They continue to offer a higher credit limit which helps my rating. I maintain my usage low but have wiggle room if I need it....
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They continue to offer a higher credit limit which helps my rating. I maintain my usage low but have wiggle room if I need it....
L'entreprise a répondu
Payments are easy done, the app is by far the easiest to use and has stayed that way unlike other apps which keep updating and confuses people, and have a very generous credit limit, well done
L'entreprise a répondu
Hasn't worked in a few months. It not locked/blocked, has credit available but declined everywhere all the time. Think ill just lay it off and use my other one with lower interest In response to... Voir plus
L'entreprise a répondu
I’ve had a great experience with my Bip credit card. The app is really easy to use, making it simple to keep track of my spending, payments and available credit. I like that everything is managed digi... Voir plus
L'entreprise a répondu
This is Bip. Cardless credit that lives on your phone. No fees, just one interest rate. Simple. Smart. Run by you. Representative 34.9% APR (variable). Credit provided by NewDay Ltd., 18+, subject to status, T&Cs apply, UK only.
Royaume-Uni
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Réponse de Bip

Réponse de Bip
Had my BIP account for a couple of years now, never had a problem and really good if you have to contact them.
It's peace of mind knowing the credit is there if it's needed

Réponse de Bip
Good experience all round never had any issues.

Réponse de Bip
BIP Credit Card: A Masterclass in Incompetence
Ah, BIP Credit Card, where efficiency goes to die. Closed the account in January 2024, settled it in September 2024, and yet here we are—2025—with this gem of financial wizardry still listed as “open” on Experian.
You’d think reporting accurate data to credit agencies would be a basic expectation, but no, BIP seems to operate on a “we’ll get around to it… someday… maybe” approach. Are they too busy snacking on Dime Bars to manage something as trivial as correctly closing an account?
The best part? Even after being informed (twice!) about their mistake, they’ve stuck to their guns, proudly flaunting their ability to ignore reality. It’s almost as if they’re competing for the “Most Useless Credit Provider of the Year” award. Spoiler alert: They’ve won.
But fear not, 2025 will see the Financial Ombudsman swooping in to save the day, because clearly, BIP needs a grown-up to teach them how to do their job. Bravo, BIP. Bravo. Customer service excellence at its finest.

Réponse de Bip
Informed them my mother had died, as her carer this meant I had lost £350pm income. Informed them of this and that I wanted my account frozen and a payment plan put in place. They were less than useless, only interested in gaining more interest charges. Did not care I’d watched my mother die a week previously. Did not care I have a funeral to pay for next month. Useless company. Didn’t even do an income and expenditure form to determine if I could afford repayments, made assumptions. I will now have to go to stepchange to set up repayments and this is the poor review I promised them.

Réponse de Bip
Its quick and easy to use via your phone, the customer service department are very helpful and very friendly.

Réponse de Bip
All online easy to use and great customer service when needed

Réponse de Bip
Been using Bip for 2 years now and it’s been fine. Any issues I have I contact via message and they’ve helped me. They’ve added money and balance transfer options and you can also check your credit score with the app. Only thing is the arp is quite high.

Réponse de Bip
Great credit card easy & fantastic app loving it

Réponse de Bip
Great little cardess credit card connected to Google wallet so always have a way to pay just incase you forget your wallet, Had it for over a year with no problems. I would recommend this

Réponse de Bip

Réponse de Bip

Réponse de Bip
Easy to use no hassle card free credit card can't complain so far anyway

Réponse de Bip
Company has a dodgy app which doesn’t credit payments to your account
They don’t give a damn when you ring them

Réponse de Bip
Simple straightforward card. Works brilliantly.
Only downside if you consider it one is that you do not get an actual card.
It is all done via your phone.

Réponse de Bip

Réponse de Bip
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