Spectrum IFA Group Avis 106

A personal service. Andrea is charming, knowledgeable, understood our situation and provided innovative and tax efficient solutions. Would happily recommend her.

We were introduced via a neighbour a few years ago to Dennis Radford. We were incredibly nervous in the beginning in investing our money but after a meeting with Dennis who is extremely knowledgeable in all money matters, we went ahead and invested a sizeable sum with Spectrum.
A year later we were that impressed with the growth of the fund we invested more money.
For those that want to reap rewards from investing wouldn’t go far wrong by putting your trust in Dennis’s expertise.
We used to live in Arboleas, Almeria and now live near Murcia. Dennis still visits to update us regularly giving us insight to our fund’s developments.

When we became French tax residents about three years ago, we understood that we would have to change financial advisors, mainly because of the different rules following Brexit. This was a little challenging as, since we retired, our advisors had been well known to us for many years, and frequently friends. Moreover, because our investments were structured to make full use of the UK tax regime, a fairly complex portfolio had evolved.
We identified a handful of candidate advisors and discussed our situation at length with three of them. Andrea Glover at Spectrum stood out in her immediate understanding of our needs, her (relative) proximity, and her willingness to meet us frequently to develop the relationship.

Having decided to use Spectrum, Andrea has worked tirelessly to help us disentangle our UK-oriented portfolio, to simplify it and match it to our needs in France. To do this, she had to deal extensively and diplomatically with our UK advisors and managers.

It is still early days but it appears that our new, France oriented investment portfolio is working well. And we sleep better at night.

over the past few years we have had excellent financial advice from Andrea Glover based in SW France. Any questions are mostly promptly answered and our personal meetings are always delightful
Thank you Andrea from AB and KB

Andrea Glover has been our account manager for many years following the retirement of our initial Spectrum France contact. She is always professional, highly efficient, ensures she reverts with more information where possible to our questions and always provides detailed solutions to our financial needs. We would highly recommend her services within the Spectrum Group. KO and AH

Very professional service and extremely useful advice from Debbie.
Highly recommended

I have been with Spectrum via Dennis Radford in Javea for nearly a year now. Dennis has have helped me with setting up a new UK SIPP to manage my diverse portfolio of pensions and finally see some better market returns that the UK "big boys" seemed to deny me of. Good advice throughout, sometimes a QROPS is not the best thing and my advice was not commission driven rather than long term client driven, I had to search a while to find someone who took this approach and delivered client service and am very pleased with my current outcomes. The main competitors in my local area of the Costa Blanca seem very commission driven and are best avoided.

I write this in response to an email from the office of Andrea Glover…..I think I was put in to Andrea by my then estate agent around 3 years ago when we moved to France, and her help, guidance and knowledge helped greatly in navigating my finances with the change of country. She has a wonderful client facing manner and is very easy to build a relationship with, she provided several options and in the end helped in moving my pension onto an international platform, all for a fair fee. I have since recommended her to other people I know which is my highest complement, thanks and kind regards, SPW

As an early retiree in France I was totally clueless about all things ‘finance’ until I found Andrea. She has been so incredibly helpful, kind, patient and knowledgeable, I trust her implicitly to give me the best financial advice at all times.

Andrea Glover was recommended to us by our French tax adviser and we were very impressed from our first meeting. She took time to understand our financial position and requirements and explained the options patiently and in detail. Later, when we had made our decisions, she liaised with our financial adviser in the UK and with the tax specialist in France in order to arrange the most advantageous transfer process and timescale. She is very personable and knowledgeable, traits which gained our trust and confidence from the start. I can highly recommend her and Spectrum IFA Group France.

Having returned to France after several years in Australia we needed to sort out our investments, which we had sorely neglected while living and working in Aus. After a bad start, back in Europe, and after being hit badly by the collapse of 2008, we were looking for guidance. Spectrum and Sue Regan were recommended to help us get on to the straight and narrow. This they did very well. They took under their wing our modest funds which had been badly cared for and put them into a reliable and safe plan. Now our retirement funds are running smoothly, we are kept informed on a regular and easily understood manner, and Sue Regan gives understandable answers to any queries we have. Thank you for easing the load on our shoulders

I have been very fortunate in having Andrea Glover as my Financial and Pension Advisor for the past 4 years.Her advice and guidance has both professional and efficient. She is based in South West France
It is very reassuring to have someone you can trust to advice you , more so given the turmoil in the financial markets over the past few years and no doubt in the future.I have recommended Andrea to friend 's, who like me, live in France.

Andrea contacts us regularly and deals with any issues promptly and correctly. She has also given us the opportunity to have a Zoom call should we wish to discuss our current or any future investments.

My husband and I have been working with Andrea during the past couple of years from our base in France. And have had the pleasure to recommend her to our friends network. Not only is Andrea a warm, charming and kind individual, her advice and support has been exceptional. We genuinely wouldn't be without her.

Andrea is always been professional and open in her dealings with me. She takes time to explain financial issues in a manner that is understandable and straightforward. She has offered me options and advice that has allowed me to make informed decisions. She is always friendly and approachable. I cannot see how the service Andrea provides can be improved.

We have been with Spectrum since 2017 - Sue Worthington based in the Mallorca, Balearic Islands initially spent a great deal of time and effort consolidating our UK private pensions into manageable funds to re-locate overseas. The next stage was to set the funds to work for our pensions in later life, these funds can be viewed by a Portal which gives us current values etc. Sue has remained a constant throughout our time in Mallorca and has always made herself available. If we have any issues/questions they are addressed and resolved. Can only rate them at 5 stars because they are. Kevin and Lisa Keenan

We had a meeting with Mark Quinn and were very impressed. He understood our circumstances immediately and he gave us clear and succinct advice.

We have been using the services of Spectrum with Lorraine Chekir as our financial advisor for the past 7 years for both savings and pension advice. She always gives good clear and concise advice and also provides regular updates as to how our investments are performing. She is readily available if we have any questions. I wouldn’t hesitate to recommend her services to anyone looking to make an investment.

My financial advisor, Lorraine Chakir from Spectrum, France, in giving monetry advice is fabulous. I must say, in the past I have never trusted financial advisors. As a lay person, I find they use financial language that I don’t understand, persuading me into things I don’t really want to do and they make me think they are working for their own gains (or their company’s) rather than mine. (cynical I know!) Lorrain is the complete opposite. I trust her implicitly and know she understands my financial needs and wants perfectly. She speaks in simple terms that I understand! I recommend that anybody who doesn’t like financial jargon but everyday, understandable, language when discussing their financial business, seek her out. She will give you perfect advice, knowing your own particular financial position and needs. Spectrum IFA group through Lorraine have provided a great service! Thank you!

My experience with Spectrum IFA has been very positive. I appreciate Chris Webb's attentiveness and efficiency in dealing with my needs. I am truly satisfied with the service and the guidance that has been available to me. Many thanks Chris and Spectrum IFA!