Embrace Financial Services Avis 

Lois was exceptional. She supported me at every stage of the process, which made the experience so much less stressful.

Thank you very much, I would highly recommend your services to any friends and family in the future.

A big thank you to Lois K who helped us with our mortgage/extension application before our house sale and purchase, the advice and communications we received were very much appreciated.

Anne Page helped me through every stage of securing a mortgage.
She was nothing less then excellent, very helpful and had every answer to any question you could think of.

We used Amy in Bishop Stortford, couldn’t have made the process any easier. Nobody likes having to re-mortgage, however Amy made it easy and stress free. Will defiantly be directing friends and family in her direction. Thank you again. T

An honest 5 stars .

I started my journey looking for my first home around the end of January 2026 and by Beggining of April I had the keys .

Danielle Knox helped me every step of the way , keeping my mind at ease by always being there to answer any unsettling questions .

I would highly recommend using embrace financial services .

Amy at Embrace Financial Services was amazing to deal with. She guided me through the multitude of options with concise and clear communication that enabled me to make a quick decision that suited my needs and circumstances....many thanks.

We recently had the pleasure of working with our mortgage advisor, Amy Prescott and we honestly couldn’t be happier with the experience. From start to finish, Amy was incredibly professional, knowledgeable, and supportive throughout the entire process.

Buying a home can feel overwhelming, but they made everything so much clearer and easier to manage. Amy took the time to explain all of our options in a way that made sense, answered every question we had (no matter how small), and kept us updated every step of the way. It really felt like Amy genuinely cared about getting the best possible outcome for us.

Thanks to Amy’s hard work and dedication, my partner and I were able to secure our mortgage smoothly and with far less stress than we expected. Amy’s attention to detail and commitment to helping us succeed made a huge difference.

We’re incredibly grateful for all of Amy’s help and would highly recommend Amy to anyone looking for a reliable, friendly, and efficient mortgage advisor.

I can't speak highly enough regarding our recent experience with Embrace. We were provided with information on getting financial advice from Embrace, and were contacted by Lois. Lois was welcoming, patient, and nothing was too much trouble. Lois went above and beyond to support us during a difficult financial period, making what would have been a very stressful time much easier to navigate. I can't thank Lois from Embrace enough and would highly recommend Embrace and Lois for any financial guidance.

I wanted to take a moment to express my deepest gratitude to Andy White our family Broker both myself and my Sister have had the pleasure of having you in our corner . You haven't just acted as a broker you’ve treated my family and me like part of your own. Thank you for always making time for us, handling last-minute requests, and answering our questions at all hours of the day.
Your honesty, truthfulness, and willingness to work above and beyond to secure the best deals and discounts have made this process seamless. We are truly eternally grateful for your dedication and kindness. We could not have asked for a better person in our corner. You are a real asset to your company and I recommend you to all my family, freinds and work colleagues. Thank you once again from myself and my sister and brother in law.

Lois arranged a mortgage for my daughter for her first home and I can't thank her enough. She made the whole process stress free and easy. Needless to say my daughter is very excited about her new home!

Amy (Darby) is fab! She made what is normally an incredibly stressful and confusing process into something straightforward and simple! Amy was completely transparent about everything and it felt like she was genuinely invested in getting me the best possible outcome. Amy is personable, polite and professional...just what I needed! Thank you soooo much!!!! Lauren

Louise Burrows was amazing, listened to what we wanted and a very quick an easy process.
To save a few pennies this day and age is amazing.
Would highly recommend

Angela is a lovely lady who made our dream house become a reality! Highly recommend her she is very knowledgeable and such a genuine person who just wants to help you get the best possible results

Second time using Angela and will continue to do so! Again thank you for everything

Very knowledgeable, helpful and professional. Made the process smooth and easy as possible.

We had a wonderful experience with Embrace. Louise Burrows was very helpful and kind. She kept us up to date the whole way through. Highly recommend

Philip was so helpful with everything. It was our first time getting our house so we had no clue. He was so kind and nice even when I kept asking to explain stuff again and again. 10/10 recommended!!!

Louise was fantastic at going through protection options for us when we renewed our mortgage. She found us a much better package with a better level of cover to suit our family needs at a price that suited us. Excellent communication throughout. Thank you Louise.

We had a terrible experience with Embrace. Our 5 year deal was due to end and we needed to remortgage. We delt with Matthew. At first it was positive saying we would be able to remortgage and clear existing debts. After two months of calling and emailing for updates, Matthew responded informing us that he could not find a well known high street lender that we could remortgage with, that we would have to look at more obscure lenders. Another week passed with no contact. We recieved a phone from Richard and we informed him of the limited contact and updates. Richard advised that he would message Matthew and someone would be in contact. Weeks went by and we had lost all trust that Embrace could help so chose to find another company. A week later we had an initial fact finding appointment and in the days after a mortgage in principle with a well known high street lender covering all existing debts. We would not recommend this company to anyone. Leaving customers worried without any answers. No alternatives offered. Shocking customer service.

I am a first time buyer, and I had the pleasure of working with Lois to secure my mortgage. When I say “working with” what I really mean is I sent Lois what paperwork she needed and then I sat back and let her work her magic. Lois is incredible and she made this whole process extremely easy. I didn’t once feel stressed, as Lois handled EVERYTHING. She explained everything clearly, and sought the best rate for my circumstances. I am so, so thankful to her for such an easy journey. I will be sticking with her for as long as I have a mortgage, that’s for sure! Thanks so much Lois!

Shazia Lindo was amazing during our mortage process. She was recommended from my husbands manager and we definitely made the right choice using her. From our first communication up till us receiving our mortage offer her communication was excellent and she always kept us updated as best as she could. Thank you for everything Shazia! Will definitely be using her again when we are due to remortgage :)