As first time buyers we weren't sure what to expect with trying to get a mortgage but Kristopher made the process really straightforward and explained everything clearly. He was on hand to address all... Voir plus
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As first time buyers we weren't sure what to expect with trying to get a mortgage but Kristopher made the process really straightforward and explained everything clearly. He was on hand to address all... Voir plus
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We had a brilliant experience with Andrew Penny as our advisor! He was very professional and really helped us to navigate the mortgage process as first time buyers. He met with us face to face and e... Voir plus
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Louise Burrows was extremely helpful throughout the whole process. She really took her time with us, explained everything very clearly and patiently, and was warm and empathic. We never felt rushed or... Voir plus
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James has been fantastic from start to finish. Our application wasn't a simple one, with two borrowers and one of us self-employed, but he was always on hand to support and advise us, answered every q... Voir plus
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Embrace Financial Services have mortgage advisers across the UK who will give expert advice and guidance throughout the mortgage process – giving you your precious time back. We are open 7 days a week, from 7am until 10pm Monday to Friday.
Second Floor, The Forum, Barnfield Road, Southernhay, Exeter, EX1 1QR, Devon, Royaume-Uni
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Embrace Financial Services and its team of professionals have been great blessing. They are very experienced and supportive to us all through the process. They made the process of mortgage application to the approval so easy for us first time buyer.

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Jack Browne was my Broker for my first time purchase, and I couldnt give high enough praise, this was all very scary for me doing it for the first time but he made it very calming throughout. Everything I asked was answered in next to no time, probably questions he didnt even have to answer just to settle my worries. Helped right from the get go with recommendations with buying. To right to end with my completion.
100% Recommend for everyone and anyone

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Our advisor was Allysan she was friendly efficient and very helpful. Everything was explained really well and she helped make a stressful process much easier. We would highly recommend.

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My partner and I relocated from the south of England to Carlisle as first time buyers. We got in touch with Embrace Financial Services where we have been assisted with care and competence from both Alex Hoodless and Aimee Kingdon throughout our mortgage application. Nothing has ever been too much trouble for the team. All queries were answered in a timely and thorough manner with warmth and clarity, which is much needed when purchasing a house and having no idea how the process works. I highly recommend this company and especially these ladies. A special thanks to you both! :)

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Buying a new home for the second time and again using EFS. As always they deliver a high quality and consumer centric experience. Louise Burrows was amazing and helpful in getting us the best cover. Highly recomend using EFS

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I had an excellent experience with Hardip Lota when purchasing my first property. I was very new to the process and didn't know what it involved, but Hardip was friendly, patient and couldn't have been more helpful throughout the entire process. I am very grateful to have had Hardip with me along the journey, because he was always there for me to ask questions if needed and was very prompt at responding. Would highly recommend both Embrace Financial Services and Hardip, in particular.

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Second time working with Embrace for a mortgage and Lee D always we stellar. Always handled everything without prompting and ensured we explored all the best options, even fine tuning deposits etc for the best deal.
Lee it wouldn't have been possible without all your work!
I would absolutely recommend Embrace especially in NI!

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thank you to Anais for reviewing and arranging our insurance cover, and promptly resolving a payment issue.

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Ray Lang was brilliant. As first time buyers we were a little clueless on the process. Ray took the time to understand our situation and what we were looking for. He was incredibly helpful in finding us our mortgage provider and checked in regularly to see how the process was going. He also helped us get a better rate once we'd offered on the house. Recommended!

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Well presented my inquiry,very clear and loud

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Allysan Nixon (with the assistance of Kennedy Batho) were amazing, through the initial conversation to find the right deal for me all the way through to the end, kept me informed, prompt responses to questions during stressful times.
Allysan helped me throughout 3 failed purchases, advising and discussing options. Once we found our final property which required fast action to secure, Allysan was quick to respond and get everything sorted ASAP. During the most stressful time of my life, I never once had to worry about the mortgage side of it all as I knew it was in the best hands
Thank you again!

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I had a fantastic experience working with Louise Burrows. She was incredibly professional throughout and clearly takes great pride in her work. From start to finish, she was attentive, reliable, and highly knowledgeable, making the whole process smooth and stress-free.
Louise went above and beyond to ensure everything was handled to a high standard, and her friendly, approachable manner made her a pleasure to deal with. It’s clear she genuinely cares about delivering excellent results and providing a great experience.
I would highly recommend Louise to anyone looking for someone skilled, dependable, and truly professional.

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Anne was the greatest advisor I could have asked for. She has been present and friendly throughout the process and has given me great advice, guiding me to the best choices.

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Kristopher Gamblin looked at the offers for me.

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Justyna has arranged 3 mortgages and remortgages for me over the past 7 years. Shes always helpful, insightful and quick to respond. I’ve recommended her to several family
members and friends who have all had similar experiences.

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Anne is knowledgeable and experienced. She will explain all processes clear and one is able to make an informed decision. Anne held our hands and walked with us through all the processes. We will not hesitate to recommend anyone to Anne.

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Louise Burrow’s is incredibly knowledgeable and efficient. She provided a supportive, flexible experience, tailoring her approach to secure exactly the cover I needed. Despite my hectic schedule, she remained highly accessible and has ensured everything is organised seamlessly. 100% recommend!

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Justyna She's the right person in the right place. She has extensive knowledge, negotiation skills, and is full of excellent ideas and solutions. On top of that, Justyna is a genuinely nice person. Working with her is a real pleasure. I know my business is in good hands; I can trust her completely.

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Justyna has been fantastic. Having now arranged 3 mortgages for myself. Even when im not the easiest customer to deal with shes been there at evry single stage.
Cannot recommend her enough!!!

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