that they don't reply customer but I was wrong. The difficulty i had was solved and made everything easy for me. Thank you very much.

Good service and like the email when you are going to take the money out from me and keep the good service up

Great folks who have helped me get back into air rifles and shooting thank you

Very happy with the service of Payl8r!
Whenever I needed help or to reschedule payment, always faced very kind and full service to cover my needs. Definitely would use their services again and recommend them! Thank you PAYL8R!

Good service. You can ring or tx to speak to them if any difficulties only thing I don't like is the interest charge bit high but if u can't get credit u don't really mind as u got no chance