I received a completely comprehensive reply just a day asking a rather complex tax question. I felt that Utmost had provided a far more helpful answer than I expected. Very pleased with this level... Voir plus
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I received a completely comprehensive reply just a day asking a rather complex tax question. I felt that Utmost had provided a far more helpful answer than I expected. Very pleased with this level... Voir plus
L'entreprise a répondu
Had to wait a little while to connect, and used the "call Back" service. But on a call back. Katherine was very knowledgeable, and efficient, dealing with my enquiry pretty quickly. An e-mail followed... Voir plus
L'entreprise a répondu
A quick response to my call Clear and concise answer to my questions A friendly and profession person to deal with My request was attended to in a timely fashion
The staff are very helpful and very knowledgeable; nothing is too much bother for them and if it is a new query they will break it down for you. I also like the fact one person deals with you until th... Voir plus
L'entreprise a répondu
Utmost is a leading global provider of insurance-based wealth solutions, trusted by over 190,000 global clients and managing more than £100bn in assets across our hubs in Ireland, Isle of Man, Guernsey, and Luxembourg. We specialise in providing secure, flexible and internationally robust unit-linked solutions, that help our clients manage, preserve, and pass on their wealth. We are independently rated A+ by Fitch Ratings*, indicating our ability to protect our clients wealth over time. We are committed to delivering clarity, confidence, and high-quality service at every stage of our customer’s journey. *Insurance Financial Strength rating reaffirmed for our four rated insurance companies in October 2025.
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The staff are very helpful and very knowledgeable; nothing is too much bother for them and if it is a new query they will break it down for you. I also like the fact one person deals with you until the end of your query; you are very rarely passed to other people this helps with trust and continuity.

Réponse de Utmost International
Team are always very helpful and quick to respond- often request information that is not requested with the forms which causes some back and forth- ie information about employment of an ex trustee etc. Maybe the process can be more streamlined to make it more obvious what information and documents are required initially to avoid delays.

Réponse de Utmost International
Always reply to my messages and offer information
I feel confident that any question I have will be answered promptly.

Réponse de Utmost International
the lady I talked to was very polite, supportive & help full

Réponse de Utmost International
Sandra is always very pleasant and helpful as are all the staff.

Réponse de Utmost International
I requested information and did not receive a response for some time. However, the respondent was apologetic for the delay, provided the information requested and in addition provided link to improve our communications moving forward.

Réponse de Utmost International
It was a pleasure dealing with Leah. She was friendly, efficient, and very helpful from start to finish. Thank you for the excellent service!

Réponse de Utmost International
Didn’t have to wait too long for my call to be answered and Zain was extremely helpful and polite in assisting me with my query. Thank you.

Réponse de Utmost International
Laura Maguire is most helpful and goes out of her way to assist you in your enquiry. Thanks for going above and beyond Laura.

Réponse de Utmost International
Julie didn't know me at all but was extremely professional and still understanding of my plight. Responding quickly and I was also able to reach out to her again and she was as knowledgeable of me and the matter with guiding me to the correct or another agent Chris who was also very responsive.

Réponse de Utmost International
With regard to the VISION plan with UTMOST--BEWARE
Good fund options, but ruined by astronomical fees
The Fees: The internal management and administration charges to run this Vision plan are huge. Over the lifetime of the policy, these aggressive fees wil wipe out 75% of plan
The Tax: The Irish exit tax is painfully high at 38% on the profit, which swallowed another 10.01% of the total growth.
The Verdict: Between the massive company fees and the exit tax, 85.31% of the total investment growth was completely eaten up. If you live in ireland you wil at best get a net profit of just 15% the plan's growth after a 15-year commitment.
You do get your lump sum back and the tax is handled smoothly at source, but the massive fee drag makes this a very poor policy. Look elsewhere if you want to keep the returns your money actually makes.

Réponse de Utmost International
I encountered a problem surrendering a clients investment bond and Nigel Adam went out of his way to resolve the issue in a timely and efficient manner.
His customer service was above and beyond and restored my faith in Utmost as a provider.

Réponse de Utmost International
I spoke with Zain Naeem, who was very professional and extremely helpful. He addressed everything I needed during the call and also proactively advised me of an additional document I may require.

Réponse de Utmost International
I am the client and you have failed to deliver me a service that I think is acceptable. Why should you dictate that I must have 2 factor authentication when I don’t want it? I want access to my account.

Réponse de Utmost International
Very quick response. Not the reply I was hoping for as the document was not available however the service was swift

Réponse de Utmost International
The Utmost International personnel has been proactive to help me and sort out the issue

Réponse de Utmost International
Very easy and quick to connect to the Customer Support team on the phone. The team member was very cordial, sharp and quick to understand the issue and resolve it.

Réponse de Utmost International
really good phone manner and excellent customer service.

Réponse de Utmost International

Réponse de Utmost International
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