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Lisez les avis des autres

Noté 5 sur 5 étoiles

I have spoken to Gareth Horsfall a number of times over more than ten years. His knowledge of all the financial problems and pitfalls of moving to (and living in) Italy is second to none. His advice... Voir plus

Noté 5 sur 5 étoiles

I had an informal chat with Gareth and I felt he's very prepared, offered great insight on the UK expats typical tax traps and gave me more confidence in approaching tax returns in Italy. Definitely r... Voir plus

Noté 5 sur 5 étoiles

Katey Murray is a refreshingly complete voice in a wilderness of poor, incomplete or muddled responses from partisan advisors in both France and UK. My issue was the net tax liability in both France a... Voir plus

Noté 5 sur 5 étoiles

I was frankly clueless about finance and investment until I met up with my financial adviser Susan Worthington she has helped me so much. She set up a qurops pension fund for me and investments her a... Voir plus

À propos de l'entreprise

  1. Conseiller financier
  2. Planificateur financier

Écrit par l'entreprise

Specialist financial planning for expatriates across Europe. Comprehensive, personalised financial advice. Tax efficient investing – pensions and retirement planning – estate and succession planning – mortgages – currency transfers – life assurance. With 12 regional offices and 50 advisers operating in France, Spain, Portugal, Italy, Luxembourg, Malta and Switzerland, we have been building long term client relationships since our foundation in 2003. In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important. At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.


Coordonnées de contact


4,8

Excellent

TrustScore 5 sur 5

106 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

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Noté 5 sur 5 étoiles

Barry Davys

With Barry Davys you know that he has your back. He is very careful to ensure that he understands not just your current financial situation but also your goals, future needs, lifestyle requirements and desires, and he crafts a financial plan that looks to that future.
He is very approachable and unflappable, available to answer any questions you might have.
As a client for over 16 years, I can testify to the quality of advice and professionalism of Barry.

29 juillet 2024
Noté 5 sur 5 étoiles

Professional, competent and caring

I approached Spectrum in 2017 and met with Sue Regan whose professional and competent advice disentangled my worries and gave me confidence in my financial future. I have continued to benefit from her knowledge and her friendly and caring approach. I feel very comfortable and secure with Sue as my financial adviser and have no hesitation in recommending her.

27 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

QROPS advice

I have been a client of Spectrum on the Costa del Sol for 5 years now. I was recommended to my advisor Charles Hutchinson by a family member, who had benefited significantly from his financial advice. He took me step by step through a QROPS and has continued to give me the support and advice I need. He keeps me updated regularly and I am very happy with the progress of my investment.
Charles is very personable and professional and explains things in a simple way that I can understand. I have no hesitation in recommending him.

27 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

spectrum IFAGroup

I have been looked after by my agent David Hattersley within the spectrum Group since 2013. I have been completely satisfied and happy that my investment are in safe hands. When I need them, they are there.

27 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

I have been a client of spectrum since the early 1990s.

I have been a client of spectrum since I can't remember when. I have received consistent, courteous and competent advice whenever I have contacted my chief adviser, Michael Lodhi. Any problems have been resolved immediately and successfully. I cannot praise the company's efforts too highly. Recently, David O'Donoghue has helped (with transfers of funds) to my complete satisfaction. Sincere thanks tol you all at Spectrum.

3 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Very helpful advice

My husband and I have been with Spectrum, under the guidance of financial advisor David Hattersley in Javea since 2016. David ensures that we are always up to date with information regarding our investments, regularly provides excellent advice with full explanations and we are very happy with the resulting sense of security. .
.
Highly recommended.

27 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Spectrum IFA - Spain

We are retired and now live in Valencia province. We were first referred to David Hattersley in 2016 by the consultant assisting us with our Spanish tax return. We received excellent advice on the tax treatment of pensions and annuities. Since then we have been in regular contact with David, who has taken the trouble to learn our particular circumstances, and assist to invest our savings in a sensible and tax-eficient manner. We receive regular updates, and David is always available for any query. We are impressed by his knowledge and professionalism. Mike

3 juin 2024
Avis spontané
Noté 5 sur 5 étoiles

I am a very happy client!

Spectrum and specifically Sue Regan was recommended by a friend and I am so grateful. I have been using Sue’s services since February 2023, we received a full financial health check for myself and partner, set up a savings plan and completed a complicated pension transfer with ease. Nothing is too much trouble, absolutely no pressure to commit to anything and if I have a question Sue is there to answer it.

27 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Spectrum IFA Group has been an expectational service.

Spectrum IFA Group has been an expectational service. In particular, Sue Regan has been highly professional in her advice and guidance. Sue is very approachable, always happy to answer any questions, providing clear documentation as well as discussing the information.

I highly recommend Sue.

26 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Barry has been an exceptional financial…

Barry has been an exceptional financial advisor for me. He always provides clear and practical advice that is easy to understand and implement. His insights have been invaluable in helping me navigate the complexities of my financial situation. Barry truly understands my future ambitions and business model, tailoring his advice to fit my specific needs. Spectrum's professionalism and dedication give me confidence in my financial decisions. I highly recommend the team to anyone looking for a knowledgeable and reliable financial advisor.

25 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Patient help and guidance greatly appreciated

I have really appreciated the patient help and advice from Barry Davys at Barcelona Spectrum since becoming a widow in 2022. I had previously left the management of savings to my husband and needed a trustworthy and understanding advisor. Very glad to have had Barry Davys personally recommended by a friend, which is always reassuring.

25 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Spectrum - good basic common sense

Spectrum, and specifically Barry Davys, made me feel comfortable that it understood my financial situation and where I wanted to go medium term. No pressure, just good listeners and sensible effective doers. I felt that Spectrum was part of me and have worked with them continuosly since more than 10 years ago.

25 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Outstanding personal financial advice

My wife and I have been working with Spectrum and more specifically, John Lansley, as our financial advisor since 2011.
John has provided outstanding guidance and good advice on a regular basis and has helped us to make good decisions so that we are now financially comfortable in retirement.
Without John's balanced and informative recommendations it would have been difficult to determine how and when to grow and protect our investments.
As we have lived in a variety of countries, John's expertise and opinions have been invaluable.
We highly recommend Spectrum.

24 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

I did a QROPS in 2017 with Spectrum

I did a QROPS in 2017 with Spectrum, with the great help of Mr. Chris Webb as financial advisor.
I can only have positive comments regarding the service and advise I have received.
Chris is very helpful and fast responding to any doubts I have had, I can highly rrecommend him.

24 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Dennis Radford

Dennis Radford is my Finacial Advisor and assisted transferring my UK pension about 8 years ago. My pension has performed remarkably well. Dennis is very knowledgeable and I wouldn't hesitate to recommend him or Spectrum for great advice.

23 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Without a doubt Dennis Radford was very…

Without a doubt Dennis Radford was very professional, knowledgeable reliable and trustworthy . Really easy to talk to and very uncomplicated in his explanation of things. I would have no hesitation of recommending him.

22 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

I wouldn't be without them

I was frankly clueless about finance and investment until I met up with my financial adviser Susan Worthington she has helped me so much. She set up a qurops pension fund for me and investments her advice was sound and I never once felt pressured into making a decision she was keen to ensure that everything was right for me. She responds quickly to any queries or worries and has more than once set my mind at rest.
We have been working together since 2012.

20 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Tax advice on pension fund

I was looking for tax advice on managing an offshore pension fund and was recommended to Charles Hutchinson from Spectrum. Charles proved to be very knowledgeable, client oriented and pragmatic. I opened an account with Spectrum a few months ago and have been very satisfied not only with the results to-date but also with the whole experience and on line capabilities. Strongly recommended.

22 juillet 2024
Avis spontané
Noté 5 sur 5 étoiles

Susan Worthington has been my financial…

Susan Worthington has been my financial advisor since 2010 and I have been extremely satisfied with her.
She is trustworthy,knowledgeable, personable and always tries to explain in simple terms which makes things so much easier. Always gives good professional advice and all the investments have performed well.
She is also very patient and always available when needed as I have experienced only last January with a complicated transaction. She guided me throughout the process and made me feel safe.
An excellent financial advisor.

11 janvier 2024
Avis spontané

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